Valuation: S&U plc

Market Cap 23Cr 31Cr 27Cr 25Cr 43Cr 2.92TCr 44Cr 301.96Cr 120.47Cr 1.53TCr 114.95Cr 112.5Cr 4.83TCr P/E 2027 *
8.71x
P/E 2028 * 7.53x
Enterprise Value 23Cr 31Cr 28Cr 26Cr 43Cr 2.96TCr 44Cr 306.32Cr 122.2Cr 1.55TCr 116.61Cr 114.12Cr 4.9TCr EV / Sales 2027 *
1.9x
EV / Sales 2028 * 1.54x
Free-Float
26.78%
Yield 2027 *
6.37%
Yield 2028 * 6.83%
1 day-0.53%
1 week-0.79%
Current month-0.53%
1 month-4.07%
3 months-3.33%
6 months+0.27%
Current year-9.38%
1 week 1,865
Extreme 1865
1,950
1 month 1,850
Extreme 1850
2,000
Current year 1,715
Extreme 1715
2,458.5
1 year 1,715
Extreme 1715
2,458.5
3 years 1,230
Extreme 1230
2,458.5
5 years 1,230
Extreme 1230
2,940
10 years 1,230
Extreme 1230
2,950
Manager TitleAgeSince
Director of Finance/CFO - -
Corporate Secretary - 01/01/2024
Director TitleAgeSince
Chairman 74 01/01/2008
Director/Board Member 74 -
Director/Board Member - 15/02/2015
Date Insider Type Main position Quantity % Market Cap. Importance
01/07/26 Sell

Chairman

-2,500 0.0206%
06/05/26 Sell

Chairman

-5,000 0.0411%
08/07/25 Others

Director

2,00,000 1.6460%
Change 5-day change 1-year change 3-year change Capi.($)
-0.53%-0.79%+5.60%-9.59% 31Cr
+1.81%-0.45%-9.63%+129.08% 21TCr
+1.88%+2.61%-4.51%+113.57% 12TCr
+2.36%+1.39%-12.48%+25.07% 5.99TCr
+3.03%+1.53%-26.60%+63.29% 3.28TCr
+0.94%-1.30%-22.06%+6.49% 2.77TCr
+2.14%+2.50%+5.14%+174.01% 2.35TCr
+2.74%+19.23%-43.01%+156.33% 2.22TCr
+1.11%-7.48%+16.21%+117.20% 2.05TCr
+0.90%-2.08%-32.78%-7.13% 1.42TCr
Average +1.09%+0.93%-12.41%+76.83% 5.38TCr
Weighted average by Cap. +1.70%-0.24%-10.80%+102.55%

Financials

2027 *2028 *
Net sales 12Cr 16Cr 15Cr 14Cr 23Cr 1.56TCr 23Cr 161.08Cr 64Cr 814.28Cr 61Cr 60Cr 2.58TCr 14Cr 19Cr 17Cr 16Cr 27Cr 1.84TCr 27Cr 190.02Cr 76Cr 960.6Cr 72Cr 71Cr 3.04TCr
Net income 2.64Cr 3.53Cr 3.17Cr 2.92Cr 4.94Cr 336.5Cr 5.02Cr 35Cr 14Cr 176.11Cr 13Cr 13Cr 557.78Cr 3.06Cr 4.09Cr 3.66Cr 3.38Cr 5.71Cr 389.05Cr 5.81Cr 40Cr 16Cr 203.61Cr 15Cr 15Cr 644.89Cr
Net Debt 33L 44.13L 39.53L 36.47L 61.71L 42Cr 62.71L 4.35Cr 1.74Cr 22Cr 1.66Cr 1.62Cr 70Cr -67L -89.6L -80.25L -74.04L -1.25Cr -85Cr -1.27Cr -8.83Cr -3.52Cr -45Cr -3.36Cr -3.29Cr -141.43Cr
Projected Income Statement - Annual - S&U plc
Logo S&U plc
S&U plc is a United Kingdom-based specialist motor finance and bridging lender. The Company’s trading subsidiaries include Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company. Aspen Bridging is focused on property bridging finance. Advantage Finance operates within the non-prime sector and has provided hire purchase finance for over 275,000 customers. Aspen Bridging has developed a range of bridging loan products across the market for residential and commercial property as well as sectors such as refinancing, capital raising, and refurbishment loans. Aspen Bridging can lend up to over £15 million per deal with an average loan size of circa £1,000,000.
Employees
250
Date Price Change Volume
29/26/29 GBX 1,885.00 -0.53% 2,883
28/26/28 GBX 1,895.00 -0.79% 20,836
27/26/27 GBX 1,910.00 +1.60% 7,277
26/26/26 GBX 1,880.00 -1.05% 3,877
23/26/23 GBX 1,900.00 -1.04% 6,406
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
CCC
MarketScreener Ratings - S&U plc
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
18.85GBP
Average target price
24.57GBP
Spread / Average Target
+30.33%

Annual profits - Rate of surprise

Rate of surprise - EPS - Annual - S&U plc