Stock 1658 POSTAL SAVINGS BANK OF CHINA CO., LTD.
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Financials Postal Savings Bank of China Co., Ltd.

Equities

1658

CNE1000029W3

Banks

Market Closed - Hong Kong S.E.
Other stock markets
 01:38:20 26/04/2024 pm IST 		5-day change 1st Jan Change
4 HKD -2.44% Intraday chart for Postal Savings Bank of China Co., Ltd. -1.23% +7.24%
19/04 Nomura Adjusts Postal Savings Bank of China’s Price Target to HK$4.36 From HK$3.92, Keeps a Neutral MT
16/04 North American Morning Briefing : Powell Comments, More Earnings Eyed DJ

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 4,82,727 3,93,896 4,58,454 4,19,607 4,12,748 4,49,426 - -
Enterprise Value (EV) 1 4,82,727 3,93,896 4,58,454 4,19,607 4,12,748 4,49,426 4,49,426 4,49,426
P/E ratio 6.58 x 5.19 x 5.71 x 5.04 x 4.08 x 4.39 x 4 x 3.86 x
Yield 4.44% 5.66% 5.55% - - 7.12% 7.65% 7.78%
Capitalization / Revenue 1.74 x 1.38 x 1.44 x 1.25 x 1.2 x 1.27 x 1.17 x 1.1 x
EV / Revenue 1.74 x 1.38 x 1.44 x 1.25 x 1.2 x 1.27 x 1.17 x 1.1 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.82 x 0.59 x 0.52 x - - 0.41 x 0.39 x 0.35 x
Nbr of stocks (in thousands) 8,62,02,738 8,69,78,562 9,23,83,968 9,23,83,968 9,91,61,076 9,91,61,076 - -
Reference price 2 4.736 3.686 4.457 4.283 3.390 3.703 3.703 3.703
Announcement Date 25/03/20 29/03/21 30/03/22 30/03/23 28/03/24 - - -
1CNY in Million2CNY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 2,76,809 2,86,202 3,18,762 3,34,956 3,42,912 3,53,802 3,83,487 4,09,228
EBITDA - - - - - - - -
EBIT 1 1,17,772 67,757 81,405 91,184 1,17,770 1,17,852 1,32,333 1,45,658
Operating Margin 42.55% 23.67% 25.54% 27.22% 34.34% 33.31% 34.51% 35.59%
Earnings before Tax (EBT) 1 63,745 68,136 81,454 91,364 91,599 98,587 1,05,384 1,07,884
Net income 1 60,933 64,199 76,170 85,224 86,270 86,136 94,211 97,435
Net margin 22.01% 22.43% 23.9% 25.44% 25.16% 24.35% 24.57% 23.81%
EPS 2 0.7200 0.7100 0.7800 0.8500 0.8300 0.8444 0.9257 0.9591
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.2102 0.2085 0.2474 - - 0.2635 0.2834 0.2882
Announcement Date 25/03/20 29/03/21 30/03/22 30/03/23 28/03/24 - - -
1CNY in Million2CNY
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2019 S2 2020 S1 2020 S2 2021 S1 2021 Q3 2021 Q4 2021 S2 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2023 S2 2024 Q1 2024 Q2 2024 S1 2024 Q3 2024 Q4 2024 S2 2025 S1 2025 S2
Net sales 1 1,35,412 1,46,485 1,40,052 1,57,653 80,761 80,404 1,61,454 - 88,379 1,73,635 - - 88,242 88,813 - 83,146 82,790 - 88,631 84,545 - 85,679 80,808 - - -
EBITDA - - - - - - - - - - - - - - - - - - - - - - - - - -
EBIT 1 50,658 69,821 - - 34,418 9,101 52,899 - 39,408 79,801 - 12,660 38,085 25,226 74,048 28,123 13,781 - 38,294 34,193 - 30,873 13,107 - - -
Operating Margin 37.41% 47.66% - - 42.62% 11.32% 32.76% - 44.59% 45.96% - - 43.16% 28.4% - 33.82% 16.65% - 43.21% 40.44% - 36.03% 16.22% - - -
Earnings before Tax (EBT) 1 22,959 36,227 - - - - - - 23,900 52,693 - 8,786 - 25,267 - 28,109 8,759 - 28,828 - - - - - - -
Net income 1 23,552 33,658 - 41,010 23,581 - - 24,977 22,137 47,114 26,735 11,375 - 23,284 - 26,091 10,615 - 25,801 - - - - - - -
Net margin 17.39% 22.98% - 26.01% 29.2% - - - 25.05% 27.13% - - - 26.22% - 31.38% 12.82% - 29.11% - - - - - - -
EPS 2 - - - - - - - 0.2600 - - 0.2900 0.1200 - 0.1900 0.4600 - - 0.3700 0.2600 - 0.5000 - - 0.3900 0.4900 0.4000
Dividend per Share - - - - - - - - - - - - - - - - - - - - - - - - - -
Announcement Date 25/03/20 30/08/20 29/03/21 27/08/21 28/10/21 30/03/22 30/03/22 29/04/22 22/08/22 22/08/22 26/10/22 30/03/23 27/04/23 30/08/23 30/08/23 27/10/23 28/03/24 28/03/24 - - - - - - - -
1CNY in Million2CNY
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 13.1% 11.8% 10.4% 11.9% 10.9% 9.79% 10.1% 9.32%
ROA (Net income/ Total Assets) 0.62% 0.6% 0.64% 0.64% - 0.55% 0.53% 0.5%
Assets 1 98,27,903 1,06,99,833 1,19,70,769 1,33,26,661 - 1,57,10,231 1,76,25,286 1,93,43,546
Book Value Per Share 2 5.750 6.250 8.600 - - 9.030 9.550 10.50
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 25/03/20 29/03/21 30/03/22 30/03/23 28/03/24 - - -
1CNY in Million2CNY
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Postal Savings Bank of China Co., Ltd.

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
21
Last Close Price
3.703 CNY
Average target price
4.439 CNY
Spread / Average Target
+19.89%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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  4. Financials Postal Savings Bank of China Co., Ltd.