EUROPEAN SOCIAL
REPORT 2022
GROUP HUMAN RESOURCES
The bank for a changing world
INTRODUCTION | 3 |
EUROPEAN SOCIAL REPORT 2022
The European Social Report is a tool for understanding the social reality in the various European countries where the group operates and contributes to the discussions held within its European Group Commitee.
CONTENTS
Introduction | 3 | 3 ABSENTEEISM, LEAVES AND WORK RELATED ACCIDENTS | |
Definitions | 5 | - Absenteeism, leaves and work related accidents per country | 25 |
1 HEADCOUNTS | 4 WORKING TIME | ||
- Full-Time Equivalent per Operating Divisions / Business Lines / Group Functions | 6 | - Part-time employees per country and gender - Headcount | 26 |
and per gender | - Breakdown of part-time employees by length of working time (< or ≥ 80%) | 27 | |
- Headcount per Operating Divisions / Business Lines / Group Functions and per gender | 7 | per country and gender - Headcount | 28 |
- Full-Time Equivalent per country and gender | 8 | - Breakdown of part-time employees per age group and country - Headcount | |
- Headcount per country and gender | 9 | 5 DIVERSITY | |
- Full-time Equivalent per Operating Divisions / Business Lines / Group Functions | 10 | ||
and per country | - Percentage of women in Senior Management Positions per country | 29 | |
- Full-time Equivalent per Operating Divisions / Business Lines / Group Functions, | 11 | ||
per country and gender | - Senior employment retention - Average age of departure of employees aged | 30 | |
- Full-Time Equivalent per contract, Operating Divisions / Business Lines / Group Functions | 12 | 55 years old and over per country | 31 |
and per gender | - Number of nationalities per country | ||
- Full-Time Equivalent per contract, country and gender | 13 | - Number of employees with a disability per country | 32 |
- Age pyramid per gender - Headcount | 14 | 6 TRAINING | |
- Breakdown of headcount per age and country | 15 | ||
- Average age per country and gender - Headcount | 16 | - Percentage of employees trained and average number of training hours | 33 |
- Group seniority pyramid per gender - Headcount | 17 | ||
- Breakdown of headcount per Group seniority and country | 18 | per employee, per country | 34 |
- Average Group seniority per country and gender | 19 | - Percentage of training hours and percentage of training sessions per method | |
- Full-time Equivalent per professional field, country and gender | 20 | and country | 35 |
- Percentage of employees who completed a management training course per country | |||
2 MOVEMENTS | and gender | ||
- Recruitments of Permanent-Term Contracts per gender - Headcount | 21 | 7 MOBILITY | |
- Variation of Fixed-Term Contracts - Full-Time Equivalent | 21 | - Number of filled positions via Taleo per country | 36 |
- Recruitments of Permanent-Term Contracts per country and gender - Headcount | 22 | ||
- Permanent-Term Contracts leavers per reason and gender - Headcount | 23 | - Number of mobilities and mobility rate per country and gender | 37 |
- Scope variations - Full-Time Equivalent | 23 | ||
- Departure rate per reason and country - Headcount | 24 |
DEFINITIONS | 5 |
SCOPE OF THE EUROPEAN COMMITTEE: at the end of 2022, the scope covers 22 countries.
STAFF COVERED BY THE REPORT: The social reports covers paid employees with permanent and fixed-term contracts (PTC and FTC) on 31 December of the year in question. It doesn't include interns, work-study students, VIE, vacation replacement, third-party workers, service providers and CIFRE.
- Headcount: each employee counts for 1 unit.
- Full-TimeEquivalent: each employee is included on the basis of his or her contractual work time (e.g.: 0.8 for an employee working 4 days out of 5).
COMPLETENESS RATE: each table of statistical data is completed with a rate of completeness; this rate shows the percentage (rounded to the nearest whole number) of the scope of the European committee used as a basis for calculating the indicator.
The following symbol is used: 100 %
This rate can be broken down by country; it is then known as the "significance rate".
PERIMETER:
Commercial, Personal Banking & Services (CPBS):
Commercial & Personal Banking: CPBF, BNL, CPBB, CPBL, Europe-Mediterranean
Specialised Businesses: Personal Finance, Arval, Leasing Solutions, Personal Investors, New Digital Businesses
Investment and Protection Services: Insurance, Real Estate, Asset Management, Wealth Management, Principal Investments
Group Functions: Social activities, BNP Paribas Consulting & Transformation, Group Communication, General Direction, Company Engagement, Compliance, Collective Management, Finance & Strategy, Legal, Group Data Office, Group Strategic Sourcing, IMEX, General Inspection, ITG, STP, SPB, Corporate & Social Responsibility, Group Human Resources, Risk
Other activities: ALM Treasury, Other Group Functions subsidiaries, Cash Management & Trade Services, PACE, IPS other activities
Since 2022, PACE and IPS other activities have been assigned to the "Other activities" scope, the 2021 year has been restated to be consistent with this change of assignment.
PROFESSIONAL FIELD: the professional field refers to the Jobs Directory, the Group's
worldwide reference system, divided into 4 categories: position, job, family, and professional field. The Jobs Directory provides an overview of the principal activities pursued within the Group independently of, firstly, hierarchical positions and, secondly, legal and organizational structures.
SENIOR MANAGEMENT POSITION: in 2011, the concept of Senior Management Positions has been created to enable the Senior Managers to do the following:
- provide leadership by giving meaning,
- play an active role in the reflection process in the light of major transformations,
- implement our corporate strategy effectively and efficiently.
A Senior Management Position is a position that is identified and approved by the Executive committee of the Operating Divisions, Business Lines, Group Functions of BNP Paribas as having a significant impact on the Group. This impact is related to the expected involvement of the incumbent of any given position:
- in defining and implementing the entity's strategy, and/or;
- in obtaining commercial/final results, and/or;
- in creating high-level expertise through the development of know-how, knowledge and skills, and/or;
- in managing a support function.
ABBREVIATIONS: CPBF Commercial & Personal Banking in France; CPBB Commercial & Personal Banking in Belgium; CPBL Commercial & Personal Banking in Luxembourg; BNL Italian Commercial & Personal Banking; CIB Corporate and Institutional Banking; IPS Investment and Protection Services
6 | 1 | STAFF |
FULL-TIME EQUIVALENT PER OPERATING DIVISIONS / BUSINESS LINES / GROUP FUNCTIONS AND PER GENDER
2021 | 100% | 2022 | 100% | |||||||||||||
MEN | WOMEN | TOTAL | OPERATING DIVISIONS / BUSINESS LINES / | MEN | WOMEN | TOTAL | ||||||||||
FTE | % | FTE | % | GROUP FUNCTIONS | FTE | % | FTE | % | ||||||||
9,286 | 39.6% | 14,163 | 60.4% | 23,450 | CPBF | 9,493 | 39.8% | 14,334 | 60.2% | 23,827 | ||||||
5,583 | 51.6% | 5,240 | 48.4% | 10,823 | BNL | 4,960 | 50.8% | 4,800 | 49.2% | 9,760 | ||||||
4,786 | 48.3% | 5,125 | 51.7% | 9,911 | CPBB | 4,915 | 48.6% | 5,205 | 51.4% | 10,120 | ||||||
816 | 52.0% | 754 | 48.0% | 1,570 | CPBL | 812 | 51.7% | 759 | 48.3% | 1,571 | ||||||
2,294 | 34.5% | 4,355 | 65.5% | 6,649 | Europe-Mediterranean | 2,314 | 34.9% | 4,308 | 65.1% | 6,622 | ||||||
6,917 | 43.0% | 9,170 | 57.0% | 16,087 | Personal Finance | 7,040 | 43.5% | 9,145 | 56.5% | 16,184 | ||||||
3,232 | 49.1% | 3,350 | 50.9% | 6,582 | Arval | 3,539 | 49.3% | 3,643 | 50.7% | 7,182 | ||||||
1,583 | 47.8% | 1,726 | 52.2% | 3,310 | Leasing Solutions | 1,588 | 47.5% | 1,757 | 52.5% | 3,345 | ||||||
656 | 60.9% | 422 | 39.1% | 1,078 | Personal Investors | 699 | 61.3% | 442 | 38.7% | 1,141 | ||||||
277 | 53.5% | 241 | 46.5% | 518 | New Digital Businesses | 407 | 50.5% | 399 | 49.5% | 806 | ||||||
2,733 | 46.8% | 3,102 | 53.2% | 5,834 | Insurance | 2,631 | 46.4% | 3,037 | 53.6% | 5,668 | ||||||
2,317 | 53.3% | 2,034 | 46.7% | 4,351 | Real Estate | 2,382 | 52.1% | 2,188 | 47.9% | 4,570 | ||||||
876 | 60.2% | 579 | 39.8% | 1,455 | Asset Management | 952 | 61.2% | 604 | 38.8% | 1,555 | ||||||
663 | 48.5% | 703 | 51.5% | 1,366 | Wealth Management | 672 | 48.7% | 708 | 51.3% | 1,380 | ||||||
29 | 66.5% | 15 | 33.5% | 44 | Principal Investments | 30 | 61.7% | 19 | 38.3% | 49 | ||||||
10,854 | 57.1% | 8,154 | 42.9% | 19,007 | CIB | 11,341 | 57.3% | 8,455 | 42.7% | 19,796 | ||||||
7,542 | 49.7% | 7,638 | 50.3% | 15,180 | Group Functions | 8,056 | 50.3% | 7,949 | 49.7% | 16,004 | ||||||
608 | 53.1% | 536 | 46.9% | 1,145 | Other activities | 669 | 52.9% | 595 | 47.1% | 1,264 | ||||||
61,052 | 47.6% | 67,307 | 52.4% | 128,359 | TOTAL | 62,498 | 47.8% | 68,346 | 52.2% | 130,845 | ||||||
7
HEADCOUNT PER OPERATING DIVISIONS / BUSINESS LINES / GROUP FUNCTIONS AND PER GENDER
2021 | 100% | 2022 | 100% | ||||||||||||
MEN | WOMEN | OPERATING DIVISIONS / BUSINESS LINES / | MEN | WOMEN | |||||||||||
TOTAL | TOTAL | ||||||||||||||
GROUP FUNCTIONS | |||||||||||||||
HEADCOUNT | % | HEADCOUNT | % | HEADCOUNT | % | HEADCOUNT | % | ||||||||
9,337 | 38.7% | 14,776 | 61.3% | 24,113 | CPBF | 9,543 | 39.0% | 14,920 | 61.0% | 24,463 | |||||
5,624 | 50.8% | 5,438 | 49.2% | 11,062 | BNL | 5,000 | 50.1% | 4,977 | 49.9% | 9,977 | |||||
4,898 | 46.5% | 5,625 | 53.5% | 10,523 | CPBB | 5,028 | 46.9% | 5,690 | 53.1% | 10,718 | |||||
837 | 49.3% | 860 | 50.7% | 1,697 | CPBL | 833 | 49.1% | 863 | 50.9% | 1,696 | |||||
2,311 | 34.6% | 4,375 | 65.4% | 6,686 | Europe-Mediterranean | 2,322 | 34.9% | 4,326 | 65.1% | 6,648 | |||||
6,988 | 42.0% | 9,669 | 58.0% | 16,657 | Personal Finance | 7,110 | 42.5% | 9,630 | 57.5% | 16,740 | |||||
3,254 | 48.1% | 3,511 | 51.9% | 6,765 | Arval | 3,565 | 48.4% | 3,807 | 51.6% | 7,372 | |||||
1,591 | 46.8% | 1,805 | 53.2% | 3,396 | Leasing Solutions | 1,595 | 46.5% | 1,832 | 53.5% | 3,427 | |||||
668 | 57.5% | 494 | 42.5% | 1,162 | Personal Investors | 713 | 58.0% | 516 | 42.0% | 1,229 | |||||
277 | 53.5% | 241 | 46.5% | 518 | New Digital Businesses | 409 | 50.5% | 401 | 49.5% | 810 | |||||
2,859 | 46.4% | 3,297 | 53.6% | 6,156 | Insurance | 2,760 | 46.0% | 3,241 | 54.0% | 6,001 | |||||
2,358 | 52.2% | 2,159 | 47.8% | 4,517 | Real Estate | 2,412 | 51.4% | 2,285 | 48.6% | 4,697 | |||||
880 | 59.6% | 597 | 40.4% | 1,477 | Asset Management | 957 | 60.5% | 624 | 39.5% | 1,581 | |||||
667 | 48.0% | 723 | 52.0% | 1,390 | Wealth Management | 673 | 48.2% | 724 | 51.8% | 1,397 | |||||
29 | 65.9% | 15 | 34.1% | 44 | Principal Investments | 30 | 61.2% | 19 | 38.8% | 49 | |||||
10,904 | 56.6% | 8,364 | 43.4% | 19,268 | CIB | 11,394 | 56.8% | 8,662 | 43.2% | 20,056 | |||||
7,597 | 49.1% | 7,861 | 50.9% | 15,458 | Group Functions | 8,103 | 49.8% | 8,163 | 50.2% | 16,266 | |||||
610 | 52.8% | 546 | 47.2% | 1,156 | Other activities | 671 | 52.6% | 605 | 47.4% | 1,276 | |||||
61,689 | 46.7% | 70,356 | 53.3% | 132,045 | TOTAL | 63,118 | 47.0% | 71,285 | 53.0% | 134,403 | |||||
8 1 | STAFF
FULL-TIME EQUIVALENT PER COUNTRY AND GENDER
2021 | 100% | 2022 | 100% | |||||||||||||
MEN | WOMEN | MEN | WOMEN | |||||||||||||
FTE | % | FTE | % | TOTAL | COUNTRIES | FTE | % | FTE | % | TOTAL | ||||||
3,203 | 56.7% | 2,448 | 43.3% | 5,651 | Germany | 3,359 | 56.5% | 2,588 | 43.5% | 5,947 | ||||||
90 | 57.8% | 66 | 42.2% | 156 | Austria | 84 | 54.8% | 69 | 45.2% | 152 | ||||||
6,272 | 49.9% | 6,305 | 50.1% | 12,578 | Belgium | 6,437 | 50.1% | 6,410 | 49.9% | 12,847 | ||||||
168 | 20.3% | 656 | 79.7% | 824 | Bulgaria | 166 | 21.1% | 620 | 78.9% | 786 | ||||||
159 | 53.1% | 141 | 46.9% | 300 | Denmark | 170 | 53.2% | 149 | 46.8% | 319 | ||||||
2,069 | 48.7% | 2,182 | 51.3% | 4,251 | Spain | 2,193 | 49.5% | 2,233 | 50.5% | 4,427 | ||||||
25 | 67.6% | 12 | 32.4% | 37 | Finland | 25 | 55.6% | 20 | 44.4% | 45 | ||||||
24,805 | 45.2% | 30,035 | 54.8% | 54,840 | France | 25,676 | 45.6% | 30,644 | 54.4% | 56,320 | ||||||
38 | 56.2% | 30 | 43.8% | 68 | Greece | 43 | 57.5% | 32 | 42.5% | 75 | ||||||
184 | 39.0% | 287 | 61.0% | 471 | Hungary | 195 | 41.8% | 271 | 58.2% | 466 | ||||||
279 | 54.8% | 230 | 45.2% | 510 | Ireland | 282 | 55.9% | 223 | 44.1% | 506 | ||||||
8,633 | 50.7% | 8,405 | 49.3% | 17,038 | Italy | 8,104 | 50.3% | 7,998 | 49.7% | 16,102 | ||||||
1,886 | 53.8% | 1,621 | 46.2% | 3,507 | Luxembourg | 1,905 | 53.3% | 1,668 | 46.7% | 3,573 | ||||||
99 | 55.5% | 79 | 44.5% | 178 | Norway | 97 | 54.0% | 83 | 46.0% | 180 | ||||||
654 | 66.7% | 327 | 33.3% | 982 | Netherlands | 817 | 64.5% | 450 | 35.5% | 1,268 | ||||||
3,581 | 36.8% | 6,153 | 63.2% | 9,735 | Poland | 3,665 | 37.3% | 6,167 | 62.7% | 9,832 | ||||||
3,336 | 46.4% | 3,856 | 53.6% | 7,192 | Portugal | 3,758 | 47.2% | 4,201 | 52.8% | 7,959 | ||||||
395 | 51.1% | 378 | 48.9% | 773 | Czech Republic | 381 | 51.3% | 362 | 48.7% | 742 | ||||||
285 | 31.6% | 617 | 68.4% | 902 | Romania | 297 | 32.5% | 616 | 67.5% | 913 | ||||||
4,548 | 59.7% | 3,072 | 40.3% | 7,620 | United Kingdom | 4,422 | 59.0% | 3,071 | 41.0% | 7,493 | ||||||
179 | 40.7% | 261 | 59.3% | 440 | Slovakia | 215 | 43.1% | 283 | 56.9% | 498 | ||||||
162 | 52.4% | 147 | 47.6% | 309 | Sweden | 207 | 52.4% | 188 | 47.6% | 396 | ||||||
61,052 | 47.6% | 67,307 | 52.4% | 128,359 | TOTAL | 62,498 | 47.8% | 68,346 | 52.2% | 130,845 | ||||||
9
HEADCOUNT PER COUNTRY AND GENDER
2021 | 100% | 2022 | 100% | |||||||||||||
MEN | WOMEN | MEN | WOMEN | |||||||||||||
HEADCOUNT | % | HEADCOUNT | % | TOTAL | COUNTRIES | HEADCOUNT | % | HEADCOUNT | % | TOTAL | ||||||
3,250 | 54.5% | 2,712 | 45.5% | 5,962 | Germany | 3,403 | 54.4% | 2,857 | 45.6% | 6,260 | ||||||
91 | 55.5% | 73 | 44.5% | 164 | Austria | 84 | 53.5% | 73 | 46.5% | 157 | ||||||
6,416 | 48.3% | 6,869 | 51.7% | 13,285 | Belgium | 6,581 | 48.6% | 6,968 | 51.4% | 13,549 | ||||||
172 | 20.7% | 660 | 79.3% | 832 | Bulgaria | 170 | 21.4% | 623 | 78.6% | 793 | ||||||
165 | 52.9% | 147 | 47.1% | 312 | Denmark | 173 | 52.1% | 159 | 47.9% | 332 | ||||||
2,082 | 47.7% | 2,287 | 52.3% | 4,369 | Spain | 2,208 | 48.6% | 2,335 | 51.4% | 4,543 | ||||||
25 | 67.6% | 12 | 32.4% | 37 | Finland | 25 | 55.6% | 20 | 44.4% | 45 | ||||||
24,936 | 44.5% | 31,153 | 55.5% | 56,089 | France | 25,797 | 44.9% | 31,691 | 55.1% | 57,488 | ||||||
38 | 55.9% | 30 | 44.1% | 68 | Greece | 43 | 57.3% | 32 | 42.7% | 75 | ||||||
186 | 38.1% | 302 | 61.9% | 488 | Hungary | 198 | 41.0% | 285 | 59.0% | 483 | ||||||
280 | 54.3% | 236 | 45.7% | 516 | Ireland | 283 | 55.4% | 228 | 44.6% | 511 | ||||||
8,722 | 49.7% | 8,828 | 50.3% | 17,550 | Italy | 8,193 | 49.4% | 8,394 | 50.6% | 16,587 | ||||||
1,924 | 51.5% | 1,811 | 48.5% | 3,735 | Luxembourg | 1,950 | 51.2% | 1,855 | 48.8% | 3,805 | ||||||
99 | 55.3% | 80 | 44.7% | 179 | Norway | 98 | 53.8% | 84 | 46.2% | 182 | ||||||
673 | 64.2% | 375 | 35.8% | 1,048 | Netherlands | 842 | 62.7% | 501 | 37.3% | 1,343 | ||||||
3,678 | 37.1% | 6,242 | 62.9% | 9,920 | Poland | 3,752 | 37.5% | 6,264 | 62.5% | 10,016 | ||||||
3,337 | 46.4% | 3,858 | 53.6% | 7,195 | Portugal | 3,758 | 47.2% | 4,205 | 52.8% | 7,963 | ||||||
402 | 50.0% | 402 | 50.0% | 804 | Czech Republic | 389 | 50.1% | 387 | 49.9% | 776 | ||||||
292 | 31.7% | 629 | 68.3% | 921 | Romania | 299 | 32.6% | 618 | 67.4% | 917 | ||||||
4,575 | 58.6% | 3,235 | 41.4% | 7,810 | United Kingdom | 4,445 | 57.9% | 3,226 | 42.1% | 7,671 | ||||||
183 | 40.8% | 265 | 59.2% | 448 | Slovakia | 218 | 43.2% | 287 | 56.8% | 505 | ||||||
163 | 52.1% | 150 | 47.9% | 313 | Sweden | 209 | 52.0% | 193 | 48.0% | 402 | ||||||
61,689 | 46.7% | 70,356 | 53.3% | 132,045 | TOTAL | 63,118 | 47.0% | 71,285 | 53.0% | 134,403 | ||||||
10 1 | STAFF
FULL-TIME EQUIVALENT PER OPERATING DIVISIONS / BUSINESS LINES / GROUP FUNCTIONS AND PER COUNTRY
2022 | 100% | |||||||||||||||||||
OPERATING DIVISIONS / BUSINESS LINES / GROUP FUNCTIONS | ||||||||||||||||||||
COUNTRIES | EUROPE- | PERSONAL | LEASING | PERSONAL | NEW | REAL | ASSET | WEALTH | PRINCIPAL | GROUP | OTHER | |||||||||
CPBF | BNL | CPBB | CPBL | ARVAL | DIGITAL | INSURANCE | CIB | TOTAL | ||||||||||||
MED. | FINANCE | SOLUTIONS | INVESTORS | ESTATE | MGMT. | MGMT. | INVEST. | FUNCTIONS | ACT. | |||||||||||
BUSINESSES | ||||||||||||||||||||
Germany | 63 | 1,650 | 381 | 304 | 1,141 | 165 | 802 | 23 | 89 | 986 | 335 | 10 | 5,948 | |||||||
Austria | 15 | 68 | 19 | 14 | 5 | 25 | 6 | 152 | ||||||||||||
Belgium | 9,995 | 1 | 443 | 415 | 140 | 21 | 87 | 87 | 304 | 5 | 376 | 835 | 138 | 12,847 | ||||||
Bulgaria | 663 | 38 | 51 | 32 | 2 | 786 | ||||||||||||||
Denmark | 20 | 198 | 36 | 2 | 6 | 31 | 27 | 319 | ||||||||||||
Spain | 14 | 1,417 | 855 | 104 | 38 | 115 | 121 | 6 | 21 | 1 | 932 | 799 | 3 | 4,427 | ||||||
Finland | 36 | 9 | 45 | |||||||||||||||||
France | 23,759 | 225 | 4,958 | 1,978 | 1,337 | 728 | 3,400 | 1,830 | 783 | 681 | 43 | 5,518 | 10,060 | 1,022 | 56,320 | |||||
Greece | 40 | 34 | 1 | 75 | ||||||||||||||||
Hungary | 274 | 33 | 40 | 81 | 34 | 4 | 466 | |||||||||||||
Ireland | 36 | 33 | 401 | 35 | 1 | 506 | ||||||||||||||
Italy | 9,760 | 2,506 | 1,112 | 471 | 500 | 181 | 51 | 645 | 871 | 6 | 16,102 | |||||||||
Luxembourg | 1,571 | 53 | 13 | 302 | 41 | 71 | 281 | 979 | 257 | 5 | 3,573 | |||||||||
Norway | 7 | 26 | 34 | 6 | 49 | 45 | 11 | 2 | 180 | |||||||||||
Netherlands | 12 | 95 | 489 | 98 | 76 | 41 | 117 | 7 | 275 | 57 | 2 | 1,268 | ||||||||
Poland | 6,363 | 1,151 | 270 | 274 | 121 | 100 | 1,011 | 539 | 3 | 9,832 | ||||||||||
Portugal | 54 | 579 | 83 | 36 | 19 | 440 | 4 | 1 | 301 | 5,191 | 1,201 | 49 | 7,959 | |||||||
Czech | 377 | 111 | 197 | 24 | 32 | 1 | 742 | |||||||||||||
Republic | ||||||||||||||||||||
Romania | 647 | 91 | 63 | 23 | 21 | 67 | 1 | 913 | ||||||||||||
U.K. | 31 | 1,011 | 684 | 445 | 1,331 | 136 | 3,073 | 766 | 16 | 7,493 | ||||||||||
Slovakia | 124 | 331 | 32 | 11 | 498 | |||||||||||||||
Sweden | 33 | 70 | 54 | 5 | 107 | 11 | 89 | 27 | 396 | |||||||||||
TOTAL | 23,827 | 9,760 | 10,120 | 1,571 | 6,622 | 16,184 | 7,182 | 3,345 | 1,141 | 806 | 5,668 | 4,571 | 1,555 | 1,380 | 49 | 19,796 | 16,004 | 1,264 | 130,846 | |
CPBF (France excluded): Factor (included International Trade Partner).
CPBB (Belgium excluded): BNP Paribas Factor, BNP Paribas Commercial Finance, BNP Factoring Support.
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BNP Paribas SA published this content on 19 April 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 19 April 2024 15:50:22 UTC.