Financials Ringkjøbing Landbobank A/S

Equities

RILBA

DK0060854669

Banks

Market Closed - Nasdaq Copenhagen 08:29:49 30/04/2024 pm IST 5-day change 1st Jan Change
1,178 DKK -0.51% Intraday chart for Ringkjøbing Landbobank A/S -3.44% +18.81%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 15,008 16,101 24,967 25,538 25,968 30,991 - -
Enterprise Value (EV) 1 15,008 16,101 24,967 25,538 25,968 30,991 30,991 30,991
P/E ratio 15.3 x 17.3 x 20.5 x 17.8 x 12.2 x 13.1 x 12.9 x 12.2 x
Yield 2.14% 1.26% 0.8% 0.74% 1.01% 1.1% 1.15% 1.02%
Capitalization / Revenue 7.09 x 7.39 x 10.3 x 8.92 x 6.78 x 7.56 x 7.52 x 7.32 x
EV / Revenue 7.09 x 7.39 x 10.3 x 8.92 x 6.78 x 7.56 x 7.52 x 7.32 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.97 x 1.98 x 2.86 x 2.81 x 2.54 x 2.66 x 2.53 x 2.32 x
Nbr of stocks (in thousands) 29,198 29,063 28,437 26,939 26,190 26,308 - -
Reference price 2 514.0 554.0 878.0 948.0 991.5 1,178 1,178 1,178
Announcement Date 05/02/20 03/02/21 02/02/22 01/02/23 31/01/24 - - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 2,116 2,179 2,433 2,862 3,828 4,097 4,122 4,232
EBITDA - - - - - - - -
EBIT 1 1,311 1,391 1,616 1,971 2,865 3,065 2,995 2,964
Operating Margin 61.96% 63.84% 66.42% 68.87% 74.85% 74.81% 72.66% 70.04%
Earnings before Tax (EBT) 1 1,245 1,144 1,538 1,880 2,837 3,038 2,955 3,007
Net income 1 978.3 919.7 1,229 1,495 2,155 2,308 2,216 2,256
Net margin 46.23% 42.21% 50.52% 52.23% 56.31% 56.33% 53.77% 53.31%
EPS 2 33.50 32.00 42.76 53.40 81.00 89.84 91.33 96.69
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 11.00 7.000 7.000 7.000 10.00 13.00 13.50 12.00
Announcement Date 05/02/20 03/02/21 02/02/22 01/02/23 31/01/24 - - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 651 674 684 704 799 849 947 989 1,043 1,040 1,020 1,015 1,023
EBITDA - - - - - - - - - - - - -
EBIT 1 434 464 458 486 563 622 703 752 788 793 761 762 749
Operating Margin 66.67% 68.84% 66.96% 69.03% 70.46% 73.26% 74.23% 76.04% 75.55% 76.25% 74.61% 75.07% 73.22%
Earnings before Tax (EBT) 1 433 449 442 420 569 595 691 738.6 812 811 757 746 724
Net income 1 354 358.9 348 329 459 455 525 560.7 614 616 567 560 543
Net margin 54.38% 53.25% 50.88% 46.73% 57.45% 53.59% 55.44% 56.7% 58.87% 59.23% 55.59% 55.17% 53.08%
EPS 2 4.261 12.70 12.60 12.00 16.52 16.70 18.60 20.40 25.30 23.30 20.60 20.40 19.80
Dividend per Share - - - - - - - - - - - - -
Announcement Date 02/02/22 27/04/22 03/08/22 26/10/22 01/02/23 26/04/23 02/08/23 25/10/23 31/01/24 24/04/24 - - -
1DKK in Million2DKK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 13.2% 11.7% 14.6% 16.6% 21.8% 21.7% 20.1% 19.1%
ROA (Net income/ Total Assets) 1.8% 1.7% 2.13% 2.2% 2.9% 3.12% 2.93% 2.99%
Assets 1 54,348 54,101 57,609 67,950 74,318 74,089 75,587 75,551
Book Value Per Share 2 260.0 280.0 307.0 337.0 391.0 442.0 466.0 507.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 05/02/20 03/02/21 02/02/22 01/02/23 31/01/24 - - -
1DKK in Million2DKK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
1,178 DKK
Average target price
1,300 DKK
Spread / Average Target
+10.36%
Consensus
  1. Stock Market
  2. Equities
  3. RILBA Stock
  4. Financials Ringkjøbing Landbobank A/S