Ratings SBI Cards and Payment Services Limited Bombay S.E.

Equities

SBICARD

INE018E01016

Market Closed - Bombay S.E. Other stock markets 03:59:17 29/04/2024 pm IST			5-day change	1st Jan Change
724 ^INR	-3.51%		-2.14%	-4.71%

11:33am	Jefferies Adjusts SBI Cards and Payment Services’ Price Target to INR785 From INR830, Keeps at Hold	MT
09:16am	SBI Cards And Payment Services Posts Gains in Fiscal Q4 Net Profit, Revenue; Shares Down 3%	MT

Strengths

Analysts expect a sharply increasing business volume for the group, with high growth rates in the coming years.
The group's high margin levels account for strong profits.
Predictions on business development from analysts polled by Standard & Poor's are tight. This results from either a good visibility into core activities or accurate earnings releases.

Weaknesses

With an expected P/E ratio at 30.55 and 25.11 respectively for both the current and next fiscal years, the company operates with high earnings multiples.
The company's "enterprise value to sales" ratio is among the highest in the world.
In relation to the value of its tangible assets, the company's valuation appears relatively high.
The company is not the most generous with respect to shareholders' compensation.
For the last 12 months, analysts have been regularly downgrading their EPS expectations. Analysts predict worse results for the company against their predictions a year ago.
The average price target of analysts who are interested in the stock has been significantly revised downwards over the last four months.
The average consensus view of analysts covering the stock has deteriorated over the past four months.
Over the past twelve months, analysts' opinions have been revised negatively.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Consumer Lending

	1st Jan change	Capi.	Investor Rating	ESG Refinitiv
SBI CARDS AND PAYMENT SERVICES LIMITED	-4.71%	8.56B		C
CAPITAL ONE FINANCIAL CORPORATION	+11.51%	55.87B		B+
GREEN DOT CORPORATION	-8.69%	481M		C-
PREMIUM GROUP CO., LTD.	+6.64%	468M		-
AEON CREDIT SERVICE (ASIA) COMPANY LIMITED	+4.22%	305M	-	-
CPI CARD GROUP INC.	-7.50%	202M		B-
FINANCIERA OH! S.A.	0.00%	174M	-	-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes