Financials Principal Financial Group, Inc.

Equities

PFG

US74251V1026

Investment Management & Fund Operators

Market Closed - Nasdaq 01:30:00 27/04/2024 am IST 5-day change 1st Jan Change
79.12 USD -2.39% Intraday chart for Principal Financial Group, Inc. -1.64% +0.57%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 15,272 13,629 19,172 20,534 18,756 18,605 - -
Enterprise Value (EV) 1 15,272 13,629 19,172 20,534 18,756 18,605 18,605 18,605
P/E ratio 11.1 x 9.82 x 11.5 x 4.45 x 30.9 x 10.1 x 9.59 x 8.83 x
Yield 3.96% 4.52% 3.37% 3.05% 3.3% 3.59% 3.88% 4.56%
Capitalization / Revenue 0.93 x 0.93 x 1.33 x 1.52 x 1.28 x 1.19 x 1.13 x 1.05 x
EV / Revenue 0.93 x 0.93 x 1.33 x 1.52 x 1.28 x 1.19 x 1.13 x 1.05 x
EV / EBITDA 62,86,825 x - - - - - - -
EV / FCF - - - - - 12.8 x - -
FCF Yield - - - - - 7.79% - -
Price to Book 1.04 x 0.82 x 1.18 x 2.04 x 1.7 x 1.59 x 1.49 x 1.37 x
Nbr of stocks (in thousands) 2,77,672 2,74,728 2,65,069 2,44,683 2,38,412 2,35,150 - -
Reference price 2 55.00 49.61 72.33 83.92 78.67 79.12 79.12 79.12
Announcement Date 28/01/20 28/01/21 07/02/22 30/01/23 12/02/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 16,393 14,580 14,458 13,475 14,660 15,595 16,459 17,754
EBITDA 2,429 - - - - - - -
EBIT 2,061 1,824 2,459 2,309 2,211 - - -
Operating Margin 12.57% 12.51% 17.01% 17.13% 15.08% - - -
Earnings before Tax (EBT) 1 - - - - - 2,160 2,296 -
Net income 1 1,394 1,396 1,711 4,812 623.2 1,852 1,877 1,941
Net margin 8.5% 9.57% 11.83% 35.71% 4.25% 11.88% 11.4% 10.93%
EPS 2 4.960 5.050 6.270 18.85 2.550 7.802 8.248 8.956
Free Cash Flow 1 - - - - - 1,450 - -
FCF margin - - - - - 9.3% - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - 78.3% - -
Dividend per Share 2 2.180 2.240 2.440 2.560 2.600 2.837 3.067 3.610
Announcement Date 28/01/20 28/01/21 07/02/22 30/01/23 12/02/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 3,622 4,109 3,274 3,141 3,442 3,617 3,440 3,500 3,478 4,242 3,805 3,696 3,800 3,974 3,871
EBITDA - - - - - - - - - - - - - - -
EBIT 1 612.4 699.8 563.7 609.4 567.6 567.9 488.9 494.3 603.1 597 516.9 - - - -
Operating Margin 16.91% 17.03% 17.22% 19.4% 16.49% 15.7% 14.21% 14.12% 17.34% 14.07% 13.59% - - - -
Earnings before Tax (EBT) 1 428.1 575.6 - 3,897 1,730 4.9 -212.5 453.6 1,605 -1,107 627.1 546 550 556 541
Net income 1 359.9 471.8 376.2 3,059 1,386 -9.5 -140.1 388.8 1,246 -871.7 532.5 445 448 453 427.9
Net margin 9.94% 11.48% 11.49% 97.4% 40.25% -0.26% -4.07% 11.11% 35.83% -20.55% 14% 12.04% 11.79% 11.4% 11.05%
EPS 2 1.320 1.760 1.430 11.94 5.500 -0.0400 -0.5800 1.580 5.100 -3.660 2.220 1.870 1.940 1.926 1.906
Dividend per Share 2 0.6300 0.6400 0.6400 0.6400 0.6400 0.6400 0.6400 0.6400 0.6500 0.6700 0.6900 0.6980 0.7140 0.7340 0.7600
Announcement Date 26/10/21 07/02/22 28/04/22 08/08/22 27/10/22 30/01/23 27/04/23 27/07/23 26/10/23 12/02/24 25/04/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow 1 - - - - - 1,450 - -
ROE (net income / shareholders' equity) 11.8% 9.8% 13.3% 13% 15.3% 14.2% 13.8% 14.2%
ROA (Net income/ Total Assets) - - - - - - - -
Assets 1 - - - - - - - -
Book Value Per Share 2 52.90 60.60 61.40 41.10 46.20 49.60 53.20 57.60
Cash Flow per Share - 13.50 11.80 12.40 - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 28/01/20 28/01/21 07/02/22 30/01/23 12/02/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
11
Last Close Price
79.12 USD
Average target price
83.3 USD
Spread / Average Target
+5.28%
Consensus
  1. Stock Market
  2. Equities
  3. PFG Stock
  4. Financials Principal Financial Group, Inc.