PRAGATI LIFE INSURANCE LIMITED |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 139.5 BDT | -0.57% |
|
+8.31% | +36.63% |
Valuation
| Fiscal Period: December | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 1,379 | 1,531 | 1,939 | 1,356 | 2,736 | 3,961 |
| Enterprise Value (EV) 1 | -527.7 | -767 | -540.3 | -466.8 | 842.5 | 2,512 |
| P/E ratio | 2.86 x | 4.21 x | 11.1 x | 9.28 x | 14.2 x | 20.5 x |
| Yield | 1.32% | 1.31% | 1.58% | 1.36% | 1.23% | 0.99% |
| Capitalization / Revenue | 0.52 x | 0.52 x | 0.58 x | 0.37 x | 0.64 x | 0.77 x |
| EV / Revenue | -0.2 x | -0.26 x | -0.16 x | -0.13 x | 0.2 x | 0.49 x |
| EV / EBITDA | -1 x | -1.86 x | -2.37 x | -1.36 x | 3.2 x | 8.62 x |
| EV / FCF | -1.72 x | -4.91 x | -4.7 x | 0.97 x | 4.23 x | 16.9 x |
| FCF Yield | -58.2% | -20.4% | -21.3% | 103% | 23.6% | 5.93% |
| Price to Book | 11.4 x | 11.5 x | 12.6 x | 7.06 x | 7.13 x | 9.85 x |
| Nbr of stocks (in thousands) | 16,273 | 16,273 | 16,273 | 16,273 | 32,545 | 32,545 |
| Reference price 2 | 84.72 | 94.09 | 119.2 | 83.30 | 84.06 | 121.7 |
| Announcement Date | 17/09/18 | 18/08/19 | 13/09/20 | 29/07/21 | 03/07/22 | 23/07/23 |
1BDT in Million2BDT
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|---|
| Net sales 1 | 2,675 | 2,958 | 3,368 | 3,621 | 4,275 | 5,161 |
| EBITDA 1 | 529.7 | 412.4 | 228.1 | 342.1 | 263.5 | 291.5 |
| EBIT 1 | 506.6 | 391 | 208.2 | 329.8 | 249.8 | 275.6 |
| Operating Margin | 18.94% | 13.22% | 6.18% | 9.11% | 5.84% | 5.34% |
| Earnings before Tax (EBT) 1 | 499.8 | 383.3 | 203.1 | 319.9 | 239.9 | 257.1 |
| Net income 1 | 481.3 | 363.3 | 174.1 | 292 | 192.8 | 192.9 |
| Net margin | 17.99% | 12.28% | 5.17% | 8.07% | 4.51% | 3.74% |
| EPS 2 | 29.57 | 22.33 | 10.70 | 8.973 | 5.925 | 5.926 |
| Free Cash Flow 1 | 306.9 | 156.3 | 115 | -480.1 | 199.1 | 148.9 |
| FCF margin | 11.48% | 5.29% | 3.41% | -13.26% | 4.66% | 2.88% |
| FCF Conversion (EBITDA) | 57.94% | 37.91% | 50.41% | - | 75.56% | 51.07% |
| FCF Conversion (Net income) | 63.78% | 43.03% | 66.05% | - | 103.25% | 77.19% |
| Dividend per Share 2 | 1.119 | 1.230 | 1.887 | 1.132 | 1.038 | 1.200 |
| Announcement Date | 17/09/18 | 18/08/19 | 13/09/20 | 29/07/21 | 03/07/22 | 23/07/23 |
1BDT in Million2BDT
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | - | - | - |
| Net Cash position 1 | 1,906 | 2,298 | 2,479 | 1,822 | 1,893 | 1,449 |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - |
| Free Cash Flow 1 | 307 | 156 | 115 | -480 | 199 | 149 |
| ROE (net income / shareholders' equity) | 428% | 285% | 121% | 109% | 50.2% | 49.1% |
| ROA (Net income/ Total Assets) | 6.24% | 4.37% | 2.23% | 3.3% | 2.33% | 2.49% |
| Assets 1 | 7,719 | 8,309 | 7,791 | 8,840 | 8,293 | 7,758 |
| Book Value Per Share 2 | 7.460 | 8.200 | 9.430 | 11.80 | 11.80 | 12.40 |
| Cash Flow per Share 2 | 117.0 | 141.0 | 152.0 | 56.00 | 58.20 | 44.50 |
| Capex 1 | 21.9 | 11.7 | 21 | 746 | 24.9 | 30.4 |
| Capex / Sales | 0.82% | 0.39% | 0.62% | 20.6% | 0.58% | 0.59% |
| Announcement Date | 17/09/18 | 18/08/19 | 13/09/20 | 29/07/21 | 03/07/22 | 23/07/23 |
1BDT in Million2BDT
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
| 1st Jan change | Capi. | |
|---|---|---|
| +36.63% | 3.87Cr | |
| +28.46% | 11TCr | |
| +12.16% | 10TCr | |
| -4.04% | 9.07TCr | |
| +16.56% | 7.38TCr | |
| +53.15% | 5.09TCr | |
| +21.74% | 3.38TCr | |
| +15.32% | 3.06TCr | |
| +15.12% | 2.99TCr | |
| +0.11% | 1.74TCr |
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