Business description: Bajaj Finance Limited

Bajaj Finance Ltd. is an India-based non-banking financial company (NBFC). The Company is mainly engaged in the business of lending and accepting deposits. It has a diversified lending portfolio across retail, small and medium-sized enterprises (SMEs) and commercial customers with a presence in both urban and rural India. It also accepts public and corporate deposits and offers a variety of financial service products to its customers. Its products include Consumer Finance, Commercial Lending, SME Finance, Investment, Corporate Finance, and Financial Institutions Lending. Its Consumer Finance includes Digital Product Finance, Lifestyle Finance, Durable Finance, Personal Loan, Home Loan, Retailer Finance, and others. Its commercial lending includes Vendor Financing, Large Value Lease Rental Discounting, Loans against Securities, and others. Its investments include fixed deposit and mutual funds. Its subsidiaries include Bajaj Housing Finance Ltd. and Bajaj Financial Securities Ltd.

Sales by Activity: Bajaj Finance Limited

Fiscal Period: March 2021 (INR) 2022 (INR) 2023 (INR) 2024 (INR) 2025 (INR)

Financing

11TCr 17TCr 26TCr 32TCr 37TCr

Geographical breakdown of sales: Bajaj Finance Limited

Fiscal Period: March 2021 (INR) 2022 (INR) 2023 (INR) 2024 (INR) 2025 (INR)

India

11TCr 17TCr 26TCr 32TCr 37TCr

Executive Committee: Bajaj Finance Limited

Manager TitleAgeSince
Chief Executive Officer 55 21/07/2025
Director of Finance/CFO - 04/02/2016
Chief Operating Officer - 01/04/2024
Compliance Officer - 01/10/2018
Chief Operating Officer - 01/04/2024

Composition of the Board of Directors: Bajaj Finance Limited

Director TitleAgeSince
Director/Board Member 59 02/05/1994
Chairman 56 01/08/2020
Director/Board Member 55 01/04/2015
Director/Board Member 65 01/04/2019
Director/Board Member 75 01/04/2019
Director/Board Member - 01/08/2021
Director/Board Member 68 01/05/2022
Director/Board Member 63 01/04/2023
Director/Board Member 63 01/08/2024
Director/Board Member - 01/02/2025

Shareholders: Bajaj Finance Limited

NameEquities%Valuation
51.34 %
3,19,43,91,300 51.34 % 32 315 M ₹
3.049 %
18,97,46,600 3.049 % 1 919 M ₹
GIC Pte Ltd. (Investment Management)
2.498 %
15,54,10,465 2.498 % 1 572 M ₹
SBI Funds Management Ltd.
2.25 %
14,00,14,428 2.25 % 1 416 M ₹
UTI Asset Management Co. Ltd. (Investment Management)
1.284 %
7,99,06,104 1.284 % 808 M ₹

Holdings: Bajaj Finance Limited

NameEquities%Valuation
7,39,10,03,845 88.7% 7 300 M $
79,79,440 10.14% 17 M $
4,60,661 1.67% 8 M $
150 0% 15 643 $
75 0% 8 799 $

Company details: Bajaj Finance Limited

Bajaj Finance Ltd.

Bajaj Finserv Corporate Office

411014, Pune

+91 20 7157 6403

http://www.bajajfinserv.in/corporate-bajaj-finance
address Bajaj Finance Limited(BAJFINANCE)

Group companies: Bajaj Finance Limited

NameCategory and Sector

Other Consumer Lending

Change 5d. change 1-year change 3-years change Capi.($)
+3.48%+16.24%+77.90%+138.15% 3.9TCr
+0.50%+0.87%+16.75%+46.71% 3.56TCr
-5.67%-0.71%+30.81%+185.82% 2.62TCr
-2.56%-3.89%+11.11%+92.03% 2.54TCr
+2.52%+8.46%+101.29%+322.83% 2.19TCr
+3.40%+9.28%+85.86%+306.26% 1.74TCr
+0.54%-0.41%+32.15%+122.67% 1.62TCr
-0.79%-1.58%-19.30% - 836.51Cr
-0.16%+6.12%+59.58%+103.74% 802.5Cr
Average +0.14%+2.46%+44.02%+164.78% 2.2TCr
Weighted average by Cap. +0.28%+3.32%+46.83%+155.35%
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
34
Last Close Price
999.10INR
Average target price
1,077.53INR
Spread / Average Target
+7.85%

Quarterly revenue - Rate of surprise