Business description: Bandhan Bank Limited

Bandhan Bank Limited (the Bank) is an India-based banking company. Its segments include Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. The Treasury segment includes investments in sovereign securities and trading operations and also includes the central funding unit. The Retail Banking segment includes lending to individuals/small businesses through the branch network. It also includes liability products, card services, Internet banking, mobile banking, Automated Teller Machine (ATM) services, and Non-Resident Indian (NRI) services. The Other Banking Business segment includes para-banking activities, such as third-party product distribution and other banking transactions. The Bank offers various loans, such as Subriddhi, Suraksha, Sushiksha, Sahayata, Suyog, Bazaar, Small Enterprise Loan, and Micro Home. It also offers Saving Account, Demat and Trading, Recurring Deposit, Mutual Funds, and Bill Payment and Recharge services.

Number of employees: 75,000

Sales by Activity: Bandhan Bank Limited

Fiscal Period: March 2021 (INR) 2022 (INR) 2023 (INR) 2024 (INR) 2025 (INR)

Retail Banking

4.37TCr 2.28TCr 5.98TCr 7.36TCr 9.13TCr

Other Banking Operations

201.89Cr 346.57Cr 402.79Cr 314.01Cr 379.87Cr

Wholesale Banking

208.12Cr 171.57Cr 229.85Cr 277.13Cr 308.91Cr

Inter Segment Interest Expenses

524.16Cr 192.67Cr 182.38Cr 850.26Cr 2.14TCr

Inter Segment Revenue

-524.16Cr -192.67Cr -182.38Cr -850.26Cr -2.14TCr

Treasury

981.05Cr 850.03Cr 917.79Cr 840.77Cr 870.5Cr

Geographical breakdown of sales: Bandhan Bank Limited

Fiscal Period: March 2021 (INR) 2022 (INR) 2023 (INR) 2024 (INR) 2025 (INR)

India

5.77TCr 3.65TCr 7.53TCr 8.79TCr 9.81TCr

Executive Committee: Bandhan Bank Limited

Manager TitleAgeSince
Chief Executive Officer 63 01/11/2024
Compliance Officer - 29/11/2023
Chief Tech/Sci/R&D Officer - 26/12/2023
Chief Tech/Sci/R&D Officer 51 19/07/2019
Compliance Officer - -

Composition of the Board of Directors: Bandhan Bank Limited

Director TitleAgeSince
Director/Board Member - 08/05/2020
Director/Board Member 67 08/05/2020
Director/Board Member 67 19/03/2021
Director/Board Member 72 19/03/2021
Director/Board Member 55 31/03/2023
Director/Board Member 58 -
Director/Board Member 62 24/06/2024
Director/Board Member 63 01/11/2024
Director/Board Member 52 27/06/2025
Director/Board Member - 25/09/2025

Shareholders: Bandhan Bank Limited

NameStocks%Valuation
Bandhan Financial Services Ltd.
37.93 %
61,10,08,842 37.93 % 1 318 M ₹
SBI Funds Management Ltd. (Investment Management)
5.703 %
9,18,75,535 5.703 % 198 M ₹
Life Insurance Corporation of India (Investment Portfolio)
3.691 %
5,94,55,863 3.691 % 128 M ₹
Kotak Mahindra Asset Management Co. Ltd.
3.235 %
5,21,09,044 3.235 % 112 M ₹
HDFC Asset Management Co. Ltd. (Invt Mgmt)
1.617 %
2,60,57,486 1.617 % 56 M ₹

Company details: Bandhan Bank Limited

Bandhan Bank Ltd.

Adventz Infinity@5, BN 5

700091, Kolkata

+91 33 6609 0909

http://www.bandhanbank.com
address Bandhan Bank Limited(BANDHANBNK)

Commercial Banks

Change 5-day change 1-year change 3-year change Capi.($)
+4.16%+5.57%+23.63%-2.29% 348.64Cr
+0.60%+0.11%-0.48%+47.51% 11TCr
-0.44%+1.44%+19.51%+47.09% 7.6TCr
-0.34%+3.31%+12.01%+61.99% 6.17TCr
+2.06%+4.34%-27.87%+13.58% 5.45TCr
+1.79%+4.05%+35.66%+112.45% 5.17TCr
-1.03%-2.66%-0.46%+10.10% 4.3TCr
0.00%-2.78%-28.15%-33.42% 4.16TCr
+5.50%+3.35%+16.96%+148.95% 3.37TCr
-0.04%-0.33%+46.41%+75.40% 3.2TCr
Average +1.22%+0.38%+9.72%+48.14% 5.03TCr
Weighted average by Cap. +0.73%+0.38%+6.85%+50.54%
Trader
Investor
-
Global
-
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
216.52INR
Average target price
197.46INR
Spread / Average Target
-8.80%

Quarterly revenue - Rate of surprise

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