Financials Access Financial Services Limited

Equities

AFS

JMP004681012

Consumer Lending

End-of-day quote JAMAICA STOCK EXCHANGE 03:30:00 14/05/2024 am IST 5-day change 1st Jan Change
21.1 JMD 0.00% Intraday chart for Access Financial Services Limited -0.09% -15.60%

Valuation

Fiscal Period: März 2018 2019 2020 2021 2022 2023
Capitalization 1 14,000 12,627 7,137 6,286 5,627 7,135
Enterprise Value (EV) 1 14,649 14,428 9,948 8,428 7,721 9,541
P/E ratio 19.6 x 26.5 x 21.6 x 23.7 x 12.9 x 23.7 x
Yield 1.75% 2.7% 1.88% 1.88% 3.17% 1.62%
Capitalization / Revenue 9.65 x 8.64 x 4.03 x 4.53 x 3.32 x 4.7 x
EV / Revenue 10.1 x 9.87 x 5.61 x 6.07 x 4.55 x 6.28 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 6.08 x 5.68 x 3.29 x 2.56 x 2.01 x 2.68 x
Nbr of stocks (in thousands) 2,74,510 2,74,510 2,74,510 2,74,510 2,74,510 2,74,510
Reference price 2 51.00 46.00 26.00 22.90 20.50 25.99
Announcement Date 30/05/18 31/05/19 30/06/20 11/06/21 28/06/22 31/07/23
1JMD in Million2JMD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: März 2018 2019 2020 2021 2022 2023
Net sales 1 1,450 1,461 1,772 1,388 1,697 1,519
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 801.9 577.2 395.5 341.3 572.7 417
Net income 1 716 476.8 329.7 265.7 437.9 301
Net margin 49.38% 32.63% 18.61% 19.15% 25.81% 19.81%
EPS 2 2.608 1.737 1.201 0.9679 1.595 1.097
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.8900 1.240 0.4900 0.4300 0.6500 0.4200
Announcement Date 30/05/18 31/05/19 30/06/20 11/06/21 28/06/22 31/07/23
1JMD in Million2JMD
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 649 1,801 2,811 2,142 2,093 2,406
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 34.6% 21.1% 16.2% 11.5% 16.7% 11.6%
ROA (Net income/ Total Assets) 21.2% 11.4% 6.3% 4.64% 7.84% 5.08%
Assets 1 3,370 4,175 5,234 5,727 5,585 5,924
Book Value Per Share 2 8.390 8.090 7.910 8.930 10.20 9.680
Cash Flow per Share 2 1.150 1.500 2.100 1.980 1.280 2.430
Capex 1 47.5 30.2 38.1 24.6 47.6 25.3
Capex / Sales 3.28% 2.07% 2.15% 1.78% 2.81% 1.66%
Announcement Date 30/05/18 31/05/19 30/06/20 11/06/21 28/06/22 31/07/23
1JMD in Million2JMD
Estimates
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