Valuation: Cembra Money Bank AG

Capitalization 306.14Cr 393.6Cr 334.01Cr 290.73Cr 537.29Cr 37TCr 548.76Cr 3.59TCr 1.41TCr 18TCr 1.48TCr 1.45TCr 62TCr P/E ratio 2026 *
15.2x
P/E ratio 2027 * 14.5x
Enterprise value 306.14Cr 393.6Cr 334.01Cr 290.73Cr 537.29Cr 37TCr 548.76Cr 3.59TCr 1.41TCr 18TCr 1.48TCr 1.45TCr 62TCr EV / Sales 2026 *
5.51x
EV / Sales 2027 * 5.4x
Free-Float
97.7%
Yield 2026 *
4.93%
Yield 2027 * 5.31%
1 day-0.53%
1 week+2.75%
Current month+6.04%
1 month+10.29%
3 months+4.60%
6 months+15.79%
Current year+5.18%
1 week 101.8
Extreme 101.8
104.7
1 month 92.65
Extreme 92.65
104.7
Current year 92.05
Extreme 92.05
104.7
1 year 88.3
Extreme 88.3
104.7
3 years 60
Extreme 60
104.7
5 years 52.65
Extreme 52.65
107.9
10 years 52.65
Extreme 52.65
124
Manager TitleAgeSince
Chief Executive Officer 54 01/03/2021
Director of Finance/CFO 55 01/03/2026
Chief Operating Officer 46 01/07/2022
Director TitleAgeSince
Director/Board Member 69 16/04/2020
Director/Board Member 61 22/04/2021
Director/Board Member 51 21/04/2022
Change 5d. change 1-year change 3-years change Capi.($)
-0.19%+2.75%+4.29%+37.95% 393.6Cr
-1.32%+2.30%+41.22%+166.97% 3.09TCr
-1.02%-0.03%+45.61%+40.24% 1.26TCr
-0.29%+1.37%-2.84%+48.90% 491.94Cr
+3.41%-2.52% - - 401.37Cr
+0.97%+0.48%+79.58%+251.29% 393.43Cr
+0.33%+1.85%+47.35%+87.08% 368.83Cr
+0.35%+1.61%+40.93%+63.09% 364.52Cr
+4.89%+6.14%-7.31%+69.69% 317.43Cr
+0.56%+2.68%+37.58% - 273.18Cr
Average +0.70%+0.93%+31.82%+95.65% 735.85Cr
Weighted average by Cap. -0.29%+0.87%+36.93%+117.03%

Financials

2026 *2027 *
Net sales 56Cr 71Cr 61Cr 53Cr 98Cr 6.64TCr 100Cr 651.92Cr 256.4Cr 3.21TCr 267.98Cr 262.42Cr 11TCr 57Cr 73Cr 62Cr 54Cr 100Cr 6.78TCr 101.66Cr 665.33Cr 261.67Cr 3.27TCr 273.49Cr 267.82Cr 12TCr
Net income 20Cr 26Cr 22Cr 19Cr 35Cr 2.4TCr 36Cr 235.38Cr 93Cr 1.16TCr 97Cr 95Cr 4.09TCr 21Cr 28Cr 23Cr 20Cr 38Cr 2.56TCr 38Cr 250.99Cr 99Cr 1.23TCr 103.17Cr 101.03Cr 4.36TCr
Net Debt - -
Logo Cembra Money Bank AG
Cembra Money Bank AG, formerly known as GE Money Bank AG, is a Switzerland-based consumer finance bank. It operates through a domestic distribution and sourcing network that includes approximately 25 branches, as well as 200 agents, 3000 auto dealers, credit card partner agreements and online channels. Its offering is diversified into loans, credit cards, leasing, insurance and savings. The loans business focuses on the provision of personal loans. The credit card business engages credit card provision. The leasing business provides leasing services, including automobile, motorcycle and caravan leasing, among others. The insurance business provides insurance solutions, including payment insurance and credit card insurance. The savings business provides saving solutions, including deposit accounts and investment instruments.
Employees
713
Sector
Banks
Date Price Change Volume
21/26/21 104.40 CHF -0.10% 596
20/26/20 104.50 CHF -0.10% 46,874
17/26/17 104.60 CHF +1.65% 1,48,683
16/26/16 102.90 CHF 0.00% 62,894
15/26/15 102.90 CHF +0.49% 50,135
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
AAA
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
3
Last Close Price
104.50CHF
Average target price
96.23CHF
Spread / Average Target
-7.91%

Annual profits - Rate of surprise