Valuation: Provident Financial

Market Cap 19Cr 26Cr 22Cr 21Cr 36Cr 2.48TCr 36Cr 253.09Cr 97Cr 1.26TCr 97Cr 95Cr 4.02TCr P/E 2026 *
16.1x
P/E 2027 * 5.15x
Enterprise Value 19Cr 26Cr 22Cr 21Cr 36Cr 2.48TCr 36Cr 253.09Cr 97Cr 1.26TCr 97Cr 95Cr 4.02TCr EV / Sales 2026 *
0.4x
EV / Sales 2027 * 0.37x
Free-Float
88.53%
Yield 2026 *
1.31%
Yield 2027 * 4.92%
Manager TitleAgeSince
Chief Executive Officer 60 01/08/2023
Director of Finance/CFO 60 01/11/2023
Chief Operating Officer - -
Director TitleAgeSince
Director/Board Member 68 01/04/2019
Director/Board Member 60 09/03/2023
Chairman 65 15/09/2023
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00% - - 26Cr
-0.30%-4.54%-0.36%+34.30% 6.54TCr
-0.04%-2.05%-36.66%+42.22% 3.73TCr
-1.00%-5.22%-11.68%+19.43% 3.09TCr
-0.01%-4.75%+57.26%+155.13% 2.41TCr
+0.38%-1.49%+2.23%+137.07% 2.47TCr
-0.82%-2.51%-38.38%+94.87% 2.2TCr
-1.53%-3.17%+16.44%+43.94% 1.6TCr
-2.79%-6.67% - - 1.55TCr
-0.34%-3.56%-28.70%-6.08% 1.55TCr
Average -0.63%-3.11%-4.98%+65.11% 2.8TCr
Weighted average by Cap. -0.51%-3.22%-5.72%+60.35%

Financials

2026 *2027 *
Net sales 48Cr 65Cr 56Cr 53Cr 91Cr 6.24TCr 91Cr 635.91Cr 244.65Cr 3.16TCr 244.38Cr 238.96Cr 10TCr 52Cr 70Cr 60Cr 57Cr 97Cr 6.67TCr 98Cr 679.98Cr 261.61Cr 3.38TCr 261.31Cr 255.52Cr 11TCr
Net income 1.5Cr 2.02Cr 1.75Cr 1.66Cr 2.82Cr 194.04Cr 2.84Cr 20Cr 7.61Cr 98Cr 7.6Cr 7.43Cr 313.78Cr 4.02Cr 5.43Cr 4.7Cr 4.44Cr 7.55Cr 520.46Cr 7.61Cr 53Cr 20Cr 263.9Cr 20Cr 20Cr 841.62Cr
Net Debt - -
Logo Provident Financial
Vanquis Banking Group plc is a United Kingdom-based specialist bank. The Company supports its target customers with differentiated credit, savings and money management solutions, with lending predominantly funded by retail deposits. The Company's brands include Vanquis, Moneybarn, and Snoop. Through Vanquis, the Company offers a range of credit cards, unsecured personal loans, and savings products. It provides customers with credit cards, tailored to suit their needs, with a range of APRs and credit limits. Through Moneybarn, it offers secured vehicle finance on a range of asset classes, new and used, including cars, motorbikes and light commercial vehicles. Snoop's platform combines both data-driven, personalized insights (or Snoops) to help consumers find their money-saving opportunities, and a free credit scoring service. Snoop uses artificial intelligence (AI) and open banking data to help people save on household bills and targets savings of up to £1,500 per year for customers.
Employees
-
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
0.7670GBP
Average target price
1.375GBP
Spread / Average Target
+79.27%

Annual profits - Rate of surprise

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