Business description: SBI Cards and Payment Services Limited

SBI Cards and Payment Services Limited is an India-based company. The Company provides credit card services. The Company operates through a single segment, namely, Credit cards. It offers a wide range of credit cards to individual cardholders and corporate clients. Its individual cards include travel & fuel cards, lifestyle cards, shopping cards, and banking partnership cards. Its corporate cards include central travel card, utility card, corporate purchase card, and corporate virtual card. The Company also offers value-added payment products and services. It serves a wide spectrum of cardholders, spanning from the super-premium and premium categories to the affluent, mass affluent, mass, and new to credit segments. It has issued approximately 20 million credit cards.

Number of employees: 4,098

Sales by Activity: SBI Cards and Payment Services Limited

Fiscal Period: March 2021 (INR) 2022 (INR) 2023 (INR) 2024 (INR) 2025 (INR)

Credit Cards

7.84TCr 10TCr 9.87TCr 11TCr 10TCr

Geographical breakdown of sales: SBI Cards and Payment Services Limited

Fiscal Period: March 2021 (INR) 2022 (INR) 2023 (INR) 2024 (INR) 2025 (INR)

India

7.84TCr 10TCr 9.87TCr 11TCr 10TCr

Executive Committee: SBI Cards and Payment Services Limited

Manager TitleAgeSince
Chief Executive Officer - 01/04/2025
Director of Finance/CFO - 21/10/2022
Chief Operating Officer - 21/06/2024
Compliance Officer - 15/02/2012
Chief Tech/Sci/R&D Officer - 01/01/2012

Composition of the Board of Directors: SBI Cards and Payment Services Limited

Director TitleAgeSince
Director/Board Member 69 04/12/2020
Director/Board Member 58 -
Chairman 60 28/08/2024
Director/Board Member - 13/08/2025
Director/Board Member 66 12/11/2025
Director/Board Member 66 09/12/2025

Shareholders: SBI Cards and Payment Services Limited

NameStocks%Valuation
68.58 %
65,26,33,992 68.58 % 4 293 M ₹
Life Insurance Corporation of India (Investment Portfolio)
6.114 %
5,81,78,710 6.114 % 383 M ₹
Nippon Life India Asset Management Ltd. (Invt Mgmt)
2.421 %
2,30,37,393 2.421 % 152 M ₹
Tata Asset Management Pvt Ltd.
0.5914 %
56,27,785 0.5914 % 37 M ₹
Kotak Mahindra Asset Management (Singapore) Pte Ltd.
0.4414 %
42,00,000 0.4414 % 28 M ₹

Company details: SBI Cards and Payment Services Limited

SBI Cards & Payment Services Ltd.

Infinity Towers, DLF Cyber City

122002, Gurgaon

+91 12 4458 9803

http://www.sbicard.com
address SBI Cards and Payment Services Limited(SBICARD)

Consumer Credit Cards Services

Change 5-day change 1-year change 3-year change Capi.($)
-2.14%-4.74%-43.30%-38.62% 580.04Cr
-0.14%+0.02%+4.51%+80.02% 21TCr
-0.88%-3.96%-12.26%+57.34% 11TCr
+0.19%+0.78%+19.76%-33.00% 73Cr
-0.58%-0.84%-6.33%+18.04% 46Cr
+0.24%-1.63%+27.99%+60.53% 45Cr
+0.94%+5.56%-17.02%-26.19% 21Cr
0.00%0.00%-27.10% - 15Cr
Average -0.33%+1.88%-6.72%+16.87% 4.14TCr
Weighted average by Cap. -0.42%+1.42%-1.85%+70.01%
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
24
Last Close Price
580.70INR
Average target price
720.50INR
Spread / Average Target
+24.07%

Quarterly revenue - Rate of surprise

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