Ratings Union Bancaire pour le Commerce et L'Industrie Société anonyme

Equities

End-of-day quote Tunis Other stock markets 03:30:00 07/05/2024 am IST			5-day change	1st Jan Change
21.6 ^TND	-8.47%		-8.67%	-4.00%

15/04	Union Bancaire pour le Commerce et L'Industrie Société anonyme Reports Earnings Results for the Full Year Ended December 31, 2023	CI
2023	Union Bancaire pour le Commerce et L'Industrie Société anonyme Reports Earnings Results for the Half Year Ended June 30, 2023	CI

Its low valuation, with P/E ratio at 8.5 and 9.69 for the ongoing fiscal year and 2025 respectively, makes the stock pretty attractive with regard to earnings multiples.
The company is one of the best yield companies with high dividend expectations.
For the past twelve months, EPS forecast has been revised upwards.
The average price target of analysts who are interested in the stock has been strongly revised upwards over the last four months.

According to Standard & Poor's' forecast, revenue growth prospects are expected to be very low for the next fiscal years.
The company's earnings growth outlook lacks momentum and is a weakness.
For the last twelve months, the trend in sales revisions has been clearly going down, which emphasizes downgraded expectations from the analysts.
For the past year, analysts have significantly revised downwards their profit estimates.
Most analysts recommend that the stock should be sold or reduced.
Over the past twelve months, analysts' opinions have been revised negatively.

	1st Jan change	Capi.	Investor Rating	ESG Refinitiv
UNION BANCAIRE POUR LE COMMERCE ET L'INDUSTRIE SOCIÉTÉ ANONYME	-4.00%	138M		-
AGRICULTURAL BANK OF CHINA LIMITED	+18.60%	210B		C+
PT BANK CENTRAL ASIA TBK	-0.27%	71.91B		A-
ANZ GROUP HOLDINGS LIMITED	+10.92%	57.49B		C+
CRÉDIT AGRICOLE S.A.	+19.75%	50.04B		B-
INDUSTRIAL BANK CO., LTD.	+3.52%	48.24B		B-
CHINA CITIC BANK CO., LTD.	+26.09%	46.21B		B
JAPAN POST BANK CO., LTD.	+9.64%	36.11B		B-
QATAR NATIONAL BANK (Q.P.S.C.)	-15.00%	35.65B		A-
INVEST BANK	-96.60%	32.24B	-	D

Investor Rating

Trading Rating

ESG Refinitiv

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality