Company Dave A Nasdaq

Equities

DAVE

US23834J1025

Financial Technology (Fintech)

Analysts' Consensus

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Sector

Sales per Business

EPS Revisions

Quarterly earnings - Rate of surprise

Sector Financial Technology (Fintech) (NEC)

Real-time Estimate Cboe BZX Other stock markets 08:12:10 04/06/2024 pm IST			5-day change	1st Jan Change
33.82 ^USD	-10.81%		-10.08%	+323.26%

07/05	Barrington Raises Price Target on Dave to $65 From $45, Maintains Outperform Rating	MT
07/05	Investor Sentiment Muted After Rate Cut Optimism, Stifling US Equity Futures Pre-Bell	MT

Dave Inc. specializes in neobanking and financial technology (fintech) services. The Company has built an integrated and fully digital financial services platform that provides millions of Americans with a variety of financial products. The Company offers cash advances through its flagship 0% interest ExtraCash product. Through its Banking, the Company provides a digital checking account service, integrated with ExtraCash advances. Its members can have access to tools for building long-term financial health, such as goals savings accounts and customizable automatic round-up savings on debit spend transactions. Its ExtraCash and banking products are offered through its bank partner, Evolve Bank & Trust. It also helps members generate extra income for spending or emergencies through its Side Hustle product, where the Company presents members with supplemental work opportunities, and through its Surveys product, where members can earn supplemental income by taking surveys.

Number of employees: 285

USD in Million	2022	Weight	2023	Weight	Delta
Processing Fees 58.9 %	107	52.1 %	152	58.9 %	+42.96%
Tips 22.0 %	62	30.2 %	57	22.0 %	-8.08%
Transaction 10.4 %	16	7.8 %	27	10.4 %	+68.06%
Subscriptions 8.3 %	19	9.3 %	21	8.3 %	+12.21%
Other 0.5 %	1	0.5 %	1	0.5 %	+20.38%

USD in Million	2022	Weight	2023	Weight	Delta
United States 100.0 %	205	100.0 %	259	100.0 %	+26.49%

Managers	Title	Age	Since
Jason Wilk CEO	Chief Executive Officer	38	01/15/01
Kyle Beilman DFI	Director of Finance/CFO	36	05/22/05
Jessica Vaughan COO	Chief Operating Officer	-	01/20/01
Connor Cason PRN	Corporate Officer/Principal	-	01/21/01
Ryan T. Imai AUD	Comptroller/Controller/Auditor	-	01/21/01
Shannon Sullivan HRO	Human Resources Officer	-	01/20/01
Joan Aristei LAW	General Counsel	64	25/23/25

Members of the board	Title	Age	Since
Mike Pope BRD	Director/Board Member	57	31/22/31
Imran Khan BRD	Director/Board Member	46	08/23/08
Dan Preston BRD	Director/Board Member	38	05/22/05
Brendan Carroll BRD	Director/Board Member	46	05/22/05
Yadin Rozov BRD	Director/Board Member	46	06/23/06
Jason Wilk CEO	Chief Executive Officer	38	01/15/01
Andrea Mitchell BRD	Director/Board Member	52	05/22/05

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	1,514,082	0	0	72.25 %
Stock B	1	10,921,849	8,984,746 ( 82.26 %)	49,563 ( 0.4538 %)

Name	Equities	%	Valuation
Section 32 LLC 18.66 %	2,028,232	18.66 %	86 M $
Paras Chitrakar 9.143 %	993,819	9.143 %	42 M $
Norwest Venture Partners 5.361 %	582,675	5.361 %	25 M $
Whetstone Capital Advisors LLC 3.687 %	400,785	3.687 %	17 M $
Vanguard Global Advisers LLC 2.825 %	307,011	2.825 %	13 M $
Jason Wilk 2.754 %	299,330	2.754 %	13 M $
Proem Advisors LLC 2.740 %	297,771	2.740 %	13 M $
Kyle Beilman 2.296 %	249,592	2.296 %	11 M $
Invesco Capital Management LLC 1.832 %	199,136	1.832 %	8 M $
Goldman Sachs & Co. LLC 1.151 %	125,086	1.151 %	5 M $

Name	Equities	%	Valuation
Jason Wilk 100.00 %	1,514,082	100.00 %	64 M $

Name	Equities	%	Valuation
LMR Partners LLP -	984,435	-	57 097 $
Corbin Capital Partners LP -	966,705	-	56 069 $
Cowen & Co. LLC -	805,489	-	46 718 $
Oasis Management Co. Ltd. -	203,789	-	11 820 $
Wolverine Asset Management LLC -	170,393	-	9 883 $
STONEX GROUP INC. -	98,397	-	5 707 $
Kepos Capital LP -	66,307	-	3 846 $
Walled Lake Planning & Wealth Management LLC -	65,598	-	3 805 $
Jane Street Group LLC -	55,605	-	3 225 $
D.E. Shaw & Co., Inc. -	49,200	-	2 854 $

Dave, Inc.

1265 South Cochran Avenue

90019, Los Angeles

http://dave.com

Sell

Buy

Mean consensus

OUTPERFORM

Number of Analysts

Last Close Price

37.92 USD

Average target price

70 USD

Spread / Average Target

+84.60%

Consensus

Estimates Revisions

Company calendar

Technology

Financial Technology (Fintech) & Infrastructure

Financial Technology (Fintech) & Infrastructure

Financial Technology (Fintech)

Financial Technology (Fintech) (NEC)

	1st Jan change	Capi.
INTUIT INC.	-8.81%	16TCr
FIDELITY NATIONAL INFORMATION SERVICES, INC.	+26.90%	4.23TCr
ADYEN N.V.	+1.95%	4TCr
FUTU HOLDINGS LIMITED	+37.84%	1.03TCr
AFFIRM HOLDINGS, INC.	-40.13%	890.59Cr
HITHINK ROYALFLUSH INFORMATION NETWORK CO., LTD.	-27.24%	847.3Cr
PB FINTECH LIMITED	+61.67%	699.13Cr
STONECO LTD.	-26.54%	419.54Cr
WORLDLINE	-21.16%	386.08Cr

Financial Technology (Fintech) (NEC)