PagSeguro Digital : PAGS DAY 2021 | Bulding up our ecosystem + Culture and People
November 19, 2021 at 04:23 am IST
Share
RICARDO
DUTRA
CHIEF EXECUTIVE OFFICER
Ricardo Dutra
Chief Executive Officer
Education
Master's Degree: Full-time MBA from Darden | University of Virginia
Executive Education: FGV-SP
Bachelor's Degree: Electrical/Industrial Engineering from FEI
Professional Background
2
Seasoned and highly motivated Management team
Ricardo Dutra
Alexandre Magnani
Marden Neubert
Artur Schunck
Chief Executive Officer
Chief Operating Officer
Chief Technology Officer
Chief Financial Officer
Marlei Silva
Fábio Herszkowicz
Rogério Goulart
Head of Digital Account
Head of Financial Services
Chief Risk Officer
3
Brazilian Payments Timeline
1950
1990
2006
2010
2013
2018
2019
2020
• Dinners Club
•
The "Real Plan"
• PAGS
• End of the
•
PAGS starts
• PagSeguro's
• Launch of the
• Launch of PIX
launched as a
supports growth
founded
exclusivity
selling POS
NYSE IPO:
BC # agenda, by
and initial
Shopping Card
and new kinds of
agreement
the largest
the Central Bank,
phases of Open
credit cards were
between
•
BACEN
raising capital
to foster
Banking by the
launched
Visa + Cielo and
launches the
through an IPO
competition
Central Bank
(vouchers,
Master + Rede
Payments
for a Brazilian
and creating
among others)
Institutions
fintech ($2.6B)
opportunities
regulation
for new players
•
VisaNet and
like PAGS
Redecard
founded
•
Beginning of
card issuance
duality in the
Brazilian market
4
Moving upmarket is easier than the opposite
ENTERPRISES
SMB
LONGTAIL
PAGS' winning strategy
Local player aware of the opps/risks
First mover and >90% online audience coverage (UOL) drives scalability lowering CAC
Mobile first experience: no bureaucracy
Robust infrastructure to serve longtail extended to larger merchants
Tech-DNA supports competitive pricing policies and healthy LTV
5
Non-GAAPNet Income / Acquiring TPV. Based on companies' public information;
ARPU: LTM Revenue (Financial and Services) / (Active client last 5 quarters average). Source: companies' public information.
This is an excerpt of the original content. To continue reading it, access the original document here.
Attachments
Original Link
Original Document
Permalink
Disclaimer
PagSeguro Digital Ltd. published this content on 18 November 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 18 November 2021 22:52:08 UTC.
PagSeguro Digital Ltd. is a disruptive provider of financial technology solutions focused primarily on consumers, individual entrepreneurs, micro-merchants, small companies, and medium-sized companies in Brazil. Its end-to-end digital ecosystem enables its merchants not only to accept payments, but also to grow and manage their businesses. It offers a two-sided ecosystem, providing banking and payments experience through a single interface, with one app, one platform and one customer support. Its digital banking ecosystem features its free PagBank digital account, under the brand PagBank, and offers about 40 cash-in methods and 13 cash-out options. Focusing primarily on individual entrepreneurs, micro-merchants, and small and medium-sized enterprises (SMEs), the Company offer a range of POS and mPOS devices specifically designed to fit their business needs. The Companyâs end-to-end payments ecosystem enables its customers to accept a range of online and in-person payment methods.
PAGSEGURO DIGITAL LTD. 
