Business Segments Qingdao Rural Commercial Bank Co., Ltd.

Stocks

End-of-day quote Shenzhen S.E. Other stock markets 24/07/2026			5-day change	1st Jan Change
2.970 ^CNY	-0.34%		-0.67%	-4.19%

27/06	Qingdao Rural Commercial Bank Co., Ltd. Approves the Final Cash Dividend (A Shares) for the Year 2025, Payable on 08 July 2026	CI
06/06	Qingdao Rural Commercial Bank Co., Ltd. Proposes Cash Dividend for 2025	CI

Breakdown by Business Segment (CNY)

Fiscal Period: December	2021	2022	2023	2024	2025
Retail Banking Business	327.37Cr	292.6Cr	525.96Cr	263.2Cr	307.48Cr
Total Assets	8.07TCr	8.66TCr	9.07TCr	10TCr	9.97TCr
CAPEX	-26Cr	-19Cr	-9.43Cr	-9.68Cr	-7.01Cr
EBT	132.34Cr	96Cr	100.87Cr	113.36Cr	141.31Cr
D&A	27Cr	26Cr	32Cr	30Cr	30Cr
Operating Income	133.03Cr	96Cr	101.19Cr	113.71Cr	142.44Cr
Capital Business	112.85Cr	71Cr	128.89Cr	171.71Cr	192.69Cr
Total Assets	18TCr	17TCr	19TCr	20TCr	20TCr
CAPEX	-2.05Cr	-1.47Cr	-73.49L	-64.17L	-43.94L
EBT	80Cr	50Cr	65Cr	71Cr	86Cr
D&A	4.95Cr	4.95Cr	2.51Cr	2Cr	1.87Cr
Operating Income	82Cr	51Cr	66Cr	71Cr	87Cr
Coroprate Banking	200.91Cr	145.1Cr	618.57Cr	145.1Cr	168.5Cr
Total Assets	17TCr	17TCr	18TCr	18TCr	19TCr
CAPEX	-5.2Cr	-4.12Cr	-2.03Cr	-2.1Cr	-1.4Cr
EBT	118.96Cr	61Cr	56Cr	56Cr	73Cr
D&A	9.31Cr	9.43Cr	6.93Cr	6.54Cr	5.92Cr
Operating Income	121.53Cr	62Cr	56Cr	56Cr	75Cr
Total Assets	-	-	496.87Cr	548.33Cr	614.78Cr
Other Business	22.41L	30.52L	45.64L	45.52L	46.57L
Total Assets	327.52Cr	421.92Cr	2L	49.29L	35.9L
EBT	22.17L	31L	34.97L	8.17Cr	1.36Cr
D&A	21T	46T	-	-	-
Operating Income	11.86L	31.59L	31.84L	31.76L	-7.92Cr

Geographical breakdown of sales (CNY)

Fiscal Period: December	2021	2022	2023	2024	2025
China	641.36Cr	508.82Cr	538.32Cr	580.46Cr	669.13Cr
Total Assets	43TCr	43TCr	47TCr	50TCr	50TCr
Interest Expense	-857.51Cr	-874.95Cr	-911.02Cr	-877.45Cr	-776.59Cr
Income Tax Expense	22Cr	-28Cr	-38Cr	-36Cr	-12Cr
D&A	41Cr	40Cr	42Cr	39Cr	38Cr
CAPEX	-34Cr	-25Cr	-12Cr	-12Cr	-8.84Cr
Net Income	306.55Cr	231.71Cr	256.78Cr	285.65Cr	312.82Cr
EBT	331.34Cr	206.97Cr	222.59Cr	248.85Cr	301.51Cr