Valuation: Kaspi Bank

Market Cap 8,00700Cr 1.77TCr 1.58TCr 1.47TCr 1.34TCr 2.52TCr 1,71000Cr 2.53TCr 18TCr 6.92TCr 87TCr 6.64TCr 6.49TCr 2,79800Cr P/E 2026 *
7.3x
P/E 2027 * 6.35x
Enterprise Value 8,00700Cr 1.77TCr 1.58TCr 1.47TCr 1.34TCr 2.52TCr 1,71000Cr 2.53TCr 18TCr 6.92TCr 87TCr 6.64TCr 6.49TCr 2,79800Cr EV / Sales 2026 *
1.7x
EV / Sales 2027 * 1.45x
Free-Float
52.91%
Yield 2026 *
8.54%
Yield 2027 * 9.35%
1 day-0.12%
1 week-1.02%
Current month-0.89%
1 month-13.27%
3 months+2.66%
6 months+15.02%
Current year+5.22%
1 week 41,501
Extreme 41501
44,250
1 month 41,501
Extreme 41501
46,803.99
Current year 34,837.07
Extreme 34837.07
51,118.66
1 year 34,837.07
Extreme 34837.07
51,118.66
3 years 34,837.07
Extreme 34837.07
67,000
5 years 21,000
Extreme 21000
68,200
10 years 4,445
Extreme 4445
68,200
Manager TitleAgeSince
Chief Executive Officer 52 05/12/2018
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 52 17/03/2015
Chairman 56 05/12/2018
Director/Board Member 56 08/04/2019
Change 5-day change 1-year change 3-year change Capi.($)
-0.12%-1.02% - - 1.77TCr
+1.88%-3.30%-28.49%+1,004.56% 9.8TCr
-0.37%+7.71%-53.06%-43.40% 8.09TCr
+2.84%+3.11%-40.75%+26.08% 3.13TCr
+4.60%+14.03%+4.18%+329.48% 2.72TCr
+4.77%+1.71%-26.21%+87.57% 2.25TCr
+4.54%+4.01%-43.84% - 2.16TCr
-0.87%+4.93%-50.36%-34.90% 1.76TCr
+0.17%-1.13%+22.84%-6.64% 1.77TCr
+4.55%+11.29%-34.65%+92.83% 1.59TCr
Average +1.03%+4.65%-27.82%+181.95% 3.7TCr
Weighted average by Cap. +0.66%+3.43%-32.51%+345.36%

Financials

2026 *2027 *
Net sales 4,72200Cr 1.04TCr 930.67Cr 865.76Cr 787.48Cr 1.49TCr 1,00900Cr 1.49TCr 10TCr 4.08TCr 51TCr 3.91TCr 3.83TCr 1,65000Cr 5,52600Cr 1.22TCr 1.09TCr 1.01TCr 921.48Cr 1.74TCr 1,18000Cr 1.75TCr 12TCr 4.78TCr 60TCr 4.58TCr 4.48TCr 1,93100Cr
Net income 1,11300Cr 245.65Cr 219.39Cr 204.09Cr 185.63Cr 350.5Cr 24TCr 352.01Cr 2.46TCr 962.43Cr 12TCr 922.46Cr 902.29Cr 39TCr 1,28800Cr 284.34Cr 253.95Cr 236.24Cr 214.88Cr 405.71Cr 28TCr 407.46Cr 2.84TCr 1.11TCr 14TCr 1.07TCr 1.04TCr 45TCr
Net Debt - -
Projected Income Statement - Annual - Kaspi Bank
Logo Kaspi Bank
Kaspi.kz AO is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates in three segments: payments, marketplace and fintech. In payments segment the Company operates Payments Platform through which consumers can pay for shopping transactions, household bills and make peer-to-peer transactions. It also allows merchants to accept payments, issue and settle invoices, pay suppliers and monitor turnover. In marketplace segment the Company operates Marketplace Platform which offers m-Commerce, e-Commerce, and Kaspi Travel. In fintech segment the Company operates Fintech Platform which offers Buy Now, Pay Later (BNPL) services, finance and deposit products. The Company operates mobile application Super App.
Employees
14,008
Date Price Change Volume
09/26/09 KZT 42,500.00 -0.12% 1,915
08/26/08 KZT 42,548.99 -0.55% 2,418
07/26/07 KZT 42,783.92 -1.40% 1,726
06/26/06 KZT 43,389.99 +0.05% 709
05/26/05 KZT 43,370.00 +1.00% 1,150
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Ratings Surperformance© - Kaspi Bank
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
42,137.49KZT
Average target price
48,259.98KZT
Spread / Average Target
+14.53%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Kaspi Bank