Valuation: Kaspi Bank

Market Cap 9,19300Cr 2.01TCr 1.72TCr 1.61TCr 1.47TCr 2.78TCr 1,92500Cr 2.81TCr 19TCr 7.42TCr 97TCr 7.55TCr 7.39TCr 3,19900Cr P/E 2026 *
8.24x
P/E 2027 * 7.29x
Enterprise Value 9,19300Cr 2.01TCr 1.72TCr 1.61TCr 1.47TCr 2.78TCr 1,92500Cr 2.81TCr 19TCr 7.42TCr 97TCr 7.55TCr 7.39TCr 3,19900Cr EV / Sales 2026 *
1.92x
EV / Sales 2027 * 1.64x
Free-Float
52.91%
Yield 2026 *
7.65%
Yield 2027 * 8.14%
1 day+2.27%
1 week+1.60%
Current month+12.05%
1 month+13.68%
3 months+11.26%
6 months+24.74%
Current year+15.97%
1 week 44,103
Extreme 44103
46,989.97
1 month 40,852
Extreme 40852
51,118.66
Current year 34,837.07
Extreme 34837.07
51,118.66
1 year 34,837.07
Extreme 34837.07
51,118.66
3 years 34,837.07
Extreme 34837.07
67,000
5 years 21,000
Extreme 21000
68,200
10 years 4,445
Extreme 4445
68,200
Manager TitleAgeSince
Chief Executive Officer 51 05/12/2018
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 51 17/03/2015
Chairman 56 05/12/2018
Director/Board Member 56 08/04/2019
Change 5-day change 1-year change 3-year change Capi.($)
+2.27%+1.60% - - 2.01TCr
+1.20%+10.40%-43.60%-25.68% 10TCr
-1.94%+10.45%-1.51%+925.17% 9.72TCr
+0.43%+4.58%-26.73%+41.23% 3.96TCr
-0.25%+3.02%-0.80%+455.90% 2.58TCr
-2.44%-5.88%-24.30%+88.57% 2.49TCr
-0.29%+18.65%-29.34% - 2.23TCr
-0.05%+0.50%-41.79%-25.13% 2.13TCr
+0.75%+7.25%+14.82%+9.75% 2.01TCr
-6.59%+5.49%-40.69%+133.83% 1.73TCr
Average -0.69%+6.21%-21.55%+200.46% 4.1TCr
Weighted average by Cap. -0.46%+7.08%-22.12%+302.80%

Financials

2026 *2027 *
Net sales 4,78100Cr 1.05TCr 896.13Cr 838.33Cr 766.45Cr 1.45TCr 1,00100Cr 1.46TCr 9.92TCr 3.86TCr 50TCr 3.93TCr 3.84TCr 1,66300Cr 5,60400Cr 1.23TCr 1.05TCr 982.66Cr 898.39Cr 1.7TCr 1,17400Cr 1.71TCr 12TCr 4.52TCr 59TCr 4.6TCr 4.5TCr 1,95000Cr
Net income 1,12000Cr 244.94Cr 209.92Cr 196.38Cr 179.54Cr 338.8Cr 23TCr 342.41Cr 2.32TCr 903.57Cr 12TCr 919.69Cr 899.77Cr 39TCr 1,28900Cr 281.97Cr 241.64Cr 226.06Cr 206.67Cr 390.01Cr 27TCr 394.16Cr 2.67TCr 1.04TCr 14TCr 1.06TCr 1.04TCr 45TCr
Net Debt - -
Logo Kaspi Bank
Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.
Employees
14,008
Date Price Change Volume
21/26/21 KZT 46,839.89 +2.27% 2,571
20/26/20 KZT 45,800.00 +0.77% 1,285
19/26/19 KZT 45,450.00 +1.30% 387
18/26/18 KZT 44,868.00 -2.55% 1,601
17/26/17 KZT 46,040.05 -0.13% 1,720
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
48,378.84KZT
Average target price
47,251.01KZT
Spread / Average Target
-2.33%

Quarterly revenue - Rate of surprise