Trustmark Corporation announced unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2012. For the quarter, the company reported total interest income of $92,565,000 compared to $102,062,000 a year ago. Net interest income was $86,018,000 compared to $92,721,000 a year ago. Income before income taxes and tax eq adj was $40,078,000 compared to $35,800,000 a year ago. Income before income taxes was $36,379,000 compared to $32,137,000 a year ago. Net income available to common shareholders was $27,710,000 compared to $24,258,000 a year ago. Basic and diluted earnings per share were $0.43 compared to $0.38 a year ago. Return on common equity was 8.56% compared to 7.87% a year ago. Return on average tangible common equity was 11.51% compared to 10.70% a year ago. Return on equity was 8.56% compared to 7.87% a year ago. Return on assets was 1.12% compared to 1.00% a year ago. At the end of the period common book value per share was $19.86 against $18.94 and tangible common book value per share was $15.10 against $14.18 reported a year ago.

For the year, the company reported total interest income of $386,056,000 compared to $406,529,000 a year ago. Net interest income was $355,387,000 compared to $363,493,000 a year ago. Income before income taxes and tax eq adj was $173,780,000 compared to $163,169,000 a year ago. Income before income taxes was $159,383,000 compared to $148,619,000 a year ago. Net income available to common shareholders was $117,283,000 compared to $106,841,000 a year ago. Diluted earnings per share were $1.81 compared to $1.66 a year ago. Return on common equity was 9.30% compared to 8.95% a year ago. Return on average tangible common equity was 12.55% compared to 12.25% a year ago. Return on equity was 9.30% compared to 8.95% a year ago. Return on assets was 1.20% compared to 1.11% a year ago.

For the full year of 213, the company expects tax rate to average approximately 27%.

For the quarter, the company reported total net charge-offs was $4,253,000 against $6,018,000 a year ago.