Financials PT Bank Jago Tbk

Equities

ARTO

ID1000136708

Banks

End-of-day quote INDONESIA S.E. 03:30:00 30/04/2024 am IST 5-day change 1st Jan Change
2,150 IDR +2.38% Intraday chart for PT Bank Jago Tbk -1.38% -25.86%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 37,39,375 4,66,81,875 22,17,00,000 5,15,45,250 2,97,90,938 2,97,90,938 -
Enterprise Value (EV) 1 37,39,375 4,66,81,875 22,17,00,000 5,15,45,250 4,01,83,125 2,97,90,938 2,97,90,938
P/E ratio -30.7 x -191 x 2,469 x 3,235 x 556 x 212 x 83.1 x
Yield - - - - - 0.01% 0.06%
Capitalization / Revenue - 701 x 350 x 36 x 22.8 x 14.6 x 10.5 x
EV / Revenue - 701 x 350 x 36 x 22.8 x 14.6 x 10.5 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - 37.9 x 26.9 x 6.24 x 3.56 x 3.51 x 3.35 x
Nbr of stocks (in thousands) 12,06,250 1,08,56,250 1,38,56,250 1,38,56,250 1,38,56,250 1,38,56,250 -
Reference price 2 3,100 4,300 16,000 3,720 2,150 2,150 2,150
Announcement Date 23/03/20 12/03/21 10/03/22 17/03/23 26/04/24 - -
1IDR in Million2IDR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 - 66.59 633.9 1,431 1,762 2,038 2,840
EBITDA - - - - - - -
EBIT 1 - -171.4 102.8 405.4 488.1 623.2 1,157
Operating Margin - -257.4% 16.23% 28.33% 27.69% 30.58% 40.75%
Earnings before Tax (EBT) 1 - -189.6 9.134 20.43 93.56 193.7 451.5
Net income 1 -122 -189.6 86.02 15.91 72.36 150.4 342.9
Net margin - -284.68% 13.57% 1.11% 4.11% 7.38% 12.07%
EPS 2 -101.1 -22.49 6.480 1.150 5.220 10.14 25.88
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - - - 0.1150 1.327
Announcement Date 23/03/20 12/03/21 10/03/22 17/03/23 26/04/24 - -
1IDR in Billions2IDR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 288.5 316.3 334.2 - 395.1 451.5 473.3 417.6 405.3 - - - - -
EBITDA - - - - - - - - - - - - - -
EBIT 67.44 - 120.8 - 91.48 148.4 158.3 76.93 80.66 - - - - -
Operating Margin 23.38% - 36.14% - 23.15% 32.88% 33.44% 18.42% 19.9% - - - - -
Earnings before Tax (EBT) 41.74 - 12.89 - -31.92 22.45 29.56 23.57 27.83 - - - - -
Net income 118.6 - 9.983 - -24.66 17.5 23.01 22.07 21.71 - - - - -
Net margin 41.12% - 2.99% - -6.24% 3.88% 4.86% 5.28% 5.36% - - - - -
EPS 1 - - 0.7200 - - - 1.660 1.590 1.580 1.546 1.893 2.090 - -
Dividend per Share 1 - - - - - - - - - 1.044 - - - 1.437
Announcement Date 10/03/22 28/04/22 21/07/22 21/10/22 17/03/23 28/04/23 31/07/23 26/04/24 26/04/24 - - - - -
1IDR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - -19.8% 1.81% 0.19% 0.95% 1.69% 4.48%
ROA (Net income/ Total Assets) - -10.8% 1.19% 0.11% 0.36% 0.64% 1.11%
Assets 1 - 1,750 7,246 14,639 20,500 23,449 30,981
Book Value Per Share 2 - 114.0 595.0 596.0 605.0 613.0 642.0
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 23/03/20 12/03/21 10/03/22 17/03/23 26/04/24 - -
1IDR in Billions2IDR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
2,150 IDR
Average target price
2,901 IDR
Spread / Average Target
+34.92%
Consensus
  1. Stock Market
  2. Equities
  3. ARTO Stock
  4. Financials PT Bank Jago Tbk