On December 29, 2021, Repay Holdings Corporation (the “Company”) and certain of its subsidiaries entered into a Second Amendment (the “Amendment”) to Amended and Restated Revolving Credit Agreement (the “Amended Credit Agreement”), dated as of February 3, 2021, by and among the Company, certain subsidiaries of the Company, financial institutions parties thereto as lenders, and Truist Bank, as administrative agent. The Amendment amends the Amended Credit Agreement to increase the capacity under the revolving credit facility and to make certain clarifying amendments in connection with the Company's acquisition of the business of Payix Incorporated (“Payix”) and in connection with subsequent permitted acquisitions. Prior to the Amendment, the Amended Credit Agreement consisted of a $125.0 million senior secured revolving credit facility (the “Facility”) in favor of Hawk Parent Holdings LLC (“Hawk Parent”), which is a subsidiary of the Company.

The Amended Credit Agreement permitted Hawk Parent to increase the principal amount of the Facility subject to certain restrictions and conditions. The Amendment upsizes the Facility capacity to $185.0 million in favor of Hawk Parent. The Facility is guaranteed by the Company and certain of its subsidiaries.

The Facility is secured by a first priority security interest in substantially all tangible and intangible property of the Company and certain of its subsidiaries.