Financials Trust International Insurance Co. P.L.C

Equities

TRUST

PS3005112951

Multiline Insurance & Brokers

End-of-day quote Palestine Exchange 03:30:00 06/05/2024 am IST 5-day change 1st Jan Change
3.15 USD +5.00% Intraday chart for Trust International Insurance Co. P.L.C 0.00% -1.25%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 55.8 53.4 49.65 47.85 47.25 52.64
Enterprise Value (EV) 1 31.96 30.33 27.12 26.18 22.63 53.75
P/E ratio 12.3 x 18.5 x 15 x 26.5 x 15.4 x 19 x
Yield 4.03% 1.41% 3.02% 3.13% 6.35% 3.13%
Capitalization / Revenue 0.63 x 0.59 x 0.57 x 0.51 x 0.44 x 0.41 x
EV / Revenue 0.36 x 0.34 x 0.31 x 0.28 x 0.21 x 0.42 x
EV / EBITDA 3.35 x 3.95 x 6.65 x 7.2 x 1.64 x 6.29 x
EV / FCF 11.8 x 5.77 x -12 x 6.38 x 3.2 x 531 x
FCF Yield 8.47% 17.3% -8.36% 15.7% 31.2% 0.19%
Price to Book 1.02 x 1.09 x 0.94 x 0.93 x 0.88 x 1.05 x
Nbr of stocks (in thousands) 16,500 16,500 16,500 16,500 16,500 16,500
Reference price 2 3.382 3.236 3.009 2.900 2.864 3.190
Announcement Date 26/03/19 05/04/20 26/03/21 20/03/22 03/03/23 12/02/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 88.37 89.91 86.35 94.64 108.1 129.4
EBITDA 1 9.527 7.675 4.078 3.638 13.78 8.548
EBIT 1 8.531 6.509 2.715 2.296 12.36 7.174
Operating Margin 9.65% 7.24% 3.14% 2.43% 11.43% 5.55%
Earnings before Tax (EBT) 1 8.345 6.179 6.209 3.966 6.213 5.441
Net income 1 4.537 2.889 3.317 1.803 3.078 2.766
Net margin 5.13% 3.21% 3.84% 1.9% 2.85% 2.14%
EPS 2 0.2750 0.1751 0.2010 0.1092 0.1865 0.1677
Free Cash Flow 1 2.708 5.26 -2.266 4.105 7.069 0.1013
FCF margin 3.06% 5.85% -2.62% 4.34% 6.54% 0.08%
FCF Conversion (EBITDA) 28.43% 68.53% - 112.84% 51.31% 1.18%
FCF Conversion (Net income) 59.69% 182.06% - 227.72% 229.67% 3.66%
Dividend per Share 2 0.1364 0.0455 0.0909 0.0909 0.1818 0.1000
Announcement Date 26/03/19 05/04/20 26/03/21 20/03/22 03/03/23 12/02/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - 1.11
Net Cash position 1 23.8 23.1 22.5 21.7 24.6 -
Leverage (Debt/EBITDA) - - - - - 0.1301 x
Free Cash Flow 1 2.71 5.26 -2.27 4.1 7.07 0.1
ROE (net income / shareholders' equity) 9.71% 6.29% 7.09% 4.23% 6.28% 5.9%
ROA (Net income/ Total Assets) 3.02% 2.22% 0.87% 0.68% 3.57% 2.76%
Assets 1 150.5 130.4 381.7 265.5 86.13 100.3
Book Value Per Share 2 3.300 2.970 3.200 3.120 3.240 3.050
Cash Flow per Share 2 1.660 1.740 1.670 1.580 1.610 0.0600
Capex 1 2.25 1.36 0.58 0.89 0.85 0.79
Capex / Sales 2.54% 1.51% 0.67% 0.95% 0.79% 0.61%
Announcement Date 26/03/19 05/04/20 26/03/21 20/03/22 03/03/23 12/02/24
1USD in Million2USD
Estimates
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