Valuation: Capitec Bank Holdings Limited

Capitalization 50TCr 3.01TCr 2.59TCr 2.37TCr 2.26TCr 4.14TCr 2,88700Cr 4.21TCr 28TCr 11TCr 1,37100Cr 11TCr 11TCr 4,77500Cr P/E ratio 2027 *
25.2x
P/E ratio 2028 * 21.3x
Enterprise value 50TCr 3.01TCr 2.59TCr 2.37TCr 2.26TCr 4.14TCr 2,88700Cr 4.21TCr 28TCr 11TCr 1,37100Cr 11TCr 11TCr 4,77500Cr EV / Sales 2027 *
8.31x
EV / Sales 2028 * 7.29x
Free-Float
72.65%
Yield 2027 *
2.16%
Yield 2028 * 2.63%
1 day+2.18%
1 week-1.64%
Current month+0.21%
1 month+0.46%
3 months-6.75%
6 months+9.69%
Current year+4.29%
1 week 4,216.99
Extreme 4216.99
4,377.76
1 month 4,216.99
Extreme 4216.99
4,538.83
Current year 3,996.82
Extreme 3996.82
4,833.32
1 year 3,343.56
Extreme 3343.56
4,833.32
3 years 1,328.56
Extreme 1328.56
4,833.32
5 years 1,328.56
Extreme 1328.56
4,833.32
10 years 538
Extreme 538
4,833.32
Manager TitleAgeSince
Chief Executive Officer 51 19/07/2025
Director of Finance/CFO 43 01/07/2022
Chief Tech/Sci/R&D Officer - 16/02/2026
Director TitleAgeSince
Chairman 76 01/01/2007
Director/Board Member 75 06/04/2000
Director/Board Member 49 05/10/2007
Change 5d. change 1-year change 3-years change Capi.($)
+2.18%-1.64%+22.70%+189.72% 3.05TCr
+1.64%+1.04%+39.12%+47.77% 1.18TCr
-1.74%-4.84%-14.49%+41.59% 456Cr
-1.14%-1.39% - - 452.98Cr
-1.32%-3.56%+24.70%+91.91% 377.21Cr
-1.08%-2.94%+25.52%+122.47% 367.17Cr
+0.70%+1.18%-6.65%+37.13% 349.12Cr
-2.38%-6.70%-11.27%+45.90% 322.4Cr
-2.73%-5.31%+40.01%+198.09% 317.64Cr
-0.03%+1.69%-1.18%+127.90% 291.5Cr
Average -0.57%-1.19%+13.16%+100.28% 716.1Cr
Weighted average by Cap. +0.70%-0.56%+19.94%+128.42%

Financials

2027 *2028 *
Net sales 6.04TCr 361.93Cr 311.44Cr 284.75Cr 271.68Cr 498.07Cr 35TCr 506.3Cr 3.42TCr 1.32TCr 16TCr 1.36TCr 1.33TCr 57TCr 6.88TCr 412.53Cr 354.98Cr 324.57Cr 309.67Cr 567.71Cr 40TCr 577.09Cr 3.89TCr 1.51TCr 19TCr 1.55TCr 1.51TCr 65TCr
Net income 1.98TCr 118.68Cr 102.12Cr 93Cr 89Cr 163.32Cr 11TCr 166.02Cr 1.12TCr 433.48Cr 5.41TCr 445.37Cr 435.83Cr 19TCr 2.36TCr 141.34Cr 121.63Cr 111.2Cr 106.1Cr 194.51Cr 14TCr 197.73Cr 1.33TCr 516.27Cr 6.44TCr 530.43Cr 519.07Cr 22TCr
Net Debt - -
Logo Capitec Bank Holdings Limited
Capitec Bank Holdings Limited is a banking group organized around two sectors of activity: - retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.); - business banking. At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans. Products and services are marketed through a network of 866 branches located in South Africa.
Employees
17,672
Sector
Banks
Date Price Change Volume
14/26/14 4,334.17 R +2.18% 1,42,265
13/26/13 4,241.58 R -2.27% 1,61,951
12/26/12 4,340.07 R +0.16% 2,10,637
11/26/11 4,332.97 R -0.39% 2,23,123
08/26/08 4,350.00 R -1.28% 1,92,626
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
9
Last Close Price
4,334.17ZAR
Average target price
4,944.69ZAR
Spread / Average Target
+14.09%

Annual profits - Rate of surprise