Company Valuation: SmartFinancial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 459.7 464.4 416.2 524.4 629.9 848 - -
Change - 1.03% -10.39% 25.99% 20.12% 34.62% - -
Enterprise Value (EV) 459.7 464.4 416.2 524.4 629.9 848 848 848
Change - 1.03% -10.39% 25.99% 20.12% 34.62% 0% 0%
P/E 12.3x 10.8x 14.5x 14.5x 12.4x 12.9x 12x 10.7x
PBR 1.07x 1.07x 0.9x 1.07x 1.14x 1.42x 1.28x 1.16x
PEG - 0.7x -0.4x 0.5x 0.3x 0.4x 1.58x 0.9x
Capitalization / Revenue 3.33x 2.8x 2.61x 3.07x 3.12x 3.74x 3.44x 3.16x
EV / Revenue 0x 0x 0x 0x 0x 3.74x 3.44x 3.16x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 9.59x 8.48x 7.51x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.24 0.28 0.32 0.32 0.32 0.348 0.365 0.398
Rate of return 0.88% 1.02% 1.31% 1.03% 0.87% 0.7% 0.74% 0.8%
EPS 2 2.22 2.55 1.69 2.14 2.98 3.856 4.148 4.616
Distribution rate 10.8% 11% 18.9% 15% 10.7% 9.02% 8.8% 8.62%
Net sales 1 137.9 165.7 159.6 170.9 201.6 226.6 246.4 268.2
EBITDA - - - - - - - -
EBIT 1 49.61 60.01 47.47 48.92 70.34 88.39 100 112.9
Net income 1 34.79 43.02 28.59 36.14 50.35 65.43 70.83 79.12
Net Debt - - - - - - - -
Reference price 2 27.36 27.50 24.49 30.98 36.99 49.60 49.60 49.60
Nbr of stocks (in thousands) 16,802 16,888 16,995 16,926 17,028 17,096 - -
Announcement Date 24/01/22 23/01/23 22/01/24 21/01/25 20/01/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
12.86x - - 0.7% 85Cr
13.41x - - 1.91% 89TCr
6.15x - - 5.06% 43TCr
6.82x - - 4.69% 38TCr
11.5x - - 2.37% 35TCr
6.31x - - 4.93% 34TCr
6.73x - - 4.74% 31TCr
11.18x - - 4.64% 31TCr
17.51x - - 2.4% 28TCr
11.26x - - 2.3% 25TCr
Average 10.37x 3.37% 35.4TCr
Weighted average by Cap. 10.34x 3.48%

Y-o-Y evolution of P/E

Valuation ratios - P/E - SmartFinancial, Inc.

Historical PBR trend

Valuation ratios - PBR - SmartFinancial, Inc.

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - SmartFinancial, Inc.

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - SmartFinancial, Inc.


Year-on-year evolution of the Yield

Valuation ratios - Yield - SmartFinancial, Inc.
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