Valuation: Upstart Holdings, Inc.

Market Cap 224.11Cr 197.11Cr 186.39Cr 169.06Cr 317.49Cr 22TCr 319.34Cr 2.23TCr 861.89Cr 11TCr 841.41Cr 823.19Cr 35TCr P/E 2026 *
32.5x
P/E 2027 * 12.1x
Enterprise Value 370.25Cr 325.63Cr 307.92Cr 279.29Cr 524.52Cr 36TCr 527.56Cr 3.69TCr 1.42TCr 18TCr 1.39TCr 1.36TCr 58TCr EV / Sales 2026 *
2.61x
EV / Sales 2027 * 1.89x
Free-Float
87.06%
Yield 2026 *
-
Yield 2027 * -
1 day-3.37%
1 week-8.97%
Current month-18.56%
1 month-19.64%
3 months-29.01%
6 months-5.98%
Current year-48.25%
1 week 4.8
Extreme 4.805
5.38
1 month 4.8
Extreme 4.805
6.01
Current year 4.8
Extreme 4.805
10.48
1 year 4.8
Extreme 4.805
11.4
3 years 4.42
Extreme 4.42
19.2
5 years 4.2
Extreme 4.195
19.2
10 years 4.2
Extreme 4.195
19.2
Manager TitleAgeSince
Chief Executive Officer 35 01/05/2026
Director of Finance/CFO 38 16/03/2026
Director of Finance/CFO 52 01/12/2016
Director TitleAgeSince
Director/Board Member 35 01/04/2015
Chairman 60 01/12/2013
Director/Board Member 67 01/12/2019
Change 5-day change 1-year change 3-year change Capi.($)
-3.37%-8.97% - - 231.7Cr
-1.55%-4.26%-4.91%+43.41% 1.17TCr
-2.00%-4.39%-1.90%+34.57% 893.78Cr
+0.74%+2.55%+20.42%+47.10% 585.85Cr
-1.02%-2.53%+19.97%+17.84% 576.83Cr
-3.28%-9.97%-59.84%-16.53% 231.7Cr
-0.50%-1.26%+1.59%-26.73% 160.45Cr
-5.84%-4.32%+37.43%+187.17% 140.32Cr
0.00%-2.30%-19.41%-42.12% 71Cr
-1.37%-4.60%+33.33%+55.82% 63Cr
Average -1.82%-2.98%+2.96%+33.39% 432.31Cr
Weighted average by Cap. -1.52%-2.95%+2.17%+35.52%

Financials

2026 *2027 *
Net sales 141.92Cr 124.82Cr 118.03Cr 107.05Cr 201.05Cr 14TCr 202.22Cr 1.41TCr 545.79Cr 6.95TCr 532.82Cr 521.28Cr 22TCr 186.02Cr 163.6Cr 154.7Cr 140.32Cr 263.52Cr 18TCr 265.05Cr 1.85TCr 715.38Cr 9.11TCr 698.38Cr 683.25Cr 29TCr
Net income 7.46Cr 6.56Cr 6.2Cr 5.63Cr 11Cr 715.91Cr 11Cr 74Cr 29Cr 365.31Cr 28Cr 27Cr 1.17TCr 23Cr 20Cr 19Cr 17Cr 32Cr 2.16TCr 32Cr 224.47Cr 87Cr 1.1TCr 85Cr 83Cr 3.55TCr
Net Debt 146.13Cr 128.52Cr 121.54Cr 110.23Cr 207.02Cr 14TCr 208.23Cr 1.46TCr 562Cr 7.16TCr 548.64Cr 536.76Cr 23TCr 127.3Cr 111.96Cr 105.87Cr 96Cr 180.34Cr 12TCr 181.39Cr 1.27TCr 489.57Cr 6.24TCr 477.94Cr 467.59Cr 20TCr
Logo Upstart Holdings, Inc.
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Employees
1,405
Date Price Change Volume
28/26/28 $4.870 -3.37% 751
25/26/25 $5.040 -2.33% 538
24/26/24 $5.160 +0.39% 1,427
23/26/23 $5.140 -5.69% 779
22/26/22 $5.450 +1.87% 117
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
23.03USD
Average target price
40.00USD
Spread / Average Target
+73.69%

Quarterly revenue - Rate of surprise