Oxford Bank Corp. announced earnings results for the second quarter ended June 30, 2012. The bank recorded a second quarter ended June 30, 2012 core earnings profit of $468,480, or $0.40 per share, compared to a second quarter 2011 earnings net profit of $1,263,411, or $1.09 per share that included $958,000 of Allowance for Loan Losses (ALLL) excess that was transferred to earnings during the quarter. As a result, 2012 second quarter core earnings have outperformed 2011 second quarter core earnings by $163,069. The bank is expected to generate additional core earnings for the remainder of 2012.