Financials Secure Trust Bank PLC

Equities

STB

GB00B6TKHP66

Banks

Real-time Estimate Cboe Europe 07:42:56 18/06/2024 pm IST 5-day change 1st Jan Change
816 GBX -1.45% Intraday chart for Secure Trust Bank PLC -3.41% +17.93%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 219.9 295.6 163 248 140.2 157.9 157.9 -
Enterprise Value (EV) 1 219.9 295.6 163 248 140.2 130.8 157.9 157.9
P/E ratio 7.89 x 9.62 x 10.3 x 5.56 x 4.29 x 5.46 x 3.89 x 3.15 x
Yield 6.97% 1.25% 5.03% 4.59% 6.01% 4.68% 4.08% 4.29%
Capitalization / Revenue 1.45 x 1.79 x 0.98 x 1.51 x 0.83 x 0.71 x 0.74 x 0.68 x
EV / Revenue 1.45 x 1.79 x 0.98 x 1.51 x 0.83 x 0.71 x 0.74 x 0.68 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.93 x 1.16 x 0.6 x 0.82 x 0.43 x 0.38 x 0.41 x 0.37 x
Nbr of stocks (in thousands) 18,475 18,478 18,634 18,648 18,691 19,066 19,066 -
Reference price 2 11.90 16.00 8.750 13.30 7.500 8.280 8.280 8.280
Announcement Date 28/03/19 07/05/20 25/03/21 24/03/22 30/03/23 21/03/24 - -
1GBP in Million2GBP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023 2024 2025
Net sales 1 151.6 165.5 166.1 164.5 169.6 184.7 212 231.1
EBITDA - - - - - - - -
EBIT 1 69.1 73.7 74.5 60.5 76.4 85 93.82 97.83
Operating Margin 45.58% 44.53% 44.85% 36.78% 45.05% 46.02% 44.27% 42.34%
Earnings before Tax (EBT) 1 34.7 38.7 20.1 56 39 36.1 54.48 66.97
Net income 1 28.3 31.1 16.2 45.6 33.7 24.3 40.7 50.13
Net margin 18.67% 18.79% 9.75% 27.72% 19.87% 13.16% 19.2% 21.7%
EPS 2 1.509 1.664 0.8520 2.394 1.747 1.261 2.126 2.626
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.8300 0.2000 0.4400 0.6110 0.4510 0.3220 0.3380 0.3550
Announcement Date 28/03/19 07/05/20 25/03/21 24/03/22 30/03/23 21/03/24 - -
1GBP in Million2GBP
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2019 S1 2021 S1 2022 S1 2022 S2 2023 S1
Net sales - - - - -
EBITDA - - - - -
EBIT - - - - -
Operating Margin - - - - -
Earnings before Tax (EBT) 18.1 - - - -
Net income - 26 19.1 - -
Net margin - - - - -
EPS - 1.368 0.9910 - -
Dividend per Share 1 0.2000 - - 0.2910 0.1600
Announcement Date 07/08/19 05/08/21 04/08/22 30/03/23 -
1GBP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 13.1% 13.5% 6.1% 15.9% 10.7% 7.3% 11.3% 12.5%
ROA (Net income/ Total Assets) - 1.3% 0.6% 1.64% 1.08% 0.68% 1.05% 1.15%
Assets 1 - 2,392 2,700 2,774 3,133 3,579 3,876 4,359
Book Value Per Share 2 12.80 13.80 14.50 16.20 17.50 18.10 20.00 22.30
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 28/03/19 07/05/20 25/03/21 24/03/22 30/03/23 21/03/24 - -
1GBP in Million2GBP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
8.28 GBP
Average target price
15.69 GBP
Spread / Average Target
+89.45%
Consensus

Annual profits - Rate of surprise

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