Financials Yes Bank Limited

Equities

Market Closed - NSE India S.E. Other stock markets 05:19:47 20/01/2026 pm IST			5-day change	1st Jan Change
21.70 ^INR	-4.66%		-5.49%	+0.46%

19/01	Indian shares set for weak start on trade war risks, mixed earnings	RE
17/01	Yes Bank Limited, Q3 2026 Earnings Call, Jan 17, 2026

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	1,07,693	97,603	1,18,442	1,32,089	1,48,012	1,65,466	1,88,937	2,21,146
Change	-	-9.37%	21.35%	11.52%	12.05%	11.79%	14.18%	17.05%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	49,773	29,159	31,828	33,863	42,540	53,349	69,761	88,782
Change	-	-41.42%	9.15%	6.39%	25.62%	25.41%	30.76%	27.27%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	-47,351	14,358	9,629	15,000	31,683	43,402	54,045	70,732
Change	-	130.32%	-32.94%	55.78%	111.23%	36.99%	24.52%	30.88%
Net income ¹	-34,622	10,662	7,174	12,511	24,059	32,907	40,824	53,265
Change	-	130.8%	-32.71%	74.39%	92.3%	36.78%	24.06%	30.47%
Announcement Date	30/04/21	30/04/22	22/04/23	27/04/24	19/04/25	-	-	-

¹INR in Million

Estimates

Fiscal Period: March	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3
Net sales ¹	18,027	24,590	22,903	24,977	27,012	26,320	29,110	31,138	31,876	31,408	31,351	32,115	37,216	34,430	36,070	37,355	40,156	41,240	39,452	40,982
Change	-	36.4%	-6.86%	9.06%	8.15%	-2.56%	10.6%	6.97%	2.37%	-1.47%	-0.18%	2.44%	15.88%	-7.49%	4.76%	3.56%	7.5%	2.7%	-4.34%	3.88%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	1,849	9,200	6,780	7,307	7,742	5,898	7,904	9,136	8,889	8,184	8,013	8,640	9,025	8,853	9,753	10,790	13,144	13,580	12,965	12,336
Change	-	397.62%	-26.3%	7.77%	5.96%	-23.82%	34%	15.59%	-2.71%	-7.93%	-2.09%	7.83%	4.45%	-1.9%	10.16%	10.64%	21.81%	3.32%	-4.53%	-4.85%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	-50,547	2,758	3,008	3,560	5,032	4,151	2,076	688.8	2,713	4,581	3,010	3,093	4,316	6,735	6,782	8,203	9,963	10,740	8,776	12,117
Change	-	105.46%	9.05%	18.37%	41.33%	-17.51%	-49.99%	-66.82%	293.93%	68.83%	-34.31%	2.78%	39.54%	56.05%	0.69%	20.96%	21.45%	7.8%	-18.29%	38.08%
Net income ¹	-37,878	2,068	2,255	2,664	3,675	3,106	1,528	515.2	2,024	3,425	2,252	2,315	4,519	5,024	5,530	6,123	7,381	8,010	6,545	9,516
Change	-	105.46%	9.02%	18.15%	37.92%	-15.47%	-50.8%	-66.29%	292.92%	69.2%	-34.25%	2.78%	95.23%	11.18%	10.07%	10.71%	20.55%	8.52%	-18.29%	45.4%
Announcement Date	30/04/21	23/07/21	22/10/21	22/01/22	30/04/22	23/07/22	22/10/22	21/01/23	22/04/23	22/07/23	21/10/23	27/01/24	27/04/24	20/07/24	26/10/24	25/01/25	19/04/25	20/07/25	18/10/25	17/01/26

¹INR in Million

Estimates

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	30/04/21	30/04/22	22/04/23	27/04/24	19/04/25	-	-	-

Estimates

Fiscal Period: March	2020	2021	2022	2023	2024	2025
CAPEX ¹	5,417	2,696	4,103	7,916	9,807	7,417
Change	-	-50.23%	52.18%	92.94%	23.88%	-24.36%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	03/07/20	27/07/21	15/06/22	14/07/23	23/07/24	26/07/25

¹INR in Million

Estimates

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	46.22%	29.88%	26.87%	25.64%	28.74%	32.24%	36.92%	40.15%
EBT Margin (%)	-	-43.97%	14.71%	8.13%	11.36%	21.41%	26.23%	28.6%	31.98%
Net margin (%)	-	-32.15%	10.92%	6.06%	9.47%	16.25%	19.89%	21.61%	24.09%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	-1.3%	0.4%	0.2%	0.3%	0.6%	0.76%	0.86%	1.04%
ROE	-	-11.4%	3.2%	2%	3%	5.35%	6.73%	7.92%	9.49%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	-	-	-	0.0333	0.3139	0.4672
Change	-	-	-	-	-	-	-	841.88%	48.82%
Book Value Per Share ¹	-	13.2	13.5	14.17	14.65	15.24	16.15	17.47	19.19
Change	-	-	2.27%	4.96%	3.39%	4.02%	5.97%	8.16%	9.86%
EPS ¹	-	-1.63	0.43	0.27	0.43	0.77	1.049	1.298	1.688
Change	-	-	126.38%	-37.21%	59.26%	79.07%	36.26%	23.74%	30.02%
Nbr of stocks (in thousands)	-	2,50,54,906	2,50,54,953	2,87,54,775	2,87,67,882	3,13,54,115	3,13,78,971	3,13,78,971	3,13,78,971
Announcement Date	-	30/04/21	30/04/22	22/04/23	27/04/24	19/04/25	-	-	-