Ratings Provident Financial LIQUIDNET SYSTEMS

Equities

PFG

GB00B1Z4ST84

Real-time Estimate Cboe Europe Other stock markets 09:00:00 17/05/2024 pm IST			5-day change	1st Jan Change
63.75 ^GBX	0.00%		0.00%	0.00%

16/05	Barclays raises Travis Perkins to 'overweight'	AN
15/05	Vanquis Banking says credit quality remains stable	AN

Strengths

The earnings growth currently anticipated by analysts for the coming years is particularly strong.
The company appears to be poorly valued given its net asset value.
The average target price set by analysts covering the stock is above current prices and offers a tremendous appreciation potential.
The opinion of analysts covering the stock has improved over the past four months.

Weaknesses

With an expected P/E ratio at 3544.44 and 8.57 respectively for both the current and next fiscal years, the company operates with high earnings multiples.
For the last twelve months, the trend in sales revisions has been clearly going down, which emphasizes downgraded expectations from the analysts.
The sales outlook for the group was lowered in the last twelve months. This change in forecast points out a decline in activity as well as pessimistic analyses of the company.
For the last 12 months, analysts have been regularly downgrading their EPS expectations. Analysts predict worse results for the company against their predictions a year ago.
For the last twelve months, the analysts covering the company have given a bearish overview of EPS estimates, resulting in frequent downward revisions.
The average price target of analysts who are interested in the stock has been significantly revised downwards over the last four months.
Sales estimates for the next fiscal years vary from one analyst to another. This clearly highlights a lack of visibility into the company's future activity.
The price targets of various analysts who make up the consensus differ significantly. This reflects different assessments and/or a difficulty in valuing the company.
Financial statements have repeatedly disappointed market stakeholders. Most often, they were below expectations.

Ratings chart - Surperformance

Sector: Consumer Lending

	1st Jan change	Capi.	Investor Rating	ESG Refinitiv
PROVIDENT FINANCIAL	0.00%	195M		-
BAJAJ FINANCE LIMITED	-8.19%	49.94B		C+
BAJAJ FINSERV LTD.	-5.99%	30.73B		C+
JIO FINANCIAL SERVICES LIMITED	+53.34%	27.02B	-	-
ORIX CORPORATION	+27.75%	25.12B		B
SYNCHRONY FINANCIAL	+15.06%	17.46B		B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED	+1.96%	12.69B		C+
SHRIRAM FINANCE LIMITED	+15.57%	10.53B		B-
MUTHOOT FINANCE LIMITED	+13.77%	8.16B		C
SOFI TECHNOLOGIES, INC.	-26.83%	7.53B		-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes