Valuation: Provident Financial

Market Cap 29Cr 38Cr 34Cr 31Cr 54Cr 3.68TCr 55Cr 373.25Cr 145.78Cr 1.82TCr 144.05Cr 140.94Cr 6.28TCr P/E 2026 *
7.6x
P/E 2027 * 4.94x
Enterprise Value 29Cr 38Cr 34Cr 31Cr 54Cr 3.68TCr 55Cr 373.25Cr 145.78Cr 1.82TCr 144.05Cr 140.94Cr 6.28TCr EV / Sales 2026 *
0.56x
EV / Sales 2027 * 0.52x
Free-Float
88.67%
Yield 2026 *
-
Yield 2027 * 5.77%
Manager TitleAgeSince
Chief Executive Officer 60 01/08/2023
Director of Finance/CFO 60 01/11/2023
Chief Operating Officer - -
Director TitleAgeSince
Director/Board Member 68 01/04/2019
Director/Board Member 60 09/03/2023
Chairman 65 15/09/2023
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00% - - 38Cr
+3.37%-3.57%-10.07%+29.59% 3.82TCr
+0.78%+1.44%-2.52%+21.65% 3.19TCr
+0.29%-1.96%+64.33%+186.43% 2.55TCr
+3.31%+2.59%+3.31%+116.84% 2.45TCr
+2.55%-0.76%-20.38%+85.70% 2.17TCr
-1.81%-0.31%+17.62%+54.20% 1.59TCr
-0.38%-2.10%+13.84%+126.64% 1.27TCr
+5.99%-1.39%+68.84%+111.72% 906.28Cr
+0.19%-0.59%-25.64% - 742.55Cr
Average +0.70%-0.02%+12.15%+91.59% 2.07TCr
Weighted average by Cap. +0.54%-0.01%+9.11%+82.34%

Financials

2026 *2027 *
Net sales 51Cr 68Cr 60Cr 56Cr 96Cr 6.54TCr 98Cr 663.67Cr 259.2Cr 3.23TCr 256.13Cr 250.61Cr 11TCr 56Cr 74Cr 65Cr 61Cr 104.75Cr 7.12TCr 106.14Cr 722.04Cr 282Cr 3.52TCr 278.65Cr 272.65Cr 12TCr
Net income 4.11Cr 5.47Cr 4.81Cr 4.48Cr 7.72Cr 524.88Cr 7.83Cr 53Cr 21Cr 259.18Cr 21Cr 20Cr 895.81Cr 6.16Cr 8.19Cr 7.2Cr 6.7Cr 12Cr 785.62Cr 12Cr 80Cr 31Cr 387.93Cr 31Cr 30Cr 1.34TCr
Net Debt - -
Logo Provident Financial
Vanquis Banking Group plc is a United Kingdom-based specialist bank. The Company supports its target customers with differentiated credit, savings and money management solutions, with lending predominantly funded by retail deposits. The Company's brands include Vanquis, Moneybarn, and Snoop. Through Vanquis, the Company offers a range of credit cards, unsecured personal loans, and savings products. It provides customers with credit cards, tailored to suit their needs, with a range of APRs and credit limits. Through Moneybarn, it offers secured vehicle finance on a range of asset classes, new and used, including cars, motorbikes and light commercial vehicles. Snoop's platform combines both data-driven, personalized insights (or Snoops) to help consumers find their money-saving opportunities, and a free credit scoring service. Snoop uses artificial intelligence (AI) and open banking data to help people save on household bills and targets savings of up to £1,500 per year for customers.
Employees
-
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
1.152GBP
Average target price
1.562GBP
Spread / Average Target
+35.63%

Annual profits - Rate of surprise