Business Segments INT SANPAOLO RISP Borsa Italiana

Stocks

ISPR

Banks

Delayed Borsa Italiana Other stock markets			5-day change	1st Jan Change
- ^EUR	-.--%		-3.84%	-

01:32pm	European Markets Soften: Eni and Stellantis Weigh on MIB	AN
11:55am	Mixed Start Expected for European Markets on Fed Decision Day	AN

Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (EUR)

Fiscal Period: December	2021	2022	2023	2024	2025
Diversified Commercial Banks
Territorial Bank	893.8Cr	881.3Cr	996.7Cr	1.06TCr	1.08TCr
Income Tax Expense	36Cr	38Cr	108.8Cr	133.7Cr	140.6Cr
EBT	113Cr	112.1Cr	331.5Cr	406.6Cr	440.4Cr
D&A	60L	30L	20L	10L	-
Operating Income	247.3Cr	241.6Cr	473Cr	524.3Cr	594.8Cr
Net Income	38Cr	47Cr	194.5Cr	223.2Cr	281.5Cr
IMI Corporate & Investment Banking	457.1Cr	433.3Cr	389.9Cr	389.1Cr	453Cr
Income Tax Expense	98Cr	52Cr	71Cr	74Cr	96Cr
EBT	318.2Cr	122Cr	221.5Cr	233.4Cr	303.5Cr
D&A	2.1Cr	2Cr	1.9Cr	1.6Cr	-
Operating Income	320.6Cr	291.5Cr	240.8Cr	240.7Cr	327.3Cr
Net Income	220.2Cr	68Cr	147.8Cr	156.6Cr	204.7Cr
UBI Group	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-
Private and Industrial Banking
Private Banking	237.6Cr	247.5Cr	314.7Cr	333.2Cr	342.3Cr
Income Tax Expense	48Cr	44Cr	67Cr	72Cr	64Cr
EBT	163.1Cr	155.5Cr	210.6Cr	224.1Cr	231.1Cr
D&A	7.3Cr	8.1Cr	8.9Cr	11Cr	-
Operating Income	147Cr	155.4Cr	220.1Cr	228.9Cr	236Cr
Net Income	107.6Cr	103.4Cr	136.6Cr	146.2Cr	162.5Cr
Foreign Banking and Branches Of Foreign Banks
International Banks	197.2Cr	222.7Cr	271.9Cr	310.5Cr	322.4Cr
Income Tax Expense	14Cr	19Cr	33Cr	42Cr	44Cr
EBT	68Cr	78Cr	159.1Cr	168.8Cr	178.7Cr
D&A	12Cr	11Cr	12Cr	13Cr	-
Operating Income	90Cr	110.9Cr	172.8Cr	186.7Cr	184.5Cr
Net Income	46Cr	50Cr	117.3Cr	114.6Cr	124Cr
Life Insurance
Insurance	157.2Cr	160.7Cr	161.3Cr	171.9Cr	180.6Cr
Income Tax Expense	21Cr	35Cr	39Cr	11Cr	42Cr
EBT	84Cr	132Cr	129.5Cr	133.8Cr	137.7Cr
D&A	2Cr	2Cr	3.2Cr	3.6Cr	-
Operating Income	117.1Cr	122.2Cr	123.4Cr	133.9Cr	141.9Cr
Net Income	71Cr	87Cr	88Cr	115Cr	90Cr
Investment Funds
Asset Management	134.4Cr	96Cr	91Cr	100.5Cr	106Cr
Income Tax Expense	30Cr	18Cr	18Cr	20Cr	-14Cr
EBT	110.5Cr	74Cr	66Cr	78Cr	81Cr
D&A	70L	60L	90L	90L	-
Operating Income	110.5Cr	74Cr	66Cr	75Cr	81Cr
Net Income	79Cr	55Cr	48Cr	58Cr	94Cr
Corporate Centre	1.3Cr	105.3Cr	135.6Cr	213.7Cr	70Cr
Income Tax Expense	-84Cr	-10L	6.7Cr	54Cr	-16Cr
EBT	-192.1Cr	61Cr	87Cr	128.7Cr	-26Cr
D&A	100.4Cr	103.6Cr	107.8Cr	110.4Cr	-
Operating Income	-46Cr	58Cr	84Cr	163.8Cr	12Cr
Net Income	-144Cr	24Cr	41Cr	53Cr	-24Cr
Income Tax Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-

Geographical Revenue Distribution History

Geographical breakdown of sales (EUR)

Fiscal Period: December	2021	2022	2023	2024	2025
Italy	1.65TCr	1.67TCr	1.79TCr	1.93TCr	1.94TCr
Income Tax Expense	104.1Cr	159.9Cr	260Cr	303.7Cr	262.4Cr
D&A	108.5Cr	111.1Cr	116.7Cr	120.2Cr	-
Net Income	202.3Cr	309.2Cr	480.5Cr	548.5Cr	631.3Cr
EBT	377.1Cr	547.7Cr	815.8Cr	940.6Cr	935.9Cr
Operating Income	704.1Cr	741Cr	968.5Cr	1.08TCr	1.15TCr
Europe	347.1Cr	381.9Cr	477.4Cr	540.8Cr	492.8Cr
Income Tax Expense	48Cr	34Cr	67Cr	87Cr	76Cr
D&A	13Cr	14Cr	15Cr	18Cr	-
Net Income	171.4Cr	85Cr	248.3Cr	252.5Cr	238.7Cr
EBT	229.4Cr	131Cr	327.3Cr	349.7Cr	324.6Cr
Operating Income	224.8Cr	249.5Cr	338.6Cr	383.6Cr	333.6Cr
Rest of The World	86Cr	94Cr	93Cr	114.4Cr	115Cr
Income Tax Expense	10Cr	12Cr	17Cr	14Cr	20Cr
D&A	3.1Cr	3.1Cr	2.6Cr	2.6Cr	-
Net Income	45Cr	41Cr	44Cr	66Cr	62Cr
EBT	57Cr	56Cr	63Cr	83Cr	86Cr
Operating Income	58Cr	63Cr	74Cr	89Cr	93Cr
Income Tax Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-