Valuation: Provident Financial

Market Cap 20Cr 27Cr 23Cr 22Cr 37Cr 2.56TCr 38Cr 255.75Cr 100.2Cr 1.28TCr 100.95Cr 99Cr 4.28TCr P/E 2026 *
15.9x
P/E 2027 * 5.34x
Enterprise Value 20Cr 27Cr 23Cr 22Cr 37Cr 2.56TCr 38Cr 255.75Cr 100.2Cr 1.28TCr 100.95Cr 99Cr 4.28TCr EV / Sales 2026 *
0.41x
EV / Sales 2027 * 0.39x
Free-Float
88.66%
Yield 2026 *
1.26%
Yield 2027 * 4.75%
Manager TitleAgeSince
Chief Executive Officer 60 01/08/2023
Director of Finance/CFO 60 01/11/2023
Chief Operating Officer - -
Director TitleAgeSince
Director/Board Member 68 01/04/2019
Director/Board Member 60 09/03/2023
Chairman 65 15/09/2023
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00% - - 27Cr
-3.46%-0.20%-24.29%+22.09% 4.05TCr
-0.57%-3.14%+5.90%+36.33% 3.41TCr
-0.29%+0.60%+83.70%+210.32% 2.78TCr
+0.15%-0.98%+8.44%+129.24% 2.55TCr
-1.36%-2.38%-24.67%+105.24% 2.32TCr
-0.37%+0.79%+31.03%+83.26% 1.71TCr
-1.36%-0.54%+13.54%+124.33% 1.23TCr
+0.89%-2.87%+53.07%+117.47% 903.74Cr
-0.49%-2.55%-24.60% - 743.81Cr
Average -0.73%-0.43%+13.57%+103.54% 2.19TCr
Weighted average by Cap. -1.16%-0.19%+11.06%+93.55%

Financials

2026 *2027 *
Net sales 48Cr 65Cr 56Cr 53Cr 91Cr 6.22TCr 92Cr 619.97Cr 242.9Cr 3.11TCr 244.7Cr 239.37Cr 10TCr 52Cr 70Cr 60Cr 57Cr 97Cr 6.65TCr 99Cr 662.93Cr 259.74Cr 3.33TCr 261.66Cr 255.96Cr 11TCr
Net income 1.9Cr 2.57Cr 2.22Cr 2.08Cr 3.58Cr 244.81Cr 3.64Cr 24Cr 9.57Cr 122.54Cr 9.64Cr 9.43Cr 408.8Cr 4.02Cr 5.44Cr 4.71Cr 4.41Cr 7.57Cr 518.4Cr 7.7Cr 52Cr 20Cr 259.47Cr 20Cr 20Cr 865.65Cr
Net Debt - -
Logo Provident Financial
Vanquis Banking Group plc is a United Kingdom-based specialist bank. The Company supports its target customers with differentiated credit, savings and money management solutions, with lending predominantly funded by retail deposits. The Company's brands include Vanquis, Moneybarn, and Snoop. Through Vanquis, the Company offers a range of credit cards, unsecured personal loans, and savings products. It provides customers with credit cards, tailored to suit their needs, with a range of APRs and credit limits. Through Moneybarn, it offers secured vehicle finance on a range of asset classes, new and used, including cars, motorbikes and light commercial vehicles. Snoop's platform combines both data-driven, personalized insights (or Snoops) to help consumers find their money-saving opportunities, and a free credit scoring service. Snoop uses artificial intelligence (AI) and open banking data to help people save on household bills and targets savings of up to £1,500 per year for customers.
Employees
-
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
0.7950GBP
Average target price
1.375GBP
Spread / Average Target
+72.96%

Annual profits - Rate of surprise