Business description: Saudi Awwal Bank

Saudi British Bank SJSC (SABB) is a Saudi Arabia-based commercial bank. It provides a range of banking services as well as Shariah approved products. It operates under the following segments: Retail Banking, which caters mainly to the banking requirements of personal and private banking customers including deposits, current and savings accounts, personal finances and credit cards; Corporate Banking, which caters mainly to the banking requirements of commercial and corporate banking customers including deposits, current accounts, loans, finances and other credit facilities; Treasury, which caters mainly to capital markets, foreign currency transactions and trading in financial derivatives, as well as Others, which includes activities of the Bank’s investment in a joint venture and an associate. In addition the Treasury segment caters to management of the Bank’s liquidity, currency and special commission rate risks, and it is responsible for funding the Bank’s operations.

Number of employees: 4,473

Sales by Activity: Saudi Awwal Bank

Fiscal Period: December 2021 (SAR) 2022 (SAR) 2023 (SAR) 2024 (SAR) 2025 (SAR)

Corporate and Institutional Banking

228.4Cr 432.86Cr 638.88Cr 716.64Cr 742.1Cr

Wealth & Personal Banking

302.01Cr 290.69Cr 337.6Cr 391.52Cr 423.77Cr

Treasury

186.71Cr 183.25Cr 205.74Cr 192.57Cr 166.9Cr

Others

2.77Cr -7.37Cr -1.16Cr -13.72L 23Cr

Capital Markets

2.57Cr 26Cr 34Cr 45Cr 46Cr

Geographical breakdown of sales: Saudi Awwal Bank

Fiscal Period: December 2021 (SAR) 2022 (SAR) 2023 (SAR) 2024 (SAR) 2025 (SAR)

Executive Committee: Saudi Awwal Bank

Manager TitleAgeSince
Chief Executive Officer - 23/05/2021
Director of Finance/CFO 51 01/03/2021
Compliance Officer - 01/04/2021
Chief Tech/Sci/R&D Officer - 01/01/2005
Chief Operating Officer - 01/10/2020

Composition of the Board of Directors: Saudi Awwal Bank

Director TitleAgeSince
Director/Board Member 76 07/01/2010
Shariah Board Member 72 -
Director/Board Member - 01/04/2014
Director/Board Member 66 01/04/2016
Director/Board Member - 15/07/2019
Chairman 70 01/06/2019
Director/Board Member - 01/06/2019
Director/Board Member 66 01/01/2020
Director/Board Member - 23/05/2021
Director/Board Member 69 01/11/2021

Shareholders: Saudi Awwal Bank

NameEquities%Valuation
31 %
63,69,86,301 31 % 5 812 M ﷼
Olayan Financing Co.
20.48 %
42,08,01,370 20.48 % 3 840 M ﷼
2.54 %
5,22,01,643 2.54 % 476 M ﷼
Sjunde AP-fonden
0.1156 %
23,75,599 0.1156 % 22 M ﷼
QIC Asset Management LLC
0.0747 %
15,35,248 0.0747 % 14 M ﷼

Company details: Saudi Awwal Bank

Saudi Awwal Bank

Prince Abdulaziz bin

11413, Riyadh

+966 11 405 0677

http://www.sabb.com
address Saudi Awwal Bank(1060)

Group companies: Saudi Awwal Bank

NameCategory and Sector
Alawwal Real Estate Co.
Alawwal Real Estate Co.
Real Estate Development
Real Estate Development
Multi-Line Insurance

Other Banks

Change 5d. change 1-year change 3-years change Capi.($)
+0.06%+2.31%+1.00%+5.50% 1.94TCr
+1.11%-0.90%+22.82%+119.73% 76TCr
+2.37%+2.53%+14.69%+53.19% 35TCr
+1.10%-0.97%+14.47%+63.74% 34TCr
+1.77%+1.64%+17.52%+58.78% 27TCr
+1.66%-3.66%+37.31%+115.95% 27TCr
+0.66%+2.23%-0.87%+52.67% 24TCr
+1.61%-4.15%+6.66%+92.25% 23TCr
+1.52%+1.30%+39.62%+72.28% 23TCr
+1.02%+3.59%+21.34%+84.19% 20TCr
Average +1.28%-1.80%+17.45%+71.83% 29.02TCr
Weighted average by Cap. +1.38%-2.18%+19.57%+84.62%
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
14
Last Close Price
35.48SAR
Average target price
43.00SAR
Spread / Average Target
+21.21%

Quarterly revenue - Rate of surprise

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