Financials Poonawalla Fincorp Limited

Equities

Delayed NSE India S.E. Other stock markets 03:28:49 12/02/2026 pm IST			5-day change	1st Jan Change
471.60 ^INR	-3.62%		+12.23%	-2.35%

05/02	Poonawalla Fincorp Raises INR5 Billion Through Debt Offering; Shares Down 3%	MT
03/02	India new issue - Poonawalla Fincorp to issue 10-year bonds, bankers say	RE

Fiscal Period: March	2023	2024	2025	2026	2027	2028
Net sales ¹	20,100	21,967	27,078	39,774	64,628	90,185
Change	-	9.29%	23.26%	46.89%	62.49%	39.54%
EBITDA	-	-	-	-	-	-
Change	-	-	-	-	-	-
EBIT ¹	6,008	13,894	13,228	18,214	33,241	48,330
Change	-	131.24%	-4.79%	37.7%	82.5%	45.39%
Interest Paid ¹	-	-	-15,151	-27,516	-41,634	-57,252
Earnings before Tax (EBT) ¹	7,666	25,385	-1,354	6,589	18,089	28,343
Change	-	231.16%	-105.33%	586.63%	174.53%	56.69%
Net income ¹	5,849	20,560	-983.4	4,952	13,735	21,205
Change	-	251.48%	-104.78%	603.6%	177.34%	54.38%
Announcement Date	26/04/23	29/04/24	25/04/25	-	-	-

¹INR in Million

Estimates

Fiscal Period: March	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	5,193	5,812	7,123	7,447	5,500	6,407	6,758	6,449	6,722	7,149	7,679	9,050	10,382	12,799
Change	-	11.91%	22.57%	4.55%	-26.14%	16.47%	5.48%	-4.57%	4.22%	6.36%	7.41%	17.85%	14.72%	23.28%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	1,558	2,016	2,941	3,356	3,502	4,094	4,321	2,792	3,730	2,384	3,245	3,566	4,723	7,000
Change	-	29.42%	45.91%	14.09%	4.36%	16.9%	5.55%	-35.4%	33.62%	-36.09%	36.12%	9.87%	32.45%	48.22%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-7,271	-8,841
Earnings before Tax (EBT) ¹	-	2,366	2,676	15,287	3,568	3,855	3,896	-6,304	251.8	802.2	834.4	988.9	1,882	3,351
Change	-	-	13.07%	471.32%	-76.66%	8.05%	1.08%	-261.8%	103.99%	218.59%	4.01%	18.52%	90.28%	78.09%
Net income ¹	-	1,807	2,002	12,589	2,651	3,317	2,916	-4,710	187.3	623.3	626	742	1,443	2,512
Change	-	-	10.81%	528.72%	-78.94%	25.1%	-12.08%	-261.51%	103.98%	232.78%	0.43%	18.53%	94.5%	74.06%
Announcement Date	23/01/23	26/04/23	24/07/23	20/10/23	18/01/24	29/04/24	20/07/24	25/10/24	31/01/25	25/04/25	25/07/25	17/10/25	-	-

¹INR in Million

Estimates

Fiscal Period: March	2023	2024	2025	2026	2027	2028
Net Debt	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	26/04/23	29/04/24	25/04/25	-	-	-

Estimates

Fiscal Period: March	2020	2021	2022	2023	2024	2025
CAPEX ¹	473.5	193.6	624.1	635	94.1	282.2
Change	-	-59.11%	222.34%	1.75%	-85.18%	199.89%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	09/08/20	05/08/21	06/07/22	26/04/23	22/06/24	07/07/25

¹INR in Million

Estimates

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	-	-	29.89%	63.25%	48.85%	45.79%	51.43%	53.59%
EBT Margin (%)	-	-	-	38.14%	115.56%	-5%	16.57%	27.99%	31.43%
Net margin (%)	-	-	-	29.1%	93.59%	-3.63%	12.45%	21.25%	23.51%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	-	-	3.79%	9.78%	-0.33%	1.04%	1.93%	2.12%
ROE	-	-	-	9.64%	28.28%	-1.21%	5.31%	11.26%	14.09%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	2	2	-	2	2.267	2.767
Change	-	-	-	-	0%	-	-	13.33%	22.06%
Book Value Per Share ¹	-	-	-	83.66	104.8	105.1	129	158	180.9
Change	-	-	-	-	25.25%	0.31%	22.7%	22.5%	14.51%
EPS ¹	-	-	-	7.57	26.43	-1.27	6.029	15.69	24.1
Change	-	-	-	-	249.14%	-104.81%	574.69%	160.19%	53.64%
Nbr of stocks (in thousands)	-	-	-	7,67,948	7,74,551	7,74,014	8,12,721	8,12,721	8,12,721
Announcement Date	-	-	-	26/04/23	29/04/24	25/04/25	-	-	-