Valuation: L&T Finance Limited

Capitalization 70TCr 735.37Cr 628.01Cr 575.41Cr 543.98Cr 1.01TCr 1.01TCr 6.85TCr 2.67TCr 33TCr 2.76TCr 2.7TCr 1,16100Cr P/E ratio 2027 *
18.6x
P/E ratio 2028 * 14.9x
Enterprise value 1,93400Cr 2.02TCr 1.73TCr 1.58TCr 1.49TCr 2.77TCr 2.78TCr 19TCr 7.33TCr 92TCr 7.58TCr 7.42TCr 3,19000Cr EV / Sales 2027 *
14.2x
EV / Sales 2028 * 13.6x
Free-Float
34.03%
Yield 2027 *
1.22%
Yield 2028 * 1.42%
1 day+0.45%
1 week-2.94%
Current month+0.78%
1 month+1.25%
3 months-3.48%
6 months-4.41%
Current year-10.78%
1 week 278.8
Extreme 278.8
305.2
1 month 277.38
Extreme 277.38
305.2
Current year 234.9
Extreme 234.9
329.45
1 year 169.25
Extreme 169.25
329.45
3 years 95.05
Extreme 95.05
329.45
5 years 58.5
Extreme 58.5
329.45
10 years 45.9
Extreme 45.9
329.45
Manager TitleAgeSince
Chief Executive Officer 53 24/01/2024
Director of Finance/CFO - 26/10/2015
Chief Tech/Sci/R&D Officer - 27/04/2024
Director TitleAgeSince
Director/Board Member 67 01/05/2008
Director/Board Member - 04/05/2026
Director/Board Member - 04/05/2026
Change 5d. change 1-year change 3-years change Capi.($)
+0.45%-2.94%+64.66%+195.03% 732.05Cr
+3.43%-2.96%+20.75%+1,602.94% 4.44TCr
+2.55%-4.85%+30.74%+1,382.26% 2.22TCr
+1.20%-2.39%+7.74%+238.60% 1.52TCr
+2.13%-4.10%-19.16%+204.29% 1.36TCr
-0.31%+2.13%+41.15%+100.77% 1.31TCr
+0.64%-2.76%-16.02%+160.86% 947.36Cr
-.--%-.--% - - 800.09Cr
-1.41%-11.88%-12.95%+32.60% 796.2Cr
-1.83%-6.52%-10.12%-48.61% 593.42Cr
Average +0.72%-4.51%+11.87%+429.86% 1.47TCr
Weighted average by Cap. +1.64%-4.65%+15.51%+808.44%

Financials

2027 *2028 *
Net sales 14TCr 142.04Cr 121.3Cr 111.14Cr 105.07Cr 194.56Cr 195.57Cr 1.32TCr 515.19Cr 6.45TCr 532.95Cr 521.77Cr 22TCr 16TCr 169.27Cr 144.55Cr 132.45Cr 125.21Cr 231.86Cr 233.06Cr 1.58TCr 613.96Cr 7.69TCr 635.12Cr 621.8Cr 27TCr
Net income 3.79TCr 40Cr 34Cr 31Cr 29Cr 54Cr 55Cr 369.28Cr 143.76Cr 1.8TCr 148.71Cr 145.6Cr 6.26TCr 4.72TCr 49Cr 42Cr 39Cr 36Cr 68Cr 68Cr 459.72Cr 178.97Cr 2.24TCr 185.14Cr 181.26Cr 7.79TCr
Net Debt 1,23000Cr 1.29TCr 1.1TCr 1.01TCr 950.79Cr 1.76TCr 1.77TCr 12TCr 4.66TCr 58TCr 4.82TCr 4.72TCr 2,02900Cr 1,50200Cr 1.57TCr 1.34TCr 1.23TCr 1.16TCr 2.15TCr 2.16TCr 15TCr 5.69TCr 71TCr 5.89TCr 5.76TCr 2,47700Cr
Logo L&T Finance Limited
L&T Finance Limited is an India-based non-banking financial company with presence across the lending business, catering to the diverse financing needs of both urban and rural segments. It offers personal loans, two-wheeler loans, home loans, rural business finance, farm loans, loans against property, business loans and gold loans. It offers personal loans for medical emergencies, home renovations, weddings and celebrations, vacations and education, among others. Its two-wheeler loans include electric two-wheeler loan, super bike loan and commuter tw loan. Its business loans include small and medium-sized enterprises (SME) loans, doctor loans, chartered accountant loans, professional loans and supply chain financing. Its rural business finance includes Vikaas Loan (Group Loan), Vishwas Loan (Group Loan), Pragati Loan (Group Loan) and Micro Loan Against Property. It also offers a range of insurance products, such as Life Insurance, Health Insurance and General Insurance.
Employees
41,301
Date Price Change Volume
13/26/13 281.90 +0.45% 62,70,211
12/26/12 280.65 -4.86% 66,56,358
11/26/11 295.00 -2.77% 34,47,625
08/26/08 303.40 -0.08% 25,25,155
07/26/07 303.65 +1.12% 37,60,248
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
20
Last Close Price
281.90INR
Average target price
307.75INR
Spread / Average Target
+9.17%

Quarterly revenue - Rate of surprise