Home Loan Financial Corp. announced unaudited consolidated earnings results for second quarter and six months ended December 31, 2014. For the quarter, the company reported total interest income of $2,136,119, net interest income of $1,966,764, income before income tax expense of $1,004,956, net income of $663,256 or $0.47 per basic and diluted share compared to the total interest income of $2,210,942, net interest income of $2,039,497, income before income tax expense of $1,114,785, net income of $735,424 or $0.53 per basic and diluted share for the same quarter a year ago. The decrease in earnings for the quarter ended December 31, 2014 compared with December 31, 2013 was primarily attributable to a decrease in net interest income of $73,000, and an increase in noninterest expense of 113,000, partially offset by a decrease in the provision for loan losses of $30,000, an increase in noninterest income of $46,000, and a decrease of federal income tax expense of $37,000.

For the six months period, the company reported total interest income of $4,267,142, net interest income of $3,931,390, income before income tax expense of $2,119,741, net income of $1,394,781 or $1 per basic and diluted share compared to the total interest income of $4,315,111, net interest income of $3,959,994, income before income tax expense of $2,113,522, net income of $1,394,602 or $1 per basic and diluted share for the same period a year ago.