Financials Union Bancaire pour le Commerce et L'Industrie Société anonyme
Equities
UBCI
TN0002400505
Banks
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
23.65 TND | 0.00% | -0.17% | +5.11% |
Valuation
Fiscal Period: December | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
---|---|---|---|---|---|---|---|
Capitalization 1 | 600 | 396 | 440 | 450 | 473 | - | - |
Enterprise Value (EV) 1 | 600 | 396 | 440 | 450 | 473 | 473 | 473 |
P/E ratio | 10.5 x | - | 7.37 x | 8.43 x | 9.31 x | 10.6 x | 9.98 x |
Yield | - | 3.79% | - | - | 5.29% | 5.29% | 5.29% |
Capitalization / Revenue | 2.3 x | 1.5 x | 1.49 x | 1.49 x | 1.5 x | 1.5 x | - |
EV / Revenue | 2.3 x | 1.5 x | 1.49 x | 1.49 x | 1.5 x | 1.5 x | - |
EV / EBITDA | - | - | - | - | - | - | - |
EV / FCF | - | - | - | - | - | - | - |
FCF Yield | - | - | - | - | - | - | - |
Price to Book | - | - | - | - | - | - | - |
Nbr of stocks (in thousands) | 20,002 | 20,002 | 20,002 | 20,002 | 20,002 | - | - |
Reference price 2 | 30.00 | 19.80 | 22.00 | 22.50 | 23.65 | 23.65 | 23.65 |
Announcement Date | 01/04/20 | 13/04/22 | 07/04/23 | 15/04/24 | - | - | - |
Income Statement Evolution (Annual data)
Fiscal Period: December | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
---|---|---|---|---|---|---|---|
Net sales 1 | 260.9 | 264.4 | 294.9 | 302.9 | 315 | 316 | - |
EBITDA | - | - | - | - | - | - | - |
EBIT 1 | - | 65.27 | 103.8 | 83.13 | 86 | 75.6 | - |
Operating Margin | - | 24.68% | 35.19% | 27.45% | 27.3% | 23.92% | - |
Earnings before Tax (EBT) | - | - | - | - | - | - | - |
Net income 1 | - | 30.51 | 59.72 | 53.36 | 50.8 | 44.6 | 47.3 |
Net margin | - | 11.54% | 20.25% | 17.62% | 16.13% | 14.11% | - |
EPS 2 | 2.870 | - | 2.986 | 2.668 | 2.540 | 2.230 | 2.370 |
Free Cash Flow | - | - | - | - | - | - | - |
FCF margin | - | - | - | - | - | - | - |
FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
FCF Conversion (Net income) | - | - | - | - | - | - | - |
Dividend per Share 2 | - | 0.7500 | - | - | 1.250 | 1.250 | 1.250 |
Announcement Date | 01/04/20 | 13/04/22 | 07/04/23 | 15/04/24 | - | - | - |
Balance Sheet Analysis
Fiscal Period: December | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
---|---|---|---|---|---|---|---|
Net Debt | - | - | - | - | - | - | - |
Net Cash position | - | - | - | - | - | - | - |
Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
Free Cash Flow | - | - | - | - | - | - | - |
ROE (net income / shareholders' equity) | - | 6.73% | 12.5% | - | 9.36% | 7.89% | 8.07% |
ROA (Net income/ Total Assets) | - | - | - | - | - | - | - |
Assets 1 | - | - | - | - | - | - | - |
Book Value Per Share | - | - | - | - | - | - | - |
Cash Flow per Share | - | - | - | - | - | - | - |
Capex | - | - | - | - | - | - | - |
Capex / Sales | - | - | - | - | - | - | - |
Announcement Date | 01/04/20 | 13/04/22 | 07/04/23 | 15/04/24 | - | - | - |
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
EPS Revisions
Annual profits - Rate of surprise
1st Jan change | Capi. | |
---|---|---|
+5.11% | 151M | |
+16.61% | 208B | |
+4.26% | 74.42B | |
+8.64% | 55.3B | |
+3.95% | 48.03B | |
+13.21% | 47.15B | |
+25.00% | 45B | |
+11.66% | 36.77B | |
-16.09% | 35.19B | |
-96.60% | 32.25B |
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