Financials United Fire Group, Inc.

Equities

UFCS

US9103401082

Property & Casualty Insurance

Market Closed - Nasdaq 01:30:00 27/04/2024 am IST 5-day change 1st Jan Change
22.23 USD -0.85% Intraday chart for United Fire Group, Inc. -2.50% +10.49%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 1,095 628.3 582.5 689.4 508.3 561.9 -
Enterprise Value (EV) 1 1,095 628.3 582.5 689.4 508.3 561.9 561.9
P/E ratio - -5.58 x 7.34 x - - - -
Yield 2.97% 4.54% 2.59% 2.3% 3.18% 2.88% 2.88%
Capitalization / Revenue 0.91 x 0.59 x 0.55 x 0.7 x 0.46 x 0.5 x 0.5 x
EV / Revenue 0.91 x 0.59 x 0.55 x 0.7 x 0.46 x 0.5 x 0.5 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.2 x 0.76 x 0.66 x 0.93 x 0.69 x 0.75 x 0.73 x
Nbr of stocks (in thousands) 25,032 25,031 25,117 25,197 25,265 25,277 -
Reference price 2 43.73 25.10 23.19 27.36 20.12 22.23 22.23
Announcement Date 18/02/20 17/02/21 15/02/22 15/02/23 13/02/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 1,201 1,069 1,066 980.3 1,095 1,129 1,130
EBITDA - - - - - - -
EBIT - - - - - - -
Operating Margin - - - - - - -
Earnings before Tax (EBT) - - - - - - -
Net income - -112.7 80.59 - - - -
Net margin - -10.55% 7.56% - - - -
EPS - -4.500 3.160 - - - -
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 1.300 1.140 0.6000 0.6300 0.6400 0.6400 0.6400
Announcement Date 18/02/20 17/02/21 15/02/22 15/02/23 13/02/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 248.5 272.5 245 219.5 235.6 280.2 267.1 267.1 274 287.3 282.3 282.3 282.3 282.3 282.4
EBITDA - - - - - - - - - - - - - - -
EBIT - - - - - - - - - - - - - - -
Operating Margin - - - - - - - - - - - - - - -
Earnings before Tax (EBT) - - - - - - - - - - - - - - -
Net income -9.593 57.74 28.35 -10.46 - - - - - - - - - - -
Net margin -3.86% 21.19% 11.57% -4.76% - - - - - - - - - - -
EPS -0.3800 2.280 1.120 -0.4200 -0.9100 - - - - - - - - - -
Dividend per Share 2 0.1500 0.1500 0.1500 0.1500 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600
Announcement Date 04/11/21 15/02/22 05/05/22 04/08/22 02/11/22 15/02/23 08/05/23 07/08/23 01/11/23 13/02/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) -3.08% -8.3% 5.07% 3.41% -1.58% 3.77% 5.01%
ROA (Net income/ Total Assets) - - - - - - -
Assets - - - - - - -
Book Value Per Share 1 36.40 32.90 35.00 29.40 29.00 29.50 30.40
Cash Flow per Share - - - - - - -
Capex - 18.9 14 - - - -
Capex / Sales - 1.77% 1.31% - - - -
Announcement Date 18/02/20 17/02/21 15/02/22 15/02/23 13/02/24 - -
1USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
UNDERPERFORM
Number of Analysts
1
Last Close Price
22.23 USD
Average target price
21 USD
Spread / Average Target
-5.53%
Consensus
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  4. Financials United Fire Group, Inc.