Item 2.02 Results of Operations and Financial Condition.

On January 26, 2023, Waterstone Financial, Inc. issued a press release announcing its financial results for the quarter and year ended December 31, 2022. A copy of the press release is being furnished to the Securities and Exchange Commission as Exhibit 99.1 attached to this report and incorporated by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

Exhibit No. Description



  99.1        Press release of Waterstone Financial, Inc. issued January 26, 2023.

104         Cover Page Interactive Data File (embedded within the Inline XBRL document)

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