Investment Themes

Fintechs, the best of both worlds

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Investment Themes

In just a few years, innovative companies have invaded a financial sphere that for a long time was limited to the Bank / Insurance diptych. The irruption of technology, networks and new social interactions has created unprecedented opportunities that have allowed small players to enter the realm of institutions that seemed untouchable. Some of them have become big. Existing players have adapted. And new entrants are constantly looking to join. Welcome to global "fintech".

In the financial sphere on stock markets, there are two main categories of players. Those that already had their time in the sun and the trendy ones. The has-beens are usually the traditional banks and insurers. The cool ones are the neo-banks and all the remote services and payment companies, which are now grouped together under the name "fintech", to show that they are at the crossroads of finance and new technologies.But above all, there are many newcomers that attract investor's attention. Just look at the success of Adyen's IPO in the Netherlands in 2019 and the ultra-high expectations of Robinhood's arrival on stock markets...

The vast majority of "fintechs" share the particularity of being very generously valued. This is somewhat the opposite of European banking stocks. They are also often difficult to understand: what exactly are their activities, who are their competitors, how do they generate their profits? This complexity is at the root of one of the biggest financial scandals of recent years, the collapse of the German Wirecard fallen angel, once Europe's most promising fintech. But we shouldn't stop at this (big) thorn in the sector's side: there are dozens of innovative companies positioned in this fast-growing segment. The following list refers to several dozen companies in the sector. MarketScreener proposes filtered and unfiltered thematic lists: this one is not filtered. You can therefore apply your own criteria to draw the substantial marrow from it.

One last thing: you will notice that a lot of known actors in the fintech microcosm, in particular the neo-banks, are not included in this list. This is because they are not listed: private equity has been there. But perhaps they will appear on stock markets soon?

Our selection

Industrials
Transaction & Payment Services
21Cr -53.07%
Industrials
Transaction & Payment Services
310.63Cr -37.97%
- - 154.02Cr -
- - 277.32Cr -
Industrials
Transaction & Payment Services
763.87Cr +58.91%
Industrials
Transaction & Payment Services
4.89TCr -1.86%
Industrials
Transaction & Payment Services
53Cr -32.38%
Technology
Financial Technology (Fintech) (NEC)
65Cr -22.17%
Industrials
Transaction & Payment Services
435.3Cr -5.14%
Technology
Internet Security & Transactions Services
54TCr +7.85%
Industrials
Transaction & Payment Services
4.83TCr +20.36%
- - 445.76Cr -
Industrials
Transaction & Payment Services
245.14Cr -14.47%
Technology
Financial Technology (Fintech) (NEC)
262.42Cr -24.16%
- - 242.89Cr -
Industrials
Transaction & Payment Services
306.52Cr +13.64%
Technology
Enterprise Software
1.45TCr +9.28%
Technology
Other Software
400.12Cr -16.19%
- - 223.31Cr -
Technology
Financial Technology (Fintech) (NEC)
8.82TCr -51.19%
Industrials
Transaction & Payment Services
73TCr +14.71%
Technology
Financial Technology (Fintech) (NEC)
159.6Cr +3.47%
Technology
Security Software
66Cr +35.12%
Technology
Other Software
765.2Cr +0.95%
Industrials
Transaction & Payment Services
2.67TCr +31.91%
Technology
Other IT Services & Consulting
1.1TCr -16.59%
Industrials
Transaction & Payment Services
187.62Cr +7.25%
Technology
Application Software
681.39Cr -45.81%
Financials
Other Investment Banking & Brokerage Services
345.73Cr -33.35%
Technology
Financial Technology (Fintech) (NEC)
3.33TCr -31.11%
Technology
Business to Consumer
437.67Cr -.--%
Industrials
Transaction & Payment Services
616.81Cr +21.48%
Technology
Financial Technology (Fintech) (NEC)
188.58Cr -16.70%
Technology
Mobile Application Software
76Cr +53.41%
Financials
Other Consumer Lending
36Cr -52.38%
Industrials
Transaction & Payment Services
194.3Cr -33.99%
Industrials
Transaction & Payment Services
2.51TCr -29.17%
Technology
Financial Technology (Fintech) (NEC)
72Cr -81.02%
- - 484.23Cr -
Technology
Other Software
29Cr -15.05%
Financials
Consumer Credit Cards Services
21TCr -15.12%
Technology
Technology Consulting & Outsourcing Services
1.98TCr -3.97%
Financials
Other Investment Banking & Brokerage Services
506.93Cr +71.46%
Technology
Enterprise Software
1.44TCr -16.31%
- - 5.03TCr -
Financials
Other Consumer Lending
59Cr -17.25%
Technology
Enterprise Software
387.66Cr -13.32%
Technology
Other IT Services & Consulting
104.38Cr -25.49%
Financials
Other Consumer Lending
374.24Cr -0.52%
Financials
Other Consumer Lending
22Cr -43.48%
Technology
Other Software
604.81Cr -9.99%
Technology
Other Software
221.59Cr -33.65%
- - 83Cr -
Financials
Other Corporate Financial Services
77Cr -65.96%
Technology
Financial Technology (Fintech) (NEC)
43Cr +45.99%
Industrials
Transaction & Payment Services
2.23TCr +8.05%
Technology
Business to Business
54Cr -39.29%
Industrials
Transaction & Payment Services
566.04Cr +4.48%
- - 1.17TCr -
Financials
Consumer Credit Cards Services
70Cr -4.25%
Technology
Other Software
23Cr -60.25%
Technology
Financial Technology (Fintech) (NEC)
70Cr -35.45%
Technology
Other Internet Services
7.45Cr +17.68%
- - 349.45Cr -
Technology
Financial Technology (Fintech) (NEC)
1.86TCr -46.06%
Technology
Financial Technology (Fintech) (NEC)
530.52Cr +8.12%
- - 96Cr -
Technology
Cryptocurrency Mining
61Cr -17.80%
Technology
Cryptocurrency Mining
581.65Cr +11.76%
Financials
Other Consumer Lending
182.75Cr -34.04%
Financials
Other Consumer Lending
169.3Cr -24.02%
Financials
Personal & Car Loans
83Cr -26.95%
- - 149.91Cr -
Industrials
Transaction & Payment Services
70Cr +30.66%
Financials
Other Consumer Lending
6.78Cr -78.93%
Technology
Point of Sale Systems
46Cr -32.48%
- - 36Cr -

News of the components

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Ratings ESG MSCI

  1. Stock Market
  2. Investment Themes
  3. Fintechs, the best of both worlds