Financials Bandhan Bank Limited

Equities

BANDHANBNK

INE545U01014

Banks

Market Closed - NSE India S.E. Other stock markets 05:19:44 20/01/2026 pm IST			5-day change	1st Jan Change
139.39 ^INR	-2.28%		-3.03%	-4.41%

14/01	Bandhan Bank Limited Announces Resignation of Navin Sharma, Chief Audit Executive and Head of Internal Audit, Effective April 13, 2026	CI
29/12	Asset Reconstruction Company Limited acquired Identified Non-Performing Assets Portfolio of Bandhan Bank Limited for INR 5.7 billion.	CI

Projected Income Statement: Bandhan Bank Limited

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	77,743	1,15,368	1,17,282	1,24,903	1,44,572	1,38,996	1,58,707	1,81,518
Change	-	48.4%	1.66%	6.5%	15.75%	-3.86%	14.18%	14.37%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	68,553	80,134	70,913	66,395	73,887	62,567	72,187	82,312
Change	-	16.89%	-11.51%	-6.37%	11.28%	-15.32%	15.38%	14.03%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	29,487	1,286	28,930	29,429	36,233	20,036	37,217	47,574
Change	-	-95.64%	2,149.19%	1.73%	23.12%	-44.7%	85.75%	27.83%
Net income ¹	22,055	1,258	21,946	22,296	27,453	15,394	28,197	35,890
Change	-	-94.3%	1,644.63%	1.59%	23.13%	-43.92%	83.16%	27.29%
Announcement Date	08/05/21	13/05/22	19/05/23	17/05/24	30/04/25	-	-	-

¹INR in Million

Estimates

Fiscal Period: March	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	21,983	23,049	26,250	25,443	26,474	24,270	28,370	35,042	28,441	26,694	31,137	31,009	28,757	24,434	30,705	35,604	35,326	35,430	39,261	34,555	34,831	32,479	32,139	36,600
Change	-	4.85%	13.89%	-3.08%	4.06%	-8.32%	16.89%	23.52%	-18.84%	-6.14%	16.64%	-0.41%	-7.26%	-15.04%	25.67%	15.95%	-0.78%	0.29%	10.81%	-11.99%	0.8%	-6.75%	-1.05%	13.88%
EBITDA ¹	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	16,882	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0%	-	-	-
EBIT ¹	15,842	16,275	19,141	17,295	18,711	15,492	19,501	25,214	18,210	15,529	19,222	17,957	35,946	36,320	16,553	18,385	19,409	18,551	20,214	15,713	16,684	15,198	14,217	16,600
Change	-	2.74%	17.61%	-9.64%	8.19%	-17.2%	25.88%	29.29%	-27.78%	-14.72%	23.78%	-6.58%	100.18%	1.04%	-54.42%	11.07%	5.57%	-4.42%	8.96%	-22.26%	6.18%	-8.91%	-6.46%	16.76%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	7,351	12,330	8,454	1,352	4,962	-40,287	11,444	25,167	11,790	2,732	3,807	10,609	9,602	9,472	9,713	641.5	14,179	12,489	6,453	3,112	5,215	4,235	3,752	7,700
Change	-	67.73%	-31.44%	-84.01%	267.09%	-911.89%	128.41%	119.9%	-53.15%	-76.83%	39.33%	178.68%	-9.49%	-1.35%	2.54%	-93.4%	2,110.13%	-11.92%	-48.32%	-51.78%	67.59%	-18.79%	-11.39%	105.2%
Net income ¹	5,498	9,200	6,326	1,030	3,731	-30,086	8,590	19,023	8,870	2,093	2,906	8,083	7,211	7,212	7,327	546.3	10,635	9,374	4,265	3,179	3,720	3,276	3,046	6,100
Change	-	67.33%	-31.24%	-83.71%	262.1%	-906.42%	128.55%	121.47%	-53.37%	-76.41%	38.85%	178.17%	-10.79%	0.02%	1.6%	-92.54%	1,846.81%	-11.85%	-54.51%	-25.46%	17%	-11.94%	-7%	100.25%
Announcement Date	15/07/20	02/11/20	21/01/21	08/05/21	30/07/21	29/10/21	21/01/22	13/05/22	22/07/22	28/10/22	20/01/23	19/05/23	14/07/23	18/10/23	09/02/24	17/05/24	26/07/24	25/10/24	31/01/25	30/04/25	18/07/25	-	-	-

¹INR in Million

Estimates

Forecast Balance Sheet: Bandhan Bank Limited

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	08/05/21	13/05/22	19/05/23	17/05/24	30/04/25	-	-	-

Estimates

Cash Flow Forecast: Bandhan Bank Limited

Fiscal Period: March	2020	2021	2022	2023	2024	2025
CAPEX ¹	1,032	2,225	2,119	4,121	5,574	2,881
Change	-	115.62%	-4.78%	94.48%	35.27%	-48.32%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	21/07/20	10/07/21	16/07/22	18/07/23	27/07/24	29/07/25

¹INR in Million

Estimates

Forecast Financial Ratios: Bandhan Bank Limited

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	88.18%	69.46%	60.46%	53.16%	51.11%	45.01%	45.48%	45.35%
EBT Margin (%)	-	37.93%	1.11%	24.67%	23.56%	25.06%	14.41%	23.45%	26.21%
Net margin (%)	-	28.37%	1.09%	18.71%	17.85%	18.99%	11.08%	17.77%	19.77%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	2.1%	0.1%	1.6%	1.44%	1.53%	0.8%	1.23%	1.38%
ROE	-	13.2%	0.8%	12%	10.65%	11.88%	6.38%	10.48%	12.46%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	1	-	1.5	1.5	1.5	1.527	2.226	2.518
Change	-	-	-	-	0%	0%	1.78%	45.82%	13.08%
Book Value Per Share ¹	-	108.1	107.9	121.6	126.4	152.7	159.9	176.2	195.2
Change	-	-	-0.17%	12.67%	3.98%	20.81%	4.7%	10.16%	10.79%
EPS ¹	-	13.69	0.78	13.62	13.84	17.04	9.91	17.84	23.05
Change	-	-	-94.3%	1,646.15%	1.62%	23.12%	-41.85%	80%	29.2%
Nbr of stocks (in thousands)	-	16,10,599	16,10,766	16,10,836	16,10,970	16,10,971	16,10,971	16,10,971	16,10,971
Announcement Date	-	08/05/21	13/05/22	19/05/23	17/05/24	30/04/25	-	-	-