Lizé Lambrechts

Part of Sanlam Ltd., Emerald Risk Transfer Pty Ltd. is a leading provider of corporate property and associated engineering insurance products in the African continent and Indian Ocean islands. Headquartered in South Africa, Emerald is regulated by the Financial Sector Conduct Authority (FSCA) and has a representative office in the UK. Established in 1999, Emerald offers solution-driven insurance products to corporate policyholders, including multinational companies, mining processes, leisure and tourism groups, infrastructure entities, and more. The South African company has a strong financial strength with consistent net underwriting margin and sustainable net loss ratio. Emerald is a wholly owned subsidiary of Santam Limited, which is an authorized financial services provider and controlling private company for its group companies.

Part of Sanlam Ltd., Sanlam Developing Markets Ltd. is a financial services provider that offers insurance, investment, financial planning, and retirement advice to individuals, groups, and corporates. The private company is based in Johannesburg, South Africa. Sanlam Developing Markets has a team of specialist financial planners who are authorized to advise clients on a full range of financial solutions and work with them to achieve financial independence and sustainable wealth.

Channel Life Ltd. provides life insurance services. Its product range includes employee benefit, investment and life solutions. The company was founded in 1969 and is headquartered in Houghton, South Africa.

Saham Finances SA engages in the provision of life and non-life insurance products. The company was founded by Moulay Hafid Elalamy in 1995 and is headquartered in Casablanca, Morocco.

Part of Sanlam Ltd., MiWay Group Holdings (Pty) Ltd. is a South African company that provides financial services. The private company is based in Midrand, South Africa.