Valuation: ZENKOKU HOSHO Co.,Ltd.

Capitalization 42TCr 277.25Cr 233.64Cr 213.22Cr 203.53Cr 377.94Cr 25TCr 390.86Cr 2.48TCr 984.92Cr 12TCr 1.04TCr 1.02TCr P/E ratio 2026 *
13.2x
P/E ratio 2027 * 12.7x
Enterprise value 33TCr 219.06Cr 184.6Cr 168.47Cr 160.81Cr 298.62Cr 20TCr 308.83Cr 1.96TCr 778.2Cr 9.56TCr 821.53Cr 804.69Cr EV / Sales 2026 *
5.63x
EV / Sales 2027 * 5.49x
Free-Float
97.02%
Yield 2026 *
3.67%
Yield 2027 * 3.85%
1 day-0.69%
1 week+1.09%
Current month+2.80%
1 month-0.69%
3 months+1.51%
6 months-4.45%
Current year+1.22%
1 week 3,126
Extreme 3126
3,195
1 month 3,020
Extreme 3020
3,196
Current year 3,020
Extreme 3020
3,230
1 year 2,659
Extreme 2659
3,582
3 years 2,352
Extreme 2352
3,582
5 years 2,077.5
Extreme 2077.5
3,582
10 years 1,359.5
Extreme 1359.5
3,582
Manager TitleAgeSince
President 54 01/04/2023
Investor Relations Contact 51 01/02/2006
Chief Operating Officer 56 01/06/2011
Director TitleAgeSince
Chairman 61 01/04/2023
Director/Board Member 56 01/06/2011
Director/Board Member 54 01/06/2015
Change 5d. change 1-year change 3-years change Capi.($)
-0.69%+1.09%+15.33%+25.86% 277.25Cr
+3.11%+3.56%+21.63%+55.25% 6.85TCr
-3.11%+10.34%+72.63%+131.08% 4.06TCr
-0.68%-0.05%+9.41%+45.71% 3.59TCr
-6.08%-0.82%+30.67%+183.41% 2.46TCr
-2.50%-3.89%+11.11%+95.25% 2.47TCr
-1.69%+6.24%+94.24%+323.79% 2.25TCr
-1.02%-0.89%+17.54% - 1.88TCr
-11.82%-3.19%+54.72%+258.23% 1.8TCr
-0.20%+3.12% - - 1.66TCr
Average -1.98%+4.21%+36.36%+139.82% 2.73TCr
Weighted average by Cap. -1.11%+4.40%+36.19%+124.68%

Financials

2026 *2027 *
Net sales 5.93TCr 39Cr 33Cr 30Cr 29Cr 53Cr 3.52TCr 55Cr 347.44Cr 138.16Cr 1.7TCr 145.85Cr 142.86Cr 6.21TCr 41Cr 34Cr 31Cr 30Cr 56Cr 3.69TCr 57Cr 363.84Cr 144.68Cr 1.78TCr 152.74Cr 149.61Cr
Net income 3.2TCr 21Cr 18Cr 16Cr 15Cr 29Cr 1.9TCr 30Cr 187.37Cr 75Cr 915.44Cr 79Cr 77Cr 3.33TCr 22Cr 18Cr 17Cr 16Cr 30Cr 1.98TCr 31Cr 195.02Cr 78Cr 952.83Cr 82Cr 80Cr
Net Debt -8.87TCr -58Cr -49Cr -45Cr -43Cr -79Cr -5.27TCr -82Cr -519.83Cr -206.71Cr -2.54TCr -218.22Cr -213.75Cr -8.17TCr -54Cr -45Cr -41Cr -39Cr -73Cr -4.86TCr -76Cr -478.81Cr -190.4Cr -2.34TCr -201Cr -196.88Cr
Logo ZENKOKU HOSHO Co.,Ltd.
ZENKOKU HOSHO Co., Ltd. is mainly engaged in the operation of credit guarantee business. The Company’s guarantee products comprise three categories. The housing loan guarantees are its core products, which can meet the diverse needs of customers, such as housing acquisition funds and refinancing funds, and renovation funds and others. It acquires guarantee fees from guarantee requesters through the classification by collateral valuation and other requirements such as annual income and years of service. Education loan guarantee products guarantee the borrowings of education funds, which deal with term loans, overdraft and other formats. About the use of funds, it deals with tuition fees, exam costs and others. The apartment loan guarantee products guarantee the borrowings of construction costs of rental housing.
Employees
369
Date Price Change Volume
13/26/13 3,159.00 ¥ -0.69% 3,00,900
12/26/12 3,181.00 ¥ +0.89% 3,20,900
10/26/10 3,153.00 ¥ +0.25% 4,40,500
09/26/09 3,145.00 ¥ +0.64% 2,63,100
06/26/06 3,125.00 ¥ +0.32% 3,82,500
Trader
Investor
Global
Quality
ESG MSCI
BB
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
3,181.00JPY
Average target price
3,716.00JPY
Spread / Average Target
+16.82%

Quarterly revenue - Rate of surprise