Financials River Financial Corporation

Equities

RVRF

US76821P1012

Banks

Delayed OTC Markets 10:06:56 30/01/2024 pm IST 5-day change 1st Jan Change
30 USD -3.23% Intraday chart for River Financial Corporation -.--% -3.23%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 170.7 181.5 136.4 183.4 226.2 237.4
Enterprise Value (EV) 1 174.4 173.2 107.8 170.6 318.6 450.3
P/E ratio 18.8 x 14.9 x 8.08 x 7.39 x 8.21 x 8.18 x
Yield 0.9% 1.18% 1.71% 1.43% 1.29% 1.55%
Capitalization / Revenue 4.63 x 3.83 x 2.33 x 2.42 x 2.59 x 2.51 x
EV / Revenue 4.73 x 3.65 x 1.84 x 2.25 x 3.65 x 4.76 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.55 x 1.25 x 0.82 x 1.02 x 1.69 x 1.2 x
Nbr of stocks (in thousands) 5,690 6,481 6,496 6,551 6,654 7,659
Reference price 2 30.00 28.00 21.00 28.00 34.00 31.00
Announcement Date 20/03/19 20/03/20 16/03/21 15/03/22 14/03/23 12/03/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 36.88 47.4 58.46 75.95 87.29 94.66
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 10.89 14.58 21.68 32.2 35.88 33.59
Net income 1 8.506 11.11 17.09 25.04 27.93 26.74
Net margin 23.06% 23.45% 29.23% 32.97% 32% 28.25%
EPS 2 1.600 1.880 2.600 3.790 4.140 3.790
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.2700 0.3300 0.3600 0.4000 0.4400 0.4800
Announcement Date 20/03/19 20/03/20 16/03/21 15/03/22 14/03/23 12/03/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 3.66 - - - 92.3 213
Net Cash position 1 - 8.32 28.7 12.9 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 8.54% 8.71% 11% 14.5% 17.8% 16.1%
ROA (Net income/ Total Assets) 0.9% 0.91% 1.06% 1.18% 1.07% 0.88%
Assets 1 946.9 1,217 1,614 2,130 2,615 3,034
Book Value Per Share 2 19.40 22.40 25.60 27.30 20.10 25.90
Cash Flow per Share 2 7.930 5.850 9.270 9.430 11.20 9.480
Capex 1 0.77 3.16 2.42 5.71 5.54 7.88
Capex / Sales 2.08% 6.67% 4.15% 7.52% 6.35% 8.33%
Announcement Date 20/03/19 20/03/20 16/03/21 15/03/22 14/03/23 12/03/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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