Home Loan Financial Corporation announced consolidated earnings results for the fourth quarter and full year ended June 30, 2015. The company reported net income of $914,020, or $0.65 basic and diluted earnings per share, for the quarter ended June 30, 2015 compared to net income of $849,743, or $0.61 basic and diluted earnings per share, for the quarter ended June 30, 2014, an increase of $64,000, or 7.6%. Total interest income was $2,187,810 against $2,064,935 reported a year ago. Net interest income was $2,006,297 against $1,902,272 reported a year ago. Income before income tax expense was $1,087,113 against $1,048,919 reported a year ago.

Net income for the year ended June 30, 2015 was $2,932,448, or $2.10 basic and diluted earnings per share, compared to $2,881,956 for the year ended June 30, 2014, or $2.06 basic and diluted earnings per share, an increase of $50,000, or 1.8%. This increase in earnings for the year ended June 30, 2015 compared with June 30, 2014 was primarily attributable to an increase in net interest income of $101,000, a decrease in the provision for loan losses of $102,000, an increase in noninterest income of $127,000, and a decrease in income tax expense of $27,000 partially offset by an increase in noninterest expense of $306,000. Total interest income was $8,521,669 against $8,412,266 reported a year ago. Net interest income was $7,833,102 against $7,732,110 reported a year ago. Income before income tax expense was $4,151,802 against $4,127,852 reported a year ago.