Projected Income Statement: Insurance Australia Group Limited

Forecast Balance Sheet: Insurance Australia Group Limited

Fiscal Period: June 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt 1 2,246 2,234 2,162 2,306 1,853 2,303 2,279 2,256
Change - -0.53% -3.22% 6.66% -19.64% 24.28% -1.04% -1.01%
Announcement Date 10/08/21 11/08/22 20/08/23 20/08/24 12/08/25 - - -
1AUD in Million
Estimates

Cash Flow Forecast: Insurance Australia Group Limited

Fiscal Period: June 2024 2025 2026 2027 2028
CAPEX 1 - - - - -
Change - - - - -
Free Cash Flow (FCF) 1 1,800 1,352 712 1,347 1,395
Change - -24.89% -47.34% 89.19% 3.56%
Announcement Date 20/08/24 12/08/25 - - -
1AUD in Million
Estimates

Forecast Financial Ratios: Insurance Australia Group Limited

Fiscal Period: June 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

        
EBITDA Margin (%) 17.17% 9.89% 11.87% 17.72% 19.66% 17.87% 18.1% 18.22%
EBIT Margin (%) 13.57% 7.41% 9.64% 15.56% 17.46% 15.75% 16.46% 16.13%
EBT Margin (%) -5.24% 7.13% 16.26% 16.13% 22.17% 16.13% 16.67% 16.32%
Net margin (%) -5.75% 4.39% 9.99% 9.71% 13.61% 9.78% 10.08% 10%
FCF margin (%) - - - 19.47% 13.54% 6.58% 11.93% 11.91%
FCF / Net Income (%) - - - 200.45% 99.48% 67.26% 118.36% 119.11%

Profitability

        
ROA 2.37% 0.63% 1.31% 3.54% 4.52% 4.12% 4.1% 4.08%
ROE 12.12% 3.4% 7% 13.6% 16.8% 14.41% 14.97% 15.17%

Financial Health

        
Leverage (Debt/EBITDA) 1.76x 2.86x 2.19x 1.41x 0.94x 1.19x 1.12x 1.06x
Debt / Free cash flow - - - 1.28x 1.37x 3.23x 1.69x 1.62x

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 0.672 0.3257 0.1589 0.6466 0.529 0.28 0.54 0.56
Change - -51.53% -51.22% 306.97% -18.19% -47.07% 92.86% 3.7%
Dividend per Share 1 0.2 0.11 0.15 0.27 0.31 0.3099 0.3453 0.359
Change - -45% 36.36% 80% 14.81% -0.04% 11.43% 3.97%
Book Value Per Share 1 2.534 2.5 2.724 2.81 3.099 3.17 3.252 3.369
Change - -1.33% 8.96% 3.15% 10.28% 2.28% 2.59% 3.61%
EPS 1 -0.1782 0.1333 0.322 0.3624 0.5614 0.4413 0.4822 0.4932
Change - 174.8% 141.56% 12.55% 54.91% -21.39% 9.26% 2.27%
Nbr of stocks (in thousands) 24,59,100 24,62,100 24,39,422 23,68,239 23,63,284 23,59,484 23,59,484 23,59,484
Announcement Date 10/08/21 11/08/22 20/08/23 20/08/24 12/08/25 - - -
1AUD
Estimates
2026 *2027 *
P/E ratio 14.9x 13.6x
PBR 2.07x 2.02x
EV / Sales 1.64x 1.57x
Yield 4.72% 5.26%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
11
Last Close Price
6.560AUD
Average target price
8.227AUD
Spread / Average Target
+25.42%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Equities
  3. IAG Stock
  4. Financials Insurance Australia Group Limited