Financials GoHealth, Inc.

Equities

GOCO

US38046W2044

Multiline Insurance & Brokers

Market Closed - Nasdaq Other stock markets 02:30:00 14/02/2026 am IST			5-day change	1st Jan Change
1.790 ^USD	+1.99%		-8.21%	-16.74%

17/12	GoHealth Inc - to offer and sale, from time to time 9.6 million shares of class A common stock by selling stockholder - SEC filing	RE
19/11	William Blair Downgrades GoHealth to Market Perform From Outperform	MT

Projected Income Statement: GoHealth, Inc.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	877.4	1,062	631.7	734.7	798.9	437.8	320.9	643
Change	-	21.09%	-40.54%	16.31%	8.74%	-45.19%	-26.7%	100.35%
EBITDA ¹	271	33.82	-129.8	75.09	120.3	-36.11	-29.64	82.78
Change	-	-87.52%	-483.71%	157.86%	60.23%	-130.01%	17.9%	379.24%
EBIT ¹	-64.55	-489.4	-318.7	-81.68	-7.047	-358.5	-104.9	-56.96
Change	-	-658.29%	34.89%	74.37%	91.37%	-4,987.15%	70.73%	45.72%
Interest Paid ¹	-32.97	-33.5	-57.07	-69.47	-72.87	-80.39	-88.47	-87.14
Earnings before Tax (EBT) ¹	-97.16	-534.2	-375.6	-151.1	-5.052	-435.2	-214.3	-110.4
Change	-	-449.85%	29.69%	59.77%	96.66%	-8,514.25%	50.77%	48.45%
Net income ¹	-44.27	-189.4	-148.7	-63.26	-2.928	-225.1	-99.56	-73.49
Change	-	-327.76%	21.47%	57.46%	95.37%	-7,586.72%	55.76%	26.18%
Announcement Date	08/03/21	15/03/22	16/03/23	14/03/24	27/02/25	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3
Net sales ¹	445.9	204.2	196.9	211.7	449.6	270.6	158.7	133.1	69.38	183.2	142.8	132	276.7	185.6	105.9	118.3	389.1	221	94.05	34.19	88.62	62.8	34.61	27.58	184.8	158.4	100.2	87.5
Change	-	-54.21%	-3.56%	7.53%	112.34%	-39.81%	-41.37%	-16.14%	-47.86%	164.01%	-22.05%	-7.52%	109.56%	-32.92%	-42.96%	11.73%	228.96%	-43.21%	-57.44%	-63.65%	159.23%	-29.14%	-44.89%	-20.3%	569.78%	-14.26%	-36.74%	-12.67%
EBITDA ¹	169.9	32.05	14.34	-14.07	1.499	11.07	-31.74	-14.33	-94.78	28.78	0.788	-11.48	57	26.89	-12.31	-12.11	117.8	42.06	-11.3	-47.09	-19.93	-6.62	-18.69	-24.62	24.83	13.2	-19.2	-25.6
Change	-	-81.14%	-55.25%	-198.09%	110.66%	638.69%	-386.65%	54.86%	-561.56%	130.36%	-97.26%	-1,556.22%	596.73%	-52.82%	-145.76%	1.64%	1,073.39%	-64.31%	-126.85%	-316.91%	57.68%	66.78%	-182.28%	-31.77%	200.84%	-46.84%	-245.45%	-33.33%
EBIT ¹	141.8	1.402	-18.95	-48.62	-423.3	-25.31	-76.05	-59.14	-133.2	-5.749	-53.02	-37.98	15.06	-4.032	-40.61	-42.67	80.27	6.669	-99.39	-287.9	-36.76	-9.5	-37.99	-48.16	18.35	-18.8	-51.2	-57.6
Change	-	-99.01%	-1,451.71%	-156.55%	-770.6%	94.02%	-200.48%	22.23%	-125.19%	95.68%	-822.18%	28.37%	139.66%	-126.77%	-907.19%	-5.08%	288.1%	-91.69%	-1,590.27%	-189.7%	87.23%	74.16%	-299.89%	-26.76%	138.11%	-202.45%	-172.34%	-12.5%
Charge d'intérêts ¹	-8.591	-8.688	-8.277	-6.921	-9.619	-11.4	-12.72	-15.63	-17.32	-16.89	-17.26	-17.56	-17.75	-17.95	-18.1	-19.09	-17.74	-15.95	-16.94	-24.76	-22.75	-21	-21	-21	-21.28	-21.6	-21.6	-21.6
Earnings before Tax (EBT) ¹	133.1	-7.299	-39.21	-55.51	-432.2	-36.77	-113.8	-74.65	-150.4	-22.59	-70.3	-56.31	-1.915	-21.42	-59.35	-65.42	60.36	-8.684	-116.3	-314.4	-64.77	-55.4	-62.51	-74.17	-23.38	-40.4	-72.8	-79.2
Change	-	-105.48%	-437.16%	-41.58%	-678.6%	91.49%	-209.37%	34.37%	-101.52%	84.99%	-211.25%	19.9%	96.6%	-1,018.38%	-177.13%	-10.21%	192.28%	-114.39%	-1,239.73%	-170.24%	79.4%	14.47%	-12.84%	-18.65%	68.48%	-72.83%	-80.2%	-8.79%
Net income ¹	35.96	-2.09	-11.99	-20.18	-155.1	-13.48	-43.82	-30	-61.4	-9.179	-28.94	-23.91	-1.226	-9.216	-26	-28.44	25.51	-4.408	-54.28	-165.8	-29.99	-26.09	-29.35	-33.7	-10.9	-25.1	-39.9	-43.5
Change	-	-105.81%	-473.64%	-68.35%	-668.44%	91.31%	-224.99%	31.53%	-104.63%	85.05%	-215.31%	17.39%	94.87%	-651.71%	-182.07%	-9.39%	189.7%	-117.28%	-1,131.33%	-205.55%	81.92%	12.99%	-12.5%	-14.8%	67.64%	-130.17%	-58.96%	-9.02%
Announcement Date	08/03/21	12/05/21	11/08/21	09/11/21	15/03/22	10/05/22	15/08/22	10/11/22	16/03/23	08/05/23	10/08/23	09/11/23	14/03/24	09/05/24	08/08/24	07/11/24	27/02/25	13/05/25	07/08/25	13/11/25	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: GoHealth, Inc.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt ¹	256	586	494	-	446	567	605	582
Change	-	128.91%	-15.7%	-	-	27%	6.7%	-3.8%
Announcement Date	08/03/21	15/03/22	16/03/23	14/03/24	27/02/25	-	-	-

¹USD in Million

Estimates

Cash Flow Forecast: GoHealth, Inc.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
CAPEX ¹	14.52	-	13.51	13.73	13.73	12.25	16	16
Change	-	-	-	1.63%	-0.02%	-10.79%	30.63%	0%
Free Cash Flow (FCF) ¹	-128.7	-318.8	47.39	-	-35.34	-125.2	-41.34	24.76
Change	-	-147.64%	114.87%	-	-	-254.41%	66.99%	159.91%
Announcement Date	08/03/21	15/03/22	16/03/23	14/03/24	27/02/25	-	-	-

¹USD in Million

Estimates

Forecast Financial Ratios: GoHealth, Inc.

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	30.89%	3.18%	-20.54%	10.22%	15.06%	-8.25%	-9.24%	12.87%
EBIT Margin (%)	-	-7.36%	-46.07%	-50.45%	-11.12%	-0.88%	-81.88%	-32.7%	-8.86%
EBT Margin (%)	-	-11.07%	-50.28%	-59.46%	-20.57%	-0.63%	-99.4%	-66.76%	-17.18%
Net margin (%)	-	-5.05%	-17.82%	-23.54%	-8.61%	-0.37%	-51.4%	-31.02%	-11.43%
FCF margin (%)	-	-14.67%	-30.01%	7.5%	-	-4.42%	-28.6%	-12.88%	3.85%
FCF / Net Income (%)	-	290.83%	168.36%	-31.87%	-	1,206.83%	55.64%	41.52%	-33.69%
Profitability
ROA	3.33%	-1.51%	-3.08%	-9.43%	-2.73%	-0.26%	-	-	-
ROE	-8.93%	-8.6%	-46.62%	-50.72%	-28.91%	-1.6%	-	-	-
Financial Health
Leverage (Debt/EBITDA)	-	0.95x	17.33x	-3.8x	-	3.71x	-15.7x	-20.41x	7.03x
Debt / Free cash flow	-	-1.99x	-1.84x	10.42x	-	-12.63x	-4.53x	-14.64x	23.51x
Capital Intensity
CAPEX / Current Assets (%)	-	1.66%	-	2.14%	1.87%	1.72%	2.8%	4.99%	2.49%
CAPEX / EBITDA (%)	-	5.36%	-	-10.41%	18.29%	11.41%	-33.92%	-53.98%	19.33%
CAPEX / FCF (%)	-	-11.28%	-	28.51%	-	-38.85%	-9.78%	-38.71%	64.61%
Items per share
Cash flow per share ¹	-	-	-42.32	7.212	-	-	-	-	-
Change	-	-	-	117.04%	-	-	-	-	-
Dividend per Share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Book Value Per Share ¹	-	67.8	49.97	30.03	-	-	-	-	-
Change	-	-	-26.3%	-39.91%	-	-	-	-	-
EPS ¹	-	-3.3	-26.85	-17.72	-7.19	-0.66	-20.09	-6.859	-5.2
Change	-	-	-713.64%	34%	59.42%	90.82%	-2,944.16%	65.86%	24.18%
Nbr of stocks (in thousands)	-	5,612	7,652	8,890	9,554	10,131	16,093	16,093	16,093
Announcement Date	-	08/03/21	15/03/22	16/03/23	14/03/24	27/02/25	-	-	-