Business Segments Protector Forsikring ASA

Stocks

Market Closed - Oslo Bors 08:15:00 18/09/2026 pm IST			5-day change	1st Jan Change
449.00 ^NOK	+0.40%		-2.31%	-14.31%

11/09	Odin Norden rose 3.15 percent in August - Valmet jumped on break-up plans	FW
05/09	Protector Forsikring ASA Repurchases NOK 58 Million of Perpetual Restricted Tier 1 Bonds with Settlement on September 17, 2026	CI

Breakdown by Business Segment (NOK)

Fiscal Period: December	2021	2022	2023	2024	2025
Multi-line Insurance
Insurance - Property & Casualty	580.98Cr	620.43Cr	980.92Cr	1.21TCr	1.47TCr
Total Assets	1.92TCr	1.99TCr	2.09TCr	2.47TCr	2.86TCr
Interest Expense	-	-	-6.33Cr	-8.3Cr	-30Cr
Income Tax Expense	25Cr	17Cr	44Cr	51Cr	79Cr
CAPEX	-5.28Cr	-4.38Cr	-7.17Cr	-7.2Cr	-11Cr
EBT	141.63Cr	101.2Cr	193.35Cr	205.2Cr	343.8Cr
D&A	1.52Cr	2.74Cr	6.61Cr	7.5Cr	8.6Cr
Net Income	123.21Cr	84Cr	150.93Cr	153.9Cr	264.6Cr

Geographical breakdown of sales (NOK)

Fiscal Period: December	2021	2022	2023	2024	2025
UK	117.95Cr	147.24Cr	313.88Cr	459.6Cr	541.8Cr
EBT	-3.64Cr	22Cr	-	-	-
Operating Income	-4.48Cr	18Cr	62Cr	96Cr	121Cr
	-	-	-	-	301.9Cr
Sweden (Including Finland)	-	-	-	278.7Cr	301.9Cr
Operating Income	-	-	-	42Cr	45Cr
Norway	-	-	-	222.3Cr	250Cr
EBT	-	-	-	-	-
Operating Income	-	-	-	31Cr	28Cr
Denmark	76Cr	92Cr	126.62Cr	152.9Cr	171.4Cr
EBT	6.26Cr	2.54Cr	-	-	-
Operating Income	6.4Cr	3.65Cr	18Cr	-28Cr	24Cr
	-	-	-	-	541.8Cr
France	-	-	-	-	31Cr
Operating Income	-	-	-	-	-7.7Cr
Norway Excl. Finland	200.77Cr	187.6Cr	185.56Cr	-	-
EBT	82Cr	52Cr	-	-	-
Operating Income	12Cr	15Cr	5.52Cr	-	-
	-	-	-	-	31Cr
Finland	25Cr	19Cr	26Cr	-	-
EBT	5.79Cr	91.66L	-	-	-
Operating Income	4.18Cr	1.49Cr	3.66Cr	-	-
Sweden	161.16Cr	174.75Cr	228.01Cr	-	-
EBT	51Cr	24Cr	-	-	-
Operating Income	41Cr	23Cr	19Cr	-	-
	-	-	-	-	171.4Cr
	-	-	-	-	250Cr