SPANDANA SPHOORTY FINANCIAL LIMITED |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 841.4 INR | -2.11% |
|
-4.30% | -25.46% |
| 30/04 | Spanda Sphoorty Financial Raises INR501.6 Million Via Bond Sale | MT |
| 30/04 | Spandana Sphoorty Financial's Consolidated Net Profit Rises in Fiscal Q4 | MT |
Valuation
| Fiscal Period: March | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 37,782 | 38,988 | 22,932 | 37,823 | 59,929 | 59,986 | - | - |
| Enterprise Value (EV) 1 | 37,782 | 38,988 | 22,932 | 37,823 | 59,929 | 59,986 | 59,986 | 59,986 |
| P/E ratio | 10.5 x | 27 x | 31 x | 306 x | 12.1 x | 8.99 x | 7.18 x | 5.87 x |
| Yield | - | - | - | - | - | - | - | - |
| Capitalization / Revenue | 4.65 x | 3.87 x | 2.49 x | 3.71 x | 3.73 x | 2.94 x | 2.39 x | 1.86 x |
| EV / Revenue | 4.65 x | 3.87 x | 2.49 x | 3.71 x | 3.73 x | 2.94 x | 2.39 x | 1.86 x |
| EV / EBITDA | - | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | 1.44 x | 1.42 x | 0.74 x | 1.22 x | - | 1.42 x | 1.2 x | 0.97 x |
| Nbr of stocks (in thousands) | 64,315 | 64,315 | 69,095 | 70,983 | 71,297 | 71,297 | - | - |
| Reference price 2 | 587.4 | 606.2 | 331.9 | 532.8 | 840.6 | 841.4 | 841.4 | 841.4 |
| Announcement Date | 02/06/20 | 22/05/21 | 11/07/22 | 02/05/23 | 29/04/24 | - | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: March | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 8,129 | 10,064 | 9,227 | 10,192 | 16,072 | 20,414 | 25,113 | 32,202 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | 8,920 | 8,456 | 5,774 | 5,622 | 9,532 | 12,208 | 15,083 | 19,614 |
| Operating Margin | 109.74% | 84.02% | 62.58% | 55.16% | 59.31% | 59.8% | 60.06% | 60.91% |
| Earnings before Tax (EBT) 1 | 6,185 | 2,004 | 968.7 | 178.3 | 6,706 | 8,893 | 11,173 | - |
| Net income 1 | 3,515 | 1,450 | 694.7 | 123.2 | 5,007 | 6,710 | 8,341 | 10,218 |
| Net margin | 43.24% | 14.41% | 7.53% | 1.21% | 31.15% | 32.87% | 33.21% | 31.73% |
| EPS 2 | 55.74 | 22.47 | 10.72 | 1.740 | 69.38 | 93.56 | 117.1 | 143.3 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - |
| Announcement Date | 02/06/20 | 22/05/21 | 11/07/22 | 02/05/23 | 29/04/24 | - | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: March | 2022 Q3 | 2023 Q1 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 | 2025 Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 2,071 | - | 3,840 | - | 4,125 | 4,067 | 4,603 | 4,934 | 5,224 | 5,324 | 5,628 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 1,238 | - | 2,608 | 1,891 | 2,576 | 2,405 | 2,660 | 2,965 | 3,216 | 3,231 | 3,418 |
| Operating Margin | 59.77% | - | 67.91% | - | 62.44% | 59.13% | 57.79% | 60.09% | 61.56% | 60.69% | 60.73% |
| Earnings before Tax (EBT) | 594.7 | - | - | 1,605 | 1,675 | 1,703 | 1,722 | - | - | - | - |
| Net income 1 | 450.1 | -2,198 | 1,056 | 1,194 | 1,252 | 1,274 | 1,286 | 1,539 | 1,691 | 1,715 | 1,796 |
| Net margin | 21.74% | - | 27.49% | - | 30.35% | 31.33% | 27.95% | 31.19% | 32.37% | 32.21% | 31.91% |
| EPS | - | -31.42 | - | - | - | 17.60 | 17.71 | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 14/02/22 | 04/08/22 | 02/05/23 | 24/07/23 | 30/10/23 | 22/01/24 | 29/04/24 | - | - | - | - |
1INR in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: March | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 15.6% | 5.4% | 2.38% | 0.4% | - | 16.7% | 17.8% | 18% |
| ROA (Net income/ Total Assets) | 6.44% | 1.99% | 0.89% | 0.15% | - | 4.51% | 4.63% | 4.6% |
| Assets 1 | 54,546 | 72,773 | 78,054 | 82,320 | - | 1,48,646 | 1,80,026 | 2,22,130 |
| Book Value Per Share 2 | 408.0 | 427.0 | 447.0 | 437.0 | - | 590.0 | 702.0 | 866.0 |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 02/06/20 | 22/05/21 | 11/07/22 | 02/05/23 | 29/04/24 | - | - | - |
1INR in Million2INR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C+
Sell
Buy
Mean consensus
BUY
Number of Analysts
8
Last Close Price
841.4
INR
Average target price
1,219
INR
Spread / Average Target
+44.87%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -25.46% | 735M | |
| -7.86% | 2.8B | |
| -6.54% | 1.1B | |
| -4.60% | 494M | |
| +1.42% | 332M | |
| +18.93% | 124M | |
| +5.71% | 81.27M |
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