Business description: BNP Paribas

BNP Paribas is France's largest banking group. Net banking product (NBP) breaks down by activity as follows:

- retail banking (50.8%): retail banking activity in France (24.2% of NBP), in Belgium (14%), and Italy (10.1%). The remainder of the NBP (51.7%) is from international activities and specialized financial services activities (consumer loans, real estate credit, leasing credit, car fleet management, computer equipment leasing);

- finance and investment banking (36.1%): consulting and capital market activities (83.2% of NBP; merger-acquisition consulting, activities related to the stock, interest, and exchange markets, etc.) and financing (16.8%; financing for acquisitions, projects, raw material transactions, etc.);

- institutional and private management and insurance (13.1%): asset management, private banking activity (No. 1 in France), real estate and on-line brokerage services, insurance and securities services (No. 1 in Europe for retained securities).

At the end of 2025, BNP Paribas was managing EUR 1,075.6 billion in current deposits and EUR 897.3 billion in current loans.

Net banking product is distributed geographically as follows: Europe/Middle East/Africa (80.8%), America (10.8%) and Asia/Pacific (8.4%).

Number of employees: 1,78,000

Sales by Activity: BNP Paribas

Fiscal Period: December 2020 (EUR) 2021 (EUR) 2022 (EUR) 2023 (EUR) 2024 (EUR)

Corporate and Institutional Banking

- - 1.61TCr 1.66TCr 1.8TCr

Commercial, Personal Banking & Services - Commercial & Personal Banking in The Eurozone

- - 1.22TCr 1.23TCr 1.21TCr

Commercial, Personal Banking & Services - Specialised Businesses

- - 804.3Cr 813.7Cr 788.4Cr

Commercial, Personal Banking & Services - Commercial & Personal Banking in The Rest of The World

- - 484Cr 258.7Cr 273.9Cr

Discontinued Activities

- -253.8Cr -282.7Cr - -

Retail Banking & Services - International Financial Services-Personal Finance

342.7Cr 398Cr - - -

Investment & Protection Services

- - 667.3Cr 557.7Cr 580.9Cr

Retail Banking & Services - International Financial Services-Wealth and Asset Management

309.3Cr 357.9Cr - - -

Other Activities

56Cr 115.1Cr -46Cr - -

Other Activities - Excl. Restatement Related to Insurance Activities

- - - -187.2Cr 12Cr

Other Activities - Restatement Related to Insurance Activities

- - - -108.1Cr -109Cr

Corporate and Institutional Banking - Securities Services

223.9Cr 235.7Cr - - -

Retail Banking & Services - International Financial Services-Insurance

284.5Cr 290.5Cr - - -

Corporate and Institutional Banking - Global Markets

670.6Cr 686.6Cr - - -

Retail Banking & Services - Domestic Markets-Other Domestic Markets Activities

319.4Cr 367.4Cr - - -

Retail Banking & Services - International Financial Services-Bancwest

207.7Cr 242.5Cr - - -

Retail Banking & Services - International Financial Services-Europe-Mediterranean

209.6Cr 196.2Cr - - -

Retail Banking & Services - Domestic Markets-Belgian Retail Banking

306.8Cr 325.9Cr - - -

Corporate and Institutional Banking - Global Banking

342.8Cr 489.7Cr - - -

Retail Banking & Services - Domestic Markets-BNL Banca Commerciale

206Cr 210.3Cr - - -

Retail Banking & Services - Domestic Markets-French Retail Banking

521.8Cr 559Cr - - -

Geographical breakdown of sales: BNP Paribas

Fiscal Period: December 2020 (EUR) 2021 (EUR) 2022 (EUR) 2023 (EUR) 2024 (EUR)

EMEA

- - 3.98TCr 3.78TCr 3.97TCr

Americas (North and South)

- - 665Cr 428.6Cr 489.8Cr

APAC

379.9Cr 357.6Cr 399.9Cr 376.6Cr 424.5Cr

Europe

3.2TCr 3.48TCr - - -

North America

571.9Cr 545.8Cr - - -

Others

280Cr 245.1Cr - - -

Executive Committee: BNP Paribas

Manager TitleAgeSince
Chief Executive Officer 64 01/12/2011
Director of Finance/CFO 56 01/03/2012
Chief Tech/Sci/R&D Officer - 01/04/2025
Chief Operating Officer - 11/02/2025
Compliance Officer - 01/01/2023

Composition of the Board of Directors: BNP Paribas

Director TitleAgeSince
Chairman 75 01/12/2014
Director/Board Member 70 13/05/2014
Director/Board Member 52 14/05/2014
Director/Board Member 71 23/05/2017
Director/Board Member 59 16/02/2018
Director/Board Member 74 18/05/2021
Director/Board Member 61 18/05/2021
Director/Board Member 64 12/05/2010
Director/Board Member 57 17/05/2022
Director/Board Member 66 10/01/2024

Shareholders: BNP Paribas

NameEquities%Valuation
Government of Belgium
5.661 %
6,32,22,075 5.661 % 7 129 M €
Amundi Asset Management SASU (Investment Management)
5.164 %
5,76,71,344 5.164 % 6 503 M €
BNP Paribas SA Employee Stock Ownership Plan
3.746 %
4,18,39,994 3.746 % 4 718 M €
Government of Luxembourg
1.152 %
1,28,70,000 1.152 % 1 451 M €
OFI Invest Asset Management SA
0.2995 %
33,45,097 0.2995 % 377 M €
NameEquities%Valuation
Altrius Capital Management, Inc.
0.009665 %
2,15,875 0.009665 % 12 M €
Meritage Portfolio Management, Inc.
0.005581 %
1,24,654 0.005581 % 7 M €
RhumbLine Advisers LP
0.002716 %
60,669 0.002716 % 3 M €
Hantz Financial Services, Inc.
0.002499 %
55,821 0.002499 % 3 M €
Yousif Capital Management LLC
0.002338 %
52,225 0.002338 % 3 M €
NameEquities%Valuation
Flornoy Ferri SASU
-
1,72,083 - 286 076 €
Qualion Finance SA
-
36,250 - 60 263 €
Aramea Asset Management AG
-
32,000 - 53 198 €
HRK LUNIS AG
-
8,760 - 14 563 €
Sunny Asset Management SA
-
6,250 - 10 390 €
NameEquities%Valuation
Flornoy Ferri SASU
-
17,837 - 29 164 €
Axxion SA (Luxembourg)
-
2,400 - 3 924 €
Capitulum Asset Management GmbH
-
1,500 - 2 453 €

Holdings: BNP Paribas

NameEquities%Valuation
16,03,07,822 99.94% 8 101 M $
12,01,24,392 81.23% 5 043 M $
2,23,23,90,991 18.06% 3 663 M $
15,75,50,155 2.12% 1 370 M $
18,87,13,420 3.15% 1 086 M $
73,99,023 65.96% 778 M $
14,90,000 0.13% 168 M $
45,35,200 5.89% 39 M $
17,44,49,671 2.2% 32 M $

Company details: BNP Paribas

BNP Paribas SA

16, boulevard des Italiens

75009, Paris

+33 1 40 14 45 46

http://www.group.bnpparibas
address BNP Paribas(BNP)

Group companies: BNP Paribas

NameCategory and Sector
Insurance Brokers/Services
Miscellaneous Commercial Services
Trucks/Construction/Farm Machinery
Insurance Brokers/Services
Finance/Rental/Leasing

Other Banks

Change 5d. change 1-year change 3-years change Capi.($)
-1.06%-1.69%+15.42%+51.18% 11TCr
+0.19%-2.09%+25.87%+115.95% 76TCr
+0.32%-1.25%+14.05%+52.16% 35TCr
-0.87%-3.95%+17.77%+63.87% 34TCr
-1.29%-5.19%+38.37%+107.78% 27TCr
-0.13%0.00%+18.24%+58.52% 27TCr
0.00%+0.66%+0.66%+53.72% 24TCr
-1.53%-7.86%+8.24%+92.92% 23TCr
-0.29%-0.45%+41.02%+68.71% 23TCr
+1.26%+0.75%+20.67%+82.67% 20TCr
Average -0.29%-2.07%+20.03%+74.75% 30.05TCr
Weighted average by Cap. -0.24%-2.12%+21.11%+81.88%
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
19
Last Close Price
84.89EUR
Average target price
100.72EUR
Spread / Average Target
+18.64%

Quarterly revenue - Rate of surprise

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