Financials SBI Life Insurance Company Limited Bombay S.E.

Equities

SBILIFE

INE123W01016

Life & Health Insurance

Market Closed - Bombay S.E. 03:30:50 02/05/2024 pm IST 5-day change 1st Jan Change
1,461 INR +1.70% Intraday chart for SBI Life Insurance Company Limited -0.58% +2.00%

Valuation

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 5,83,400 6,41,017 8,80,912 11,21,866 11,02,085 14,63,041 - -
Enterprise Value (EV) 1 5,59,194 6,26,785 8,53,807 10,89,823 10,60,436 14,54,990 14,12,645 14,07,606
P/E ratio 44 x 45.1 x 60.5 x 74.6 x 64.1 x 79.4 x 68.7 x 59.1 x
Yield 0.34% - 0.28% 0.18% 0.23% 0.18% 0.22% 0.25%
Capitalization / Revenue 1.32 x 1.46 x 1.07 x 1.35 x 1.35 x 1.13 x 1.17 x 1 x
EV / Revenue 1.26 x 1.43 x 1.04 x 1.31 x 1.3 x 1.1 x 1.13 x 0.96 x
EV / EBITDA - - - - - - - -
EV / FCF - -1,00,46,830 x - - - - - -
FCF Yield - -0% - - - - - -
Price to Book 7.7 x 7.33 x 8.47 x 9.65 x 8.47 x 10.1 x 8.82 x 7.76 x
Nbr of stocks (in thousands) 10,00,000 10,00,026 10,00,071 10,00,371 10,00,895 10,01,465 - -
Reference price 2 583.4 641.0 880.8 1,121 1,101 1,461 1,461 1,461
Announcement Date 25/04/19 05/05/20 03/05/21 28/04/22 26/04/23 26/04/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 4,42,612 4,38,428 8,20,849 8,30,272 8,15,985 13,26,314 12,53,459 14,60,775
EBITDA - - - - - - - -
EBIT 1 13,740 14,142 15,424 15,913 17,594 19,446 21,526 26,769
Operating Margin 3.1% 3.23% 1.88% 1.92% 2.16% 1.47% 1.72% 1.83%
Earnings before Tax (EBT) 1 13,729 14,135 15,425 15,608 17,584 19,421 22,366 27,139
Net income 1 13,268 14,222 14,558 15,060 17,206 18,938 21,229 25,490
Net margin 3% 3.24% 1.77% 1.81% 2.11% 1.43% 1.69% 1.74%
EPS 2 13.27 14.22 14.55 15.04 17.18 18.90 21.27 24.72
Free Cash Flow - -62,386 - - - - - -
FCF margin - -14.23% - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 2.000 - 2.500 2.000 2.500 2.700 3.176 3.597
Announcement Date 25/04/19 05/05/20 03/05/21 28/04/22 26/04/23 26/04/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 S1 2024 Q3 2024 Q4 2025 Q1
Net sales - 2,08,967 - - - - - 2,75,253 2,66,267 - - - - - - -
EBITDA 1 - - - - 4,252 - - 4,515 - - 6,320 5,759 - 6,402 - -
EBIT 1 2,332 6,218 2,340 2,811 3,822 6,940 2,676 3,875 3,112 7,930 3,897 10,597 - 10,504 11,818 5,949
Operating Margin - 2.98% - - - - - 1.41% 1.17% - - - - - - -
Earnings before Tax (EBT) 1 - - 2,334 - 3,814 6,941 2,674 3,866 - - 3,897 4,204 - 3,866 - -
Net income 1 2,328 5,324 2,232 2,466 3,641 6,722 2,628 3,767 3,041 7,768 3,810 4,170 7,612 3,831 7,977 -
Net margin - 2.55% - - - - - 1.37% 1.14% - - - - - - -
EPS 2 2.330 5.320 2.230 2.460 3.640 6.710 2.630 3.760 3.040 7.760 3.800 4.400 - 3.700 7.799 -
Dividend per Share 2 - 2.500 - - - 2.000 - - - 2.500 - - - - 3.500 -
Announcement Date 22/01/21 03/05/21 26/07/21 27/10/21 21/01/22 28/04/22 28/07/22 21/10/22 21/01/23 26/04/23 25/07/23 - 27/10/23 - - -
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 - - - - - - - -
Net Cash position 1 24,206 14,232 27,105 32,042 41,649 47,459 50,396 55,435
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - -62,386 - - - - - -
ROE (net income / shareholders' equity) 18.8% 17.4% 15.2% 13.7% 14% 13.6% 15.6% 15.8%
ROA (Net income/ Total Assets) 1.02% 0.93% 0.76% 0.61% 0.59% 0.53% 0.6% 0.6%
Assets 1 13,05,906 15,27,737 19,15,592 24,53,951 29,40,140 35,64,427 35,29,920 42,42,732
Book Value Per Share 2 75.80 87.40 104.0 116.0 130.0 149.0 166.0 188.0
Cash Flow per Share - - 236.0 218.0 - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 25/04/19 05/05/20 03/05/21 28/04/22 26/04/23 26/04/24 - -
1INR in Million2INR
Estimates
  1. Stock Market
  2. Equities
  3. SBILIFE Stock
  4. SBILIFE Stock
  5. Financials SBI Life Insurance Company Limited