Financials Zurich Chile Seguros Generales S.A.

Equities

CONSOGRAL

CLP255031062

Multiline Insurance & Brokers

End-of-day quote Santiago S.E. 03:30:00 03/05/2024 am IST 5-day change 1st Jan Change
383 CLP 0.00% Intraday chart for Zurich Chile Seguros Generales S.A. 0.00% 0.00%

Valuation

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Capitalization 1 26,448 32,787 38,525 40,984 48,488 48,488
Enterprise Value (EV) 1 19,515 26,806 31,903 31,888 39,128 37,284
P/E ratio 6.79 x 7.34 x 7.26 x -10.8 x 30 x -7.21 x
Yield 4.42% 4.09% 4.13% - - -
Capitalization / Revenue 0.32 x 0.37 x 0.36 x 0.34 x 0.5 x 0.43 x
EV / Revenue 0.24 x 0.3 x 0.3 x 0.27 x 0.4 x 0.33 x
EV / EBITDA -10.5 x 34.3 x 8.92 x -3.18 x -10.9 x -2.02 x
EV / FCF 2.57 x -12.4 x 2.26 x 94.2 x 62.6 x 4.5 x
FCF Yield 38.8% -8.03% 44.3% 1.06% 1.6% 22.2%
Price to Book 0.89 x 0.98 x 1.05 x 1.23 x 1.07 x 1.42 x
Nbr of stocks (in thousands) 80,635 81,968 81,968 81,968 1,04,304 1,04,304
Reference price 2 328.0 400.0 470.0 500.0 464.9 464.9
Announcement Date 27/02/17 27/03/18 26/03/19 03/03/20 08/04/21 04/03/22
1CLP in Million2
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Net sales 1 82,949 89,301 1,05,932 1,19,848 97,274 1,13,070
EBITDA 1 -1,851 781.4 3,578 -10,042 -3,575 -18,454
EBIT 1 -2,111 728.4 3,543 -10,090 -3,598 -18,475
Operating Margin -2.55% 0.82% 3.34% -8.42% -3.7% -16.34%
Earnings before Tax (EBT) 1 5,033 5,982 7,146 -5,673 1,928 -10,548
Net income 1 3,961 4,469 5,308 -3,801 1,615 -6,728
Net margin 4.78% 5% 5.01% -3.17% 1.66% -5.95%
EPS 2 48.33 54.50 64.73 -46.37 15.49 -64.50
Free Cash Flow 1 7,580 -2,154 14,127 338.7 625.4 8,281
FCF margin 9.14% -2.41% 13.34% 0.28% 0.64% 7.32%
FCF Conversion (EBITDA) - - 394.85% - - -
FCF Conversion (Net income) 191.36% - 266.13% - 38.71% -
Dividend per Share 2 14.50 16.35 19.43 - - -
Announcement Date 27/02/17 27/03/18 26/03/19 03/03/20 08/04/21 04/03/22
1CLP in Million2CLP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Net Debt 1 - - - - - -
Net Cash position 1 6,934 5,981 6,621 9,096 9,359 11,203
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 7,580 -2,154 14,127 339 625 8,281
ROE (net income / shareholders' equity) 14.9% 14.1% 15.1% -10.8% 4.11% -16.9%
ROA (Net income/ Total Assets) -0.6% 0.22% 1.12% -2.76% -0.87% -4.52%
Assets 1 -6,59,775 20,64,969 4,72,470 1,37,482 -1,85,045 1,48,795
Book Value Per Share 2 369.0 407.0 449.0 406.0 435.0 327.0
Cash Flow per Share 2 84.60 73.00 80.80 178.0 138.0 150.0
Capex - - - 127 66.2 -
Capex / Sales - - - 0.11% 0.07% -
Announcement Date 27/02/17 27/03/18 26/03/19 03/03/20 08/04/21 04/03/22
1CLP in Million2CLP
Estimates
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